The Crises of Microcredit

The Crises of Microcredit

Author: Isabelle Guérin

Publisher: Bloomsbury Publishing

Published: 2015-10-15

Total Pages: 221

ISBN-13: 1783603763

DOWNLOAD EBOOK

Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented? Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies. An original and necessary intervention in what has become one of the most contentious topics within the development world.


Loan Officer Training

Loan Officer Training

Author: Alex Johnson

Publisher: Lulu.com

Published: 2007-12-01

Total Pages: 188

ISBN-13: 0615177824

DOWNLOAD EBOOK

Thinking about a career as a residential mortgage loan officer? Our Manual provides loan officer training and mortgage broker training for individuals at every level of the mortgage industry-from basic training for those just starting out


The Loan Officer Guide

The Loan Officer Guide

Author: Fredrick R. Williams

Publisher: American Integrity Publishing, Inc.

Published: 2004-08

Total Pages: 312

ISBN-13: 097471061X

DOWNLOAD EBOOK

Have you ever contemplated the best way to explain the APR to a customer? Have you ever wished for a faster way to figure the number of months of escrows to collect? If you answered "YES!," The Loan Officer Guide has the answers to these questions and many more! Fredrick Williams presents a proven, practical system to help increase your understanding, efficiency, and productivity in the mortgage industry. Filled with specific instructions in an easy-to-read format, The Loan Officer Guide will help you understand and effectively complete each step of the mortgage loan process while maintaining compliance with federal regulations. You'll learn how to: *pre-qualify the borrower *take a complete loan application *read, analyze, and understand credit reports *collect and analyze the appropriate, supporting documentation *submit a loan that can be easily processed, underwritten, and closed. The Loan Officer Guide is the toolbox that allows the loan officer to improve productivity and efficiency, thus increasing profits. The book layout and the steps contained within each chapter correlate to the actual flow of a loan file from pre-qualification to closing. The author's intent is to offer a guide that is the essential resource within the mortgage industry for mortgage brokers, loan officers, and loan processors.


The Struggle Was Real Until

The Struggle Was Real Until

Author: Greta Faye Ross

Publisher: eBookIt.com

Published: 2018-01-05

Total Pages: 49

ISBN-13: 1456629859

DOWNLOAD EBOOK

This book is a simple description of biblical principles about money that anyone can apply and see results.


Mortgage Lending - Loan Officer Training

Mortgage Lending - Loan Officer Training

Author: Kenney

Publisher: Eiram Publishing

Published: 2011-03

Total Pages: 312

ISBN-13: 1933039620

DOWNLOAD EBOOK

Congratulations on your decision to enter the mortgage-lending arena. Mortgage lending is one of the most secure, respected, and exciting career opportunities available. Each day will bring you challenges that you will overcome, the excitement of helping to create a loan program that meets the needs of both the borrower and the lender, and the satisfaction of helping each borrower achieve their dreams of home ownership. Home Mortgage Lending is an excellent career opportunity that provides stability, advancement, and a sense of satisfaction to the loan officer who obtains the knowledge and skills necessary to excel within the profession. The training contained in the course provides specific information concerning the loan process and the part you and others play in that process. The information we offer in this program provides you with the foundation that you need to become a well rounded mortgage professional. The top of your field, you will specialize in the overall picture. You will develop the perfect mix of knowledge and skills, add to it the creativity required when overcoming the specific issues that occur during the loan process, and begin on the path that will lead you to the top of your profession. Mortgage lending provides you with the career option that will make you one of the most highly respected professionals within your community. The skills that you will attain over the coming weeks will make you a commodity that is in high demand in the market. Research has shown that the most important attribute of a successful loan officer is the drive to succeed within their chosen profession. The drive to succeed surpasses educational degrees, experience and personal attributes. Purchasing this program shows that you have the initial drive needed to begin on the path toward career stability and success and the ability attain top-producer status. Mortgage Lending is perhaps one of the most satisfying career options available. You will perform the service of helping people to fulfill their dreams of home ownership. The industry is fast-paced, exciting and offers a stable opportunity to anyone willing to put forth the effort necessary to succeed. Each file you receive will contain a myriad of variations that will ensure every workday provides you with the challenge to perform at your best. The coursework builds the foundation that you will need in the coming days, months, and years. Upon successful completion of the coursework and an understanding of each review section, you will find that you are have a higher industry skill level then 90% of your competing loan officers.


The Loan Officer's Little Black Book

The Loan Officer's Little Black Book

Author: Phil Leary

Publisher: Lulu.com

Published: 2011-01-28

Total Pages: 134

ISBN-13: 0983309124

DOWNLOAD EBOOK

A primer and indispensable guide on the nuts-and-bolts of residential mortgage lending. Over 150 critical terms are explained (from Annual Percentage Rate to Yield Spread Premium); mortgage calculations are provided; the steps of the home purchase and the essentials of refinancing are discussed; the standard loan products are defined; credit interpretation and valuable appraisal information is also included, and not a few hard-to-find industry secrets. This reference may easily become an L.O.'s best friend.


Princes of the Yen

Princes of the Yen

Author: Richard Werner

Publisher: Routledge

Published: 2015-03-04

Total Pages: 384

ISBN-13: 131746219X

DOWNLOAD EBOOK

This eye-opening book offers a disturbing new look at Japan's post-war economy and the key factors that shaped it. It gives special emphasis to the 1980s and 1990s when Japan's economy experienced vast swings in activity. According to the author, the most recent upheaval in the Japanese economy is the result of the policies of a central bank less concerned with stimulating the economy than with its own turf battles and its ideological agenda to change Japan's economic structure. The book combines new historical research with an in-depth behind-the-scenes account of the bureaucratic competition between Japan's most important institutions: the Ministry of Finance and the Bank of Japan. Drawing on new economic data and first-hand eyewitness accounts, it reveals little known monetary policy tools at the core of Japan's business cycle, identifies the key figures behind Japan's economy, and discusses their agenda. The book also highlights the implications for the rest of the world, and raises important questions about the concentration of power within central banks.