The Best Pocket Guide Ever for Eliminating Debt
The Best Pocket Guide Ever for Eliminating Debt

Author: Jillian Howard

Publisher: Penguin Random House South Africa

Published: 2014-06-05

Total Pages: 66

ISBN-13: 1770226893

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If you are one of the more than five million South Africans who are deeply in debt, or would like advice on how to become and stay debt-free, this is the book for you ... Figures from the National Credit Regulator Credit Bureau Monitor show that more than 9.5 million people have bad debt records, as they have fallen behind on their repayments. And this figure is bound to increase as many more turn to credit to survive rising food and fuel costs. A bleak picture indeed. But much-needed and timeous help is now at hand with this useful guide to eliminating personal debt. This condensed but highly informative book will help you to assess the extent of your debt and what to do about it; assist you in drawing up a budget and sticking to it; and provide you with options on how to best pay off your debt and create new spending habits in order to live debt-free. It is essential reading for each and every South African who finds him- or herself trapped in debt, whether you are just starting out, are in mid-career or facing retirement. Because it is possible to live a debt-free life, and live it well!

The Smart Cookies' Guide to Making More Dough and Getting Out of Debt
The Smart Cookies' Guide to Making More Dough and Getting Out of Debt

Author: The Smart Cookies

Publisher: Delacorte Press

Published: 2008-09-30

Total Pages: 229

ISBN-13: 0440338050

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Let The Smart Cookies show you how to eliminate debt, spend smarter, save better, and achieve financial freedom—without sacrificing your social life or your sanity! They were five dynamic young women: smart, successful—and secretly drowning in debt. Inspired by an episode of The Oprah Winfrey Show on personal finance, Andrea, Angela, Katie, Robyn, and Sandra formed a money club, together developing strategies for turning their finances around. Just one year later they had dramatically improved their financial situations—and had made major developments in their careers, relationships, and life goals to boot. Their proven recipe for success has since been featured on The Oprah Winfrey Show, MSNBC, and in the New York Daily News. How did they do it? These five women—with varied careers in marketing, public relations, social work, and TV production—joined forces to create a fun, simple, effective strategy for achieving financial success, forming a money club and supporting each other every step of the way. Now, in this extraordinary hands-on guide, the women, who soon dubbed themselves The Smart Cookies, share the secrets of their success. Weaving anecdotes from their own lives with practical, how-to advice, The Smart Cookies offer strategies that cut across the financial spectrum, whether you’re deeply in debt or just want to manage your money better. Tackling the unique financial challenges facing women today, they offer easy-to-follow advice on everything from creating a spending plan to boosting your income to starting your own money club.

The Bitchy Waiter
The Bitchy Waiter

Author: Darron Cardosa

Publisher: Union Square + ORM

Published: 2016-07-05

Total Pages: 257

ISBN-13: 1454922613

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Hilarious tales from the trenches of food service from the popular blog—perfect for fans of David Sedaris, Anthony Bourdain, Erma Bombeck and Mo Rocca. For all those disenchanted current and former food service employees, Darron Cardosa (a.k.a. The Bitchy Waiter) has your back. Based on his popular blog, this riotous book is full of waitstaff horror stories—plus heartwarming tales—from three decades in the industry. Cardosa knows you want your beer cold (“You want a cold beer? Thank you for clarifying so I didn’t bring you the one that just came out of the oven”). And while he may hate children (“I know the kid at Table Eight is trouble the moment he rolls into the restaurant in his fancy stroller”), he will at least consider owning up to his mistakes: “Do I take the steak from the floor, citing the “three-second rule,” and put it in the to-go box and carry it back to the woman?” From crazy customers to out-of-control egos, these acerbic tales offer a hilarious glimpse into what really goes on in that fancy restaurant—and inside the mind of a server. Praise for The Bitchy Waiter “Cardosa does for wait staff what Anthony Bourdain did for kitchens: he exposes the ugly side of food service from the perspective of those working on the front lines. And he puts the potential restaurant customer on notice that someone is watching and recording their bad behavior.” —Shelf Awareness

Ask a Manager
Ask a Manager

Author: Alison Green

Publisher: Ballantine Books

Published: 2018-05-01

Total Pages: 306

ISBN-13: 0399181822

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From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together

