Building a successful career in a red-hot field. Financial planning is one of the fastest growing careers in America today. Written by a veteran certified financial planning expert, this invaluable book tells aspiring and new CFPs everything you need to know about the certification process, setting up private practice, self-marketing techniques, client management and expansion, and much more. —Includes a comprehensive resource section
According to the U.S. Office of Statistics, financial planning is one of the fastest-growing careers in America today. Over 200,000 financial presently work in the marketplace, and the growth rate continues in the double digits. Of those financial planners, over 40 percent are self-employed or outside affiliates with financial institutions. Certified financial planners usually come from financial backgrounds, including accountants, bankers, MBAs, or brokers. But what do you need to become a CFPr and how can you make it a successful career path? The Complete Idiot's Guide to Success as a Personal Financial Planner has it all.
Revised and updated, this new edition clearly explains all the basic information everyone in this age group needs to begin planning their personal finances or enhance their current financial plan to yield better returns on their investments, including completely new material on. Topics Covered Internet banking Budget for spiraling food and fuel costs College loans management Effective 401(k) and retirement planning Debit and prepaid credit cards Tips about online car shopping Online college degrees and what they can get you Investment strategies for the next decade Home-based employment opportunities Financial effects of changing job Financial impact of marriage and children Home ownership options from building your own to townhouses and condos Online mortgage brokers Fully updated resources
There are dozens of manuals about how to organize one's personal finances. Financial pundits and financial planners have volumes of advice to give about investing, debt management, college financing, retirement, savings, household expenses-you name it. But for the average person, all this 'expert advice' can be overwhelming. John Napolitano, Certified Financial Planner and expert in personal financial organization, has the solution with The Complete Idiot's Guide®Personal Financial Workbook.Drawing on his nearly 30 years of helping others plan their financial future, Napolitano has created a step-by-step workbook that gives the reader a clear path to follow for their financial planning needs. Readers learn ... How to get an quick yet detailed overview of their financial profile. How to evaluate their priorities about spending, investment, and life goals. The practical and prudent approach to their revenue and how to distribute it. Ways to get a grip on their spending habits and savings initiatives. How to plan for the future, no matter what the financial climate is. All about US college financing. The best ways to go about planning for retirement. As a unique bonus, the book includes a CD-ROM that not only contains the dozens of worksheet forms, checklists, and questionnaires that appear in the book, but also has interactive Excel forms that make planning for all kinds of financial scenarios flexible, fast, and easy. All forms are printable.
A must-have reference for financial advisors In step-by-step detail, Success as a Financial Advisor For Dummies covers how a current or would-be financial advisor can maximize their professional success through a series of behaviors, activities, and specific client-centric value propositions. In a time when federal regulators are changing the landscape on the standard of care that financial services clients should expect from their advisors, this book affords professionals insight on how they can be evolving their practices to align with the regulatory and technological trends currently underway. Inside, you’ll find out how a financial advisor can be a true fiduciary, how to compete against the growing field of robo-advisors, and how the passive investing trend is actually all about being an active investor. Additionally, you’ll discover time-tested advice on building and focusing on client relationships, having a top advisor mindset, and much more. Master the seven core competencies Attract and win new business Pick the right clients Benchmark your performance Start your own firm Brimming with practical expert advice, Success as a Financial Advisor For Dummies is a priceless success tool for any wannabe or experienced financial advisor.
The essential chapters for those facing Chapter Seven or Chapter Eleven. With the percentage of personal bankruptcies soaring to over 10% nationwide, and the process for filing now more complicated, many are investigating their options. This guide, by a business journalist and bankruptcy expert, offers the reader comprehensive information on: all capters of personal bankruptcy; the most current legal information; and a detailed explanation on filing. ?Jargon-free, pragmatic financial advice ? Clear, complete and up-to-date information about all aspects of personal bankruptcy ? State by state exceptions under new laws ? Complete listing of vital websites to research before filing
It isn't too late to recoup! Today, with investments worth only a fraction of what they were a year ago, people need to be smarter about their finances. This book is here to level the playing field, explaining the games that are played, and the details that can confuse anyone when they depend on the false assumptions the money people are encouraging them to believe. ?How banks and credit card companies profit from their customers ?Your 401(k) and retirement plans - not all nest eggs are created equal ?Buying and selling a home - the Mortgage Meltdown 101 ?Health care, college tuition, car purchase and maintenance, and life insurance - and a lot of fine print to read!
A wise investment. Revised and updated, this new edition of The Complete Idiot's Guide® to Personal Finance in Your 20s and 30s explains all the basic information anyone in this age group will need to manage their personal finances or enhance their financial plan to yield better returns on their investments. *Covers 401(k) and retirement planning plus investment strategies for the next decade *Budgeting tips forspiraling food and fuel costs, as well as the financial impacts of changing jobs and growing families *Homeownership options from building from scratch to townhouses and Condos *Up-to-date information on internetbanking and online mortgage brokers Download a sample chapter.
The must-have guide to achieving great wealth Making Millions For Dummies lays out in simple, easy-to-understand steps the best ways to achieve wealth. Through a proven methodology of saving, building a successful business, smart investing, and carefully managing assets, this up-front, reliable guide shows readers how to achieve millionaire or multimillionaire status. It provides the lowdown on making wise financial decisions, with guidance on managing investments and inheritances, minimizing taxes, making money grow, and, most important, how to avoid common and costly financial mistakes. Millionaire wannabes will see how to maintain financial security throughout their life with this easy-to-follow road map to financial independence. For individuals who yearn to make millions but don't want to be restricted to owning or running a business, the book features other options, such as inventing and patenting the next big thing, consulting, selling high-value collectibles, and flipping or owning real estate.
