Elements of Banking

Elements of Banking

Author: Julia Hoyle

Publisher: Butterworth-Heinemann

Published: 2014-05-21

Total Pages: 449

ISBN-13: 1483105830

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Elements of Banking: Made Simple discusses the fundamental concepts of banking. The book covers the various banking services, such as saving, lending, and investment. In the first two chapters, the text reviews the history of banking and money system. The succeeding four chapters deal with customers. These chapters cover types of customers and the accounts available to them. Next, the legal bases of banking are discussed, while the British banking systems are primarily concerned in Chapters 8 to 11. The next four chapters cover the banking services, which include lending, savings, and investment. Chapters 16 to 18 discuss banking and international trade. The next chapter deals with promoting banking services, and the last chapter tackles the Institute of Bankers. The book will be of great interest to the undergraduate students of accountancy, business administration, and management.


Principles of Banking Regulation

Principles of Banking Regulation

Author: Kern Alexander

Publisher: Cambridge University Press

Published: 2019-06-06

Total Pages: 497

ISBN-13: 110842726X

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Analyses banking regulation and recent international developments, including Basel IV, bank resolution and Brexit, and their impact on bank governance.


An Introduction to Banking

An Introduction to Banking

Author: Moorad Choudhry

Publisher: John Wiley & Sons

Published: 2018-05-29

Total Pages: 598

ISBN-13: 1119115892

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A practical primer to the modern banking operation Introduction to Banking, Second Edition is a comprehensive and jargon-free guide to the banking operation. Written at the foundational level, this book provides a broad overview of banking to give you an all-around understanding that allows you to put your specialty work into context within the larger picture of your organization. With a specific focus on risk components, this second edition covers all key elements with new chapters on reputational risk, credit risk, stress testing and customer service, including an updated chapter on sustainability. Practical material includes important topics such as the yield curve, trading and hedging, asset liability management, loan origination, product marketing, reputational risk and regulatory capital. This book gives you the context you need to understand how modern banks are run, and the key points operation at all levels. Learn the critical elements of a well-structured banking operation Examine the risk components inherent in banking Understand operational topics including sustainability and stress testing Explore service-end areas including product marketing and customer service Banks continue to be the heart of the modern economy, despite the global financial crisis —they have however become more complex. Multiple layers and a myriad of functions contribute to the running of today's banks, and it's critical for new and aspiring bankers to understand the full breadth of the operation and where their work fits in. Introduction to Banking, Second Edition provides an accessible yet complete primer, with emphasis on the areas that have become central to sustainable banking operation.


Unsettled Account

Unsettled Account

Author: Richard S. Grossman

Publisher: Princeton University Press

Published: 2010-06-07

Total Pages: 407

ISBN-13: 1400835259

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A sweeping look at the evolution of commercial banks over the past two centuries Commercial banks are among the oldest and most familiar financial institutions. When they work well, we hardly notice; when they do not, we rail against them. What are the historical forces that have shaped the modern banking system? In Unsettled Account, Richard Grossman takes the first truly comparative look at the development of commercial banking systems over the past two centuries in Western Europe, the United States, Canada, Japan, and Australia. Grossman focuses on four major elements that have contributed to banking evolution: crises, bailouts, mergers, and regulations. He explores where banking crises come from and why certain banking systems are more resistant to crises than others, how governments and financial systems respond to crises, why merger movements suddenly take off, and what motivates governments to regulate banks. Grossman reveals that many of the same components underlying the history of banking evolution are at work today. The recent subprime mortgage crisis had its origins, like many earlier banking crises, in a boom-bust economic cycle. Grossman finds that important historical elements are also at play in modern bailouts, merger movements, and regulatory reforms. Unsettled Account is a fascinating and informative must-read for anyone who wants to understand how the modern commercial banking system came to be, where it is headed, and how its development will affect global economic growth.