Status Games
Status Games

Author: Loretta Graziano Breuning

Publisher: Rowman & Littlefield

Published: 2021-09-08

Total Pages: 191

ISBN-13: 1538144204

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Rewire your brain to avoid the trap of comparison and status-seeking to achieve more contentment and satisfaction from life People care about status despite their best intentions because our brains are inherited from animals who cared about status. The survival value of status in the state of nature helps us understand our intense emotions about status today. Beneath your verbal brain, you have the brain common to all mammals. It rewards you with pleasure hormones when you see yourself in a position of strength, and it alarms you with stress hormones when you see yourself in a position of weakness. But constant striving for status can be anxiety-provoking and joy-stealing. Nothing feels like enough to our mammal brain. It releases those stress chemicals when you think others are ahead of you. Here, Loretta Breuning shines a light on the brain processes that encourage us to seek higher status. She teaches us how to rewire those connections for more contentment and less stress. No more worrying about keeping up with the Joneses. Your new way of thinking will blaze new trails to your happy hormones and you will RELAX.

The Witch's Way to Wealth
The Witch's Way to Wealth

Author: Jessie DaSilva

Publisher: Sourcebooks, Inc.

Published: 2023-09-19

Total Pages: 269

ISBN-13: 1728271789

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Witchcraft meets budgeting in this unique and intuitive approach to money, from the internet phenomenon Jessie DaSilva dubbed the "Millennial Money Witch" by Forbes. Making Money just got Magical... Manifestation, crystals, deities, divination, energy waves, meditation - these magical practices are not only good for your mental health, but they are also good for your wallet! As Millennials and Gen Z's struggle to maintain financial stability, they frequently look to Baby Boomer advice that doesn't even apply to the current financial climate. Finding new ways to deal with money is long overdue. A little bit of magic may be the answer! From Jessie DaSilva, the intuitive mindset coach dubbed the "Millennial Money Witch" by Forbes, comes new witchy and intuitive practices to help manifest real financial freedom. Using her three principles of magic, DaSilva combines business savvy techniques with real witchy practices to give a much need how-to-guide to making money! This magical book will teach you: What money really is How to manifest money (and all things in life!) properly Magical methods and spells to controlling and expanding your wallet How to budget like a witch That most importantly, the first step to financial comfort is Peace!

What To Do With Your Money When Crisis Hits
What To Do With Your Money When Crisis Hits

Author: Michelle Singletary

Publisher: HarperCollins

Published: 2021-05-18

Total Pages: 231

ISBN-13: 0358574285

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From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.

How Starbucks Saved My Life
How Starbucks Saved My Life

Author: Michael Gates Gill

Publisher: Penguin

Published: 2007-09-20

Total Pages: 284

ISBN-13: 1101216999

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Now in paperback, the national bestselling riches-to-rags true story of an advertising executive who had it all, then lost it all—and was finally redeemed by his new job, and his twenty-eight-year-old boss, at Starbucks. In his fifties, Michael Gates Gill had it all: a mansion in the suburbs, a wife and loving children, a six-figure salary, and an Ivy League education. But in a few short years, he lost his job, got divorced, and was diagnosed with a brain tumor. With no money or health insurance, he was forced to get a job at Starbucks. Having gone from power lunches to scrubbing toilets, from being served to serving, Michael was a true fish out of water. But fate brings an unexpected teacher into his life who opens his eyes to what living well really looks like. The two seem to have nothing in common: She is a young African American, the daughter of a drug addict; he is used to being the boss but reports to her now. For the first time in his life he experiences being a member of a minority trying hard to survive in a challenging new job. He learns the value of hard work and humility, as well as what it truly means to respect another person. Behind the scenes at one of America’s most intriguing businesses, an inspiring friendship is born, a family begins to heal, and, thanks to his unlikely mentor, Michael Gill at last experiences a sense of self-worth and happiness he has never known before. Watch a QuickTime trailer for this book.

The Money Book for the Young, Fabulous & Broke
The Money Book for the Young, Fabulous & Broke

Author: Suze Orman

Publisher: Penguin

Published: 2005

Total Pages: 412

ISBN-13: 9781573222976

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From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.