For people who have created a trust or wish to do so or simply want more information, this book covers all the ground and pitfalls so that people can retain control of their own wealth, its formation and retention.
This is the leading, full-scale comprehensive dictionary of philosophical terms and thinkers to appear in English in more than half a century. Written by a team of more than 550 experts and now widely translated, it contains approximately 5,000 entries ranging from short definitions to longer articles. It is designed to facilitate the understanding of philosophy at all levels and in all fields. Key features of this third edition: • 500 new entries covering Eastern as well as Western philosophy, and covering individual countries such as China, France, Germany, Italy, and Spain • Increased coverage of such growing fields as ethics and philosophy of mind • More than 100 new intellectual portraits of leading contemporary thinkers • Wider coverage of Continental philosophy • Dozens of new technical concepts in cognitive science and other areas • Enhanced cross-referencing to add context and increase understanding • Expansions in both text and index to facilitate research and browsing
This book provides a synthesis of the key issues and challenges facing agriculture and food production in Southern Africa. Southern Africa is facing numerous challenges from diverse issues such as agricultural transformations, growing populations, urbanization and climate change. These challenges place great pressure on food security, agriculture, water availability and other natural resources, as well as impacting biodiversity. Drawing on case studies from Lesotho, Malawi, Mozambique, Namibia, South Africa, Swaziland, Tanzania, Zambia and Zimbabwe, the chapters in this book consider these challenges from an interdisciplinary perspective, covering key areas in constraints to production, the most important building blocks of good farming practices, and established and emerging technologies. This book will be a valuable support for informing new policies and processes aimed at improving food production and security and developing sustainable agriculture in Southern Africa. This informative volume will be key reading for those interested in agricultural science, African studies, rural studies, development studies and sustainability. It will also be a valuable resource for policymakers, governmental and nongovernmental organizations, and agricultural practitioners. This title has been made available as Open Access under a Creative Commons Attribution-Non Commercial-No Derivatives (CCBY-NC-ND) license and can be accessed here: https://www.taylorfrancis.com/books/e/9780429401701
This edition looks at pension reform during the crisis and beyond, the design of automatic adjustment mechanisms, reversals of systemic pension reforms in Central and Eastern Europe, coverage of private pension systems and guarantees indefined contribution pension systems.
The need for pension reform is widely discussed against the backdrop of falling fertility rates and rising longevity. These developments challenge pension systems which in many countries already encounter problems with pension adequacy and financial sustainability. In the debate, reference is often made to Denmark as a model for pension system reform. This book offers the first coherent and in-depth description and analysis of the Danish pension system and its structure and performance. As is well-known to scholars and experts, there is a huge leap from considering general characterisations of pension systems in terms of various performance indicators to understand the structure of particular pension systems. This book aims to introduce these aspects to an international readership, explaining the structure and design of the pension system and its performance, benefit structure, regulation, critical reforms, and macroeconomic implications, as well as investment policies in pension funds in general.
As the baby boom begins to withdraw from the labor force, ensuring a secure retirement income becomes an increasingly important issue, the number of people over age 65 is expected to double by 2030. That trend will continue, accompanied by worries about stock market volatility, corporate malfeasance, a rapidly changing economy, and the viability of Social Security. In Coming Up Short, two experts on retirement policy analyze 401(k) plans, the fastest-growing type of employer-sponsored pensions and a vital source of retirement income for the American middle class. Alicia Munnell and Annika Sunden chronicle the development of 401(k) plans, now the dominant form of private pensions. In accessible language, they explain how such plans work and discuss their popularity. For employees, these plans are appealing becuase they have more control over their own retirement funds, and the plans are portable. For employers, the plans are generally less costly than defined benefit plans. Despite those advantages, there are some significant downsides to 401(k) plans. These plans shift all the risk and responsibility to employees, who must decide whether to join, how much to contribute, how to invest, whether to "cash out" when changing jobs, and how to manage their nest egg in retirement. These are difficult decisions, and while in theory 401(k)s could be an effective savings vehicle for retirement, in practice many people make mistakes at every step along the way. Com ing Up Short discusses why these mistakes are made and proposes various reforms to ensure that the aging population will have adequate retirement income. Comprehensive and up-to-date, Coming Up Short is an essential resource on 401(k) plans for financial service professionals, policymakers, academics, and individuals planning for their own retirement.
TCRP Report 94: Fare Policies, Structures and Technologies: Update identifies, describes, and evaluates key fare structures, policies, and technologies that are being considered by transit agencies, with a focus on their impact on customers, operations management, and effective and equitable fare integration. The report includes data on fare structures, policy-making procedures, and ongoing efforts to implement fare technology. This report provides guidance on making decisions related to fare policies, structures, and technologies. It includes practical information that can be readily used by transit professionals and policy makers in fare-related planning and decision making. This report updates information presented in TCRP Reports 10 and 32 and presents the latest developments and research results related to fare policy and technology issues.
This report presents the world nitrogen, phosphorus and potassium fertilizer medium-term supply and demand forecasts for the period 2017-2022. FAO, in collaboration with other members of the Fertilizer Outlook Expert Group dealing with fertilizer production, consumption and trade, provides forecasts of world and regional fertilizer supply, demand and potential balance.
A classification system designed and maintained by the ABS, which divides Australia into geographical areas for the purpose of collecting and disseminating statistics.