Savings Fitness

Savings Fitness

Author: Barry Leonard

Publisher: DIANE Publishing

Published: 2007-12

Total Pages: 32

ISBN-13: 9781422319024

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Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.


The Total Money Makeover: Classic Edition

The Total Money Makeover: Classic Edition

Author: Dave Ramsey

Publisher: Thomas Nelson

Published: 2013-09-17

Total Pages: 266

ISBN-13: 1595555285

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Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.


The Black Girl's Guide to Financial Freedom

The Black Girl's Guide to Financial Freedom

Author: Paris Woods

Publisher:

Published: 2021-09-18

Total Pages: 198

ISBN-13: 9781737606604

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This is not another boring personal finance book! Are you tired of spinning your wheels following financial advice that leaves you feeling broker than before? Are you pulling your hair out trying to follow the complicated instructions offered by the gurus? In The Black Girl's Guide to Financial Freedom, Paris Woods takes the guesswork out of wealth-building and presents a plan that anyone can follow. Paris spent years working in education and wanted to find a way to build wealth without changing careers or taking the traditional real estate or business routes. This book is the result of years of research and practice that helped her find a simpler path. Through real-life stories coupled with clear and actionable advice, you will learn to: - Build generational wealth- Avoid common financial traps- Earn your next degree debt-free- Achieve financial independence and retire early- Design a dream life you can start living todayThis book is perfect for Black women of any age, including young professionals just starting to set financial goals and mid-career women who are tired of following the same old rules and are ready to live life on their own terms. If freedom is your goal, then this is the book for you.


The Total Money Makeover Workbook

The Total Money Makeover Workbook

Author: Dave Ramsey

Publisher: Thomas Nelson

Published: 2004-01-19

Total Pages: 253

ISBN-13: 1418572276

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A simple, straight-forward game plan for completely making over your money habits! Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can: Set up an emergency fund (believe me, you're going to need it) Pay off your home mortgage?it is possible. Prepare for college funding (your kids will love you for it) Maximize your retirement investing so you can live your golden years in financial peace Build wealth like crazy! With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain. It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.


The Financial Peace Planner

The Financial Peace Planner

Author: Dave Ramsey

Publisher: Penguin

Published: 1998-01-01

Total Pages: 292

ISBN-13: 9780140264685

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Get out of debt and stay out with the help of Dave Ramsey, the financial expert who has helped millions of Americans control their money The Financial Peace Planner may be the most valuable purchase you ever make. Dave Ramey's practical regimen, based on his own personal experience with debt, offers hard-won advice and much needed hope to people who find themselves in serious debt and desperate for a way out. This book comes in a workbook format, allowing you to frequently monitor your progress and, most importantly, to face your situation honestly. Loaded with inspirational insights that come from personal experience, this set of books will be life changing for any debt-ridden readers. You'll find help on how to: • Assess the urgency of your situation • Understand where your money's going • Create a realistic budget • Dump your debt • Clean up your credit rating


The African American Guide to the Bible

The African American Guide to the Bible

Author: H.C. Felder

Publisher: Christian Faith Publishing, Inc.

Published: 2018-10-31

Total Pages: 278

ISBN-13: 1641140089

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The African American Guide to the Bible makes the case for the relevance of the Bible from the perspective of people of color. It presents a comprehensive biblical view of topics of interest to African Americans and clarifies racial issues for white people. Part 1 addresses the inspiration of the Bible by giving evidence for its authenticity. A considerable amount of time is spent on examining the original text of the Bible, the archeological evidence, and the evidence from predictive prophecy to demonstrate the uniqueness of the Bible. Part 2 deals with the black presence in the Bible by demonstrating the prominence of people of color and black people in particular by highlighting their importance in the plan of God. It explains what it means to be black and demonstrates that the scientific and biblical evidence are both consistent with respect to race. Part 3 is a response to the arguments of racism used by critics of the Bible, for example, "Christianity is the white man's religion" and "Bible supports slavery and racism." These arguments are examined and evaluated in light of scripture and the context of history. Part 4 deals with the unity of humanity from a biblical perspective. It shows why racism is not only unbiblical but is evil when understood from the perspective of God.


The Black Woman's Guide to Breastfeeding

The Black Woman's Guide to Breastfeeding

Author: Kathi Barber

Publisher: Sourcebooks, Inc.

Published: 2005

Total Pages: 0

ISBN-13: 9781402203459

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This timely, up-to-date guide addresses the unique economic and social issues of black women while showing them why and how to breastfeed their children. African American infants are twice as likely to die before their first birthdays as white infants, have the highest rate of asthma of any race and have a 35 percent higher prevalence of childhood obesity than white children. African American women are 2.2 times more likely to die from breast cancer and 30 percent more likely to die from ovarian cancer than white women. All of these health crises can be remedied to some degree with breastfeeding, but virtually all breastfeeding literature on the market fails to speak to the financial, educational and cultural realities of many African American women. The Black Woman's Guide to Breastfeeding addresses the importance of breastfeeding in the African American community and provides all the practical advice African American mothers need to succeed at breastfeeding.


Morning by Morning

Morning by Morning

Author: Paula Penn-Nabrit

Publisher: Villard

Published: 2003-02-18

Total Pages: 324

ISBN-13: 1588361047

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Home schooling has long been regarded as a last resort, particularly by African-American families. But in this inspirational and practical memoir, Paula Penn-Nabrit shares her intimate experiences of home-schooling her three sons, Charles, Damon, and Evan. Paula and her husband, C. Madison, decided to home-school their children after racial incidents at public and private schools led them to the conclusion that the traditional educational system would be damaging to their sons’ self-esteem. This decision was especially poignant for the Nabrit family because C. Madison’s uncle was the famed civil rights attorney James Nabrit, who, with Thurgood Marshall, had argued Brown v. Board of Education before the U.S. Supreme Court; to other members of their family, it seemed as if Paula and C. Madison were turning their backs on a rich educational legacy. But ultimately, Paula and C. Madison felt that they knew what was best for their sons. So in 1991—when Evan was nine and twins Charles and Damon were eleven—the children were withdrawn from the exclusive country day school they’d been attending. In Morning by Morning, Paula Penn-Nabrit discusses her family’s emotional transition to home schooling and shares the nuts and bolts of the boys’ educational experience. She explains how she and her husband developed a curriculum, provided adequate exposure to the arts as well as quiet time for reflection and meditation, initiated quality opportunities for volunteerism, and sought out athletic activities for their sons. At the end of each chapter, she offers advice on how readers can incorporate some of the steps her family took—even if they aren’t able to home-school; plus, there’s a website resource guide at the end of the book. Charles and Damon were eventually admitted to Princeton, and Evan attended Amherst College. But Morning by Morning is frank about the challenges the boys faced in their transition from home schooling to the college experience, and Penn-Nabrit reflects on some things she might have done differently. With great warmth and perception, Paula Penn-Nabrit discusses her personal experience and the amazing outcome of her home-schooling experience: three spiritually and intellectually well balanced sons who attended some of the top educational institutions in this country. What we learned from home schooling: -Use your time wisely. -Education is more than academics. -The idea of parent as teacher doesn’t have to end at kindergarten. -The family is our introduction to community. -Extended family is a safety net. -Yes, kids really do better in environments designed for them. -Travel is an education. -Athletics is more than competitive sports. -Get used to diversity. -It’s okay if your kids get angry at you—they’ll get over it! -from Morning by Morning From the Hardcover edition.