Tax Incentives for Savings
Author: United States. Congress. House. Committee on Ways and Means
Publisher:
Published: 1980
Total Pages: 788
ISBN-13:
DOWNLOAD EBOOKRead and Download eBook Full
Author: United States. Congress. House. Committee on Ways and Means
Publisher:
Published: 1980
Total Pages: 788
ISBN-13:
DOWNLOAD EBOOKAuthor: OECD
Publisher: OECD Publishing
Published: 2018-12-03
Total Pages: 298
ISBN-13: 9264306927
DOWNLOAD EBOOKAre tax incentives the best way to encourage people to save for retirement? This publication assesses whether countries can improve the design of financial incentives to promote savings for retirement. After describing how different countries design financial incentives to promote savings for ...
Author: United States. Congress. Joint Committee on Taxation
Publisher:
Published: 1980
Total Pages: 24
ISBN-13:
DOWNLOAD EBOOKAuthor: United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment Policy
Publisher:
Published: 1981
Total Pages: 536
ISBN-13:
DOWNLOAD EBOOKAuthor: James W. Christian
Publisher:
Published: 1982
Total Pages: 100
ISBN-13:
DOWNLOAD EBOOKAuthor: United States. Congress. Senate. Committee on Finance
Publisher:
Published: 1990
Total Pages: 368
ISBN-13:
DOWNLOAD EBOOKAuthor: Alicia H. Munnell
Publisher: Rowman & Littlefield
Published: 2004-02-09
Total Pages: 236
ISBN-13: 9780815796343
DOWNLOAD EBOOKAs the baby boom begins to withdraw from the labor force, ensuring a secure retirement income becomes an increasingly important issue, the number of people over age 65 is expected to double by 2030. That trend will continue, accompanied by worries about stock market volatility, corporate malfeasance, a rapidly changing economy, and the viability of Social Security. In Coming Up Short, two experts on retirement policy analyze 401(k) plans, the fastest-growing type of employer-sponsored pensions and a vital source of retirement income for the American middle class. Alicia Munnell and Annika Sunden chronicle the development of 401(k) plans, now the dominant form of private pensions. In accessible language, they explain how such plans work and discuss their popularity. For employees, these plans are appealing becuase they have more control over their own retirement funds, and the plans are portable. For employers, the plans are generally less costly than defined benefit plans. Despite those advantages, there are some significant downsides to 401(k) plans. These plans shift all the risk and responsibility to employees, who must decide whether to join, how much to contribute, how to invest, whether to "cash out" when changing jobs, and how to manage their nest egg in retirement. These are difficult decisions, and while in theory 401(k)s could be an effective savings vehicle for retirement, in practice many people make mistakes at every step along the way. Com ing Up Short discusses why these mistakes are made and proposes various reforms to ensure that the aging population will have adequate retirement income. Comprehensive and up-to-date, Coming Up Short is an essential resource on 401(k) plans for financial service professionals, policymakers, academics, and individuals planning for their own retirement.
Author: Collectif
Publisher: OECD
Published: 2018-12-03
Total Pages:
ISBN-13: 9264309721
DOWNLOAD EBOOKAre tax incentives the best way to encourage people to save for retirement? This publication assesses whether countries can improve the design of financial incentives to promote savings for retirement. After describing how different countries design financial incentives to promote savings for retirement in funded pensions, the study calculates the overall tax advantage that individuals may benefit from as a result of those incentives when saving for retirement. It then examines the fiscal cost of those incentives and their effectiveness in increasing retirement savings, and looks into alternative approaches to designing financial incentives. The study ends with policy guidelines on how to improve the design of financial incentives to promote savings for retirement, highlighting that depending on the policy objective certain designs of tax incentives or non-tax incentives may be more appropriate.
Author: OECD
Publisher: OECD Publishing
Published: 2007-03-01
Total Pages: 131
ISBN-13: 9264031367
DOWNLOAD EBOOKThis report describes and analyses various tax-preferred savings accounts, excluding pension-related accounts, in a cross-section of 11 OECD countries.
Author: OECD
Publisher: Org. for Economic Cooperation & Development
Published: 2018
Total Pages: 0
ISBN-13: 9789264306912
DOWNLOAD EBOOKAre tax incentives the best way to encourage people to save for retirement? This publication assesses whether countries can improve the design of financial incentives to promote savings for retirement. After describing how different countries design financial incentives to promote savings for retirement in funded pensions, the study calculates the overall tax advantage that individuals may benefit from as a result of those incentives when saving for retirement. It then examines the fiscal cost of those incentives and their effectiveness in increasing retirement savings, and looks into alternative approaches to designing financial incentives. The study ends with policy guidelines on how to improve the design of financial incentives to promote savings for retirement, highlighting that depending on the policy objective certain designs of tax incentives or non-tax incentives may be more appropriate.