Stop the Retirement Rip-off

Stop the Retirement Rip-off

Author: David B. Loeper

Publisher: John Wiley & Sons

Published: 2011-10-19

Total Pages: 241

ISBN-13: 1118177843

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A detailed guide for avoiding the pitfalls of retirement funding In Stop the Retirement Rip-Off, author David Loeper provides the necessary tools for investors to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; document the excesses in a presentation to management; then organize themselves to protest and, if necessary, bring the documentation to the Labor Department in a complaint. Written in a straightforward and accessible style, this book is filled with sensible strategies for making the most of retirement funds and putting future retirees back on the right financial track. Filled with strategies that can help employees stand up and secure their financial future Addresses how to make the most of your money, and your life, after fixing your retirement plan Outlines a practical approach to understanding your organization's retirement plan and overcoming its potential inefficiencies This important book contains the much-needed information that employees need to plan for retirement and ensure a secure financial future.


Stop the Investing Rip-off

Stop the Investing Rip-off

Author: David B. Loeper

Publisher: John Wiley and Sons

Published: 2009-05-04

Total Pages: 205

ISBN-13: 0470483520

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The Investing Rip-Off How can you tell whether an advisor is conflicted or looking out for your best interests? What questions should you ask when making important investment decisions? How can you select investments that avoid needless expenses and risk? As investors, many of us have put our faith in the financial services industry when it comes to the stewardship of our wealth. Unfortunately, the industry has consistently failed us on this front. The financial services industry including banks, brokerages, and insurance companies is unique among all others. Through effective advertising and marketing, it's been able to evade being painted with the brush other underperforming industries have, and in most cases, their well-designed sales pitch has allowed them to effectively prey on the emotional desires of investors. Based on author David Loeper's nearly twenty-five years of experience with this industry's inner workings, Stop the Investing Rip-off reveals the real costs of the investments we make, details the false and misleading information sold to us, and discusses the devastating effects they can have on personal wealth. With this book as your guide, you'll gain invaluable insights into the major segments of the financial services industry, how they spin their offerings, and the questions you need to ask before committing any money to a financial product or service you may be interested in. Filled with in-depth insights and practical advice, Stop the Investing Rip-off sheds much-needed light on the often-unseen aspects of the financial services industry exposing what¿only insiders know and shows you how to avoid the conflicts of interest that could compromise your financial well-being.


Stop the 401(k) Rip-off!

Stop the 401(k) Rip-off!

Author: David B. Loeper

Publisher: BookPros, LLC

Published: 2007

Total Pages: 226

ISBN-13: 1934454109

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o How would you spend an extra $4,000 a year for the next twenty-five years?o How much more secure would your retirement be with an extra $100,000 or more?o How much more time could you spend at your family dinner table if you could work an hour less each day?o What would you do in retirement if you could retire three years earlier?Your 401(k) plan is probably one of your most important future sources of financial security. This book makes it easy for you to take the five steps needed to add more than $100,000 to your retirement nest egg without taking more risk or saving more money. This can allow you to improve your lifestyle, increase your benefits, identify the hidden costs and also improve your standing within your company by proactively helping your employer to take needed action.A popular industry speaker and writer, DAVID B. LOEPER is the founder and CEO of Financeware, Inc. in Richmond, VA. He has appeared on CNBC and Bloomberg TV, served on the Investment Advisory Committee of the $30 billion Virginia Retirement System, and was chairman of the Advisory Council for the Investment Management Consultants Association (IMCA). He earned the CIMA? designation (Certified Investment Management Analyst) from Wharton Business School in 1990 in conjunction with IMCA.


Stop Getting Ripped Off

Stop Getting Ripped Off

Author: Bob Sullivan

Publisher: Ballantine Books

Published: 2009-12-29

Total Pages: 321

ISBN-13: 0345520033

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New York Times bestselling author of Gotcha Capitalism and MSNBC.com "Red Tape Chronicles" columnist Bob Sullivan strikes again to help you evade the financial traps big businesses set for unwary consumers—and shows you how to get the best possible deals every single time. Today's marketplace is full of hidden fees, fine print, and other booby traps designed to trip you up and take your money. You may be losing big even when you think you're getting a steal! But with Sullivan's keen guidance and sensible advice, you can save money and regain control of your financial life. Clearly and concisely, Sullivan reveals • why American consumers make such easy targets for corporate America (you'll be stunned, for example, at how poor our math skills are) • how Wall Street will skim off one third of your retirement money (avoid this trap with Sullivan's new "Pitfall-Proof Pyramid") • the myths behind credit-card reward programs and "the 21st-Century Bank Account" • the real numbers to focus on when buying a new car • why you should spend more time shopping for your mortgage than your home • the key questions you must ask before buying life insurance • the secrets to saving for college and paying off student loans the right way • the best deals on cell phones and pay-TV service With Sullivan's empowering message, financial savvy, and knowledge of consumers' wants and needs, you can outsmart the system, keep your hard-earned cash, and finally stop getting ripped off. And you'll become part of a growing grass-roots movement to rein in the abuses of corporate America before consumers get hurt by another boom-and-bust cycle. From the Trade Paperback edition.


Kiplinger's Personal Finance

Kiplinger's Personal Finance

Author:

Publisher:

Published: 2008-01

Total Pages: 102

ISBN-13:

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The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.


10,001 Ways to Live Large on a Small Budget

10,001 Ways to Live Large on a Small Budget

Author: The Writers of Wise Bread

Publisher: Simon and Schuster

Published: 2009-05-12

Total Pages: 630

ISBN-13: 1626368929

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Filled with savvy tips on how to live, eat, shop, and have fun on a small budget, 10,001 Ways to Live Large on a Small Budget is a compilation of the juiciest tips from the #1 personal finance blog WiseBread.com, including: 9 Ways to See the World For Free 12 Ways to Live Rent or Mortgage Free 6 Steps to Eliminating Your Debt Painlessly 7 Ways to Score Free Food Bulk Buying 101 10 Killer Ways to Feel Like a Million Bucks 6 Horrible Financial Products to Avoid 7 Beauty Secrets that Cost Almost Nothing 50 Ways to Get the Most Out of Health Care 12 Fabulous Frugal Party Ideas Too many frugal living books focus on the negative, throwing around words such as "sacrifice" and "responsibility" like there was a fire sale at the Boring Store. But the writers at Wise Bread believe the key to financial wellness isn't a ramen-eating, vacation-skipping, fun-depriving life. Far from it. The best way to ensure that readers will stick to a budget is to help them create a lifestyle that is as much fun as it is practical.


Hostile Takeover

Hostile Takeover

Author: David Sirota

Publisher: Crