Examines the often unexpected relationship that develops between an animal subject and the scientist and how this can affect the result of an experiment.
IN THE GAME OF LOVE WINNING OR LOSING COULD MEAN ALL THE SAME. Meghna is a final year Commerce student. She is a huge cricket buff, but even more importantly is a crazy fan of Rishit, the cricket star, who almost every girl has a huge crush on. Meeting him was a chance, but what happens ahead is absolute destiny. When you no longer hold the strings to what is happening to you, you can only wait and watch fate play its part, turning the things around you in the most unexpected manner.Meghna said nothing when Rishit (the guy who monopolized her dreams) entered her world; it was all written. She learnt that there was a world where people were empowered by the Energies of the 5 elements and that each person in that world had a human copy, a look alike. So when Rishit's copy dissolves (dies) his energies erroneously get transferred to Rishit. When Rishit wakes up to this other world, the first person he happens to meet is Meghna's copy. This creates a weird bonding between Meghna and Rishit in the human world. Meghna is on the worst kind of a bilateral road. She wants Rishit to be safe, get him out of this mess, but she also knows that the moment he does, the weird bonding that holds her only hope of a relationship with Rishit would no longer exist. What should she hope for? When someone you love, loves you because you are bonded by a mixed fate...do you hate or love such an inevitable bond?"
From the New York Times-bestselling authors of THE PACT Drs. Sampson Davis, George Jenkins, and Rameck Hunt discovered early in their friendship that they shared a disturbing trait: as children, they navigated dangerous inner-city life without a father’s guidance. In spite of this, they escaped delinquency and crime to form the Pact, dedicated to putting themselves on the road to success. Now, the Three Doctors make a new promise: to set aside their resentment, and rebuild the relationships with their fathers—men they barely recognize. Told in alternating voices between father and son, The Bond explores the hard lessons of growing up without a father and suggests ways to stem the tide of fatherlessness in communities across the country. Honest, brave, and poignant, The Bond is a book for every child and every family.
The coming financial apocalypse and what government and individuals can do to insulate themselves against the worst shocks In this controversial book a noted adherent of Austrian School of Economics theories advances the thesis that the United States is fast approaching the end stage of the biggest asset bubble in history. He describes how the bursting of the bubble will cause a massive interest rate shock that will send the US consumer economy and the US government—pumped up by massive Treasury debt—into bankruptcy, an event that will send shockwaves throughout the global economy. Michael Pento examines how policies followed by both the Federal Reserve and private industry have contributed to the impending interest rate disaster and highlights the similarities between the US and European debt crisis. But the book isn't all doom and gloom. Pento also provides well-reasoned solutions that, government, industry and individuals can take to insulate themselves against the coming crisis. Paints an alarmingly vivid picture of the massive interest rate shock which soon will send consumers and the government into bankruptcy Backed by a wealth of historical and economic data, Pento explains how the bubble was created and what the U.S. can do to mitigate the impending crisis Provides investors with sound strategies for protecting themselves and their assets against the coming financial apocalypse Explains why retirees, in particular, will be at risk as real estate prices decline, pensions weaken, and the bond bubble bursts
Speculative fiction from the acclaimed bestselling author of Exit, Pursued by a Bear and Star Wars: Ahsoka. Victoria-Margaret is the crown princess of the empire, a direct descendent of Victoria I, the queen who changed the course of history. The imperial tradition of genetically arranged matchmaking will soon guide Margaret into a politically advantageous marriage. But before she does her duty, she'll have one summer of freedom and privacy in a far corner of empire. Posing as a commoner in Toronto, she meets Helena Marcus, daughter of one of the empire's greatest placement geneticists, and August Callaghan, the heir to a powerful shipping firm currently besieged by American pirates. In a summer of high-society debutante balls, politically charged tea parties, and romantic country dances, Margaret, Helena, and August discover they share an extraordinary bond and maybe a one-in-a-million chance to have what they want and to change the world in the process. Set in a near-future world where the British Empire was preserved not by the cost of blood and theft but by the effort of repatriation and promises kept, That Inevitable Victorian Thing is a surprising, romantic, and thought-provoking story of love, duty, and the small moments that can change people and the world. ★ "This witty and romantic story is a must-read.”—SLJ, starred review ★ "Compelling and unique—there's nothing else like it."—Booklist, starred review. ★ "[A] powerful and resonant story of compassion, love, and finding a way to fulfill obligations while maintaining one’s identity."—PW, starred review
A guide to the theory behind bond math formulas Bond Math explores the ideas and assumptions behind commonly used statistics on risk and return for individual bonds and on fixed income portfolios. But this book is much more than a series of formulas and calculations; the emphasis is on how to think about and use bond math. Author Donald J. Smith, a professor at Boston University and an experienced executive trainer, covers in detail money market rates, periodicity conversions, bond yields to maturity and horizon yields, the implied probability of default, after-tax rates of return, implied forward and spot rates, and duration and convexity. These calculations are used on traditional fixed-rate and zero-coupon bonds, as well as floating-rate notes, inflation-indexed securities, and interest rate swaps. Puts bond math in perspective through discussions of bond portfolios and investment strategies. Critiques the Bloomberg Yield Analysis (YA) page, indicating which numbers provide reliable information for making decisions about bonds, which are meaningless data, and which can be very misleading to investors Filled with thought-provoking insights and practical advice, this book puts the intricacies of bond math into a clear and logical order.
You must be aware of the value, potential return and risk of your own human capital (your job, career and what you do for a living as opposed to stocks and bonds or other investment choices) as well as financial capital and investments to plan a secure future. Human capital is the most valuable asset that you will own over your lifecycle. You need to balance all financial decisions with the characteristics of your human capital. The key trends identified in the first edition of the book namely, the decline of Defined Benefit (DB) pension provision, the continued increase in human longevity and the risk of personal inflation, are as relevant today as they were five years ago. The financial crisis has taught us that all types of capital - human, financial and even social - are key to a secure financial future. If your career has "stock-like" growth and risk characteristics, Milevsky helps you balance your "portfolio" by tilting investments towards safer "bonds." If your job is more secure but offers lower financial upside, you'll learn to tilt your investments towards stocks that compensate for your lower earning potential. Either way, Milevsky shows you how to integrate investments, insurance, annuities, and retirement plans to generate the safe and reliable income you'll need. This Edition's updates include: New 2012 data, charts, figures, and references More coverage of incorporating "human capital" into financial planning Advice reflecting the aftermath of the financial crisis Easier, more usable techniques, and less math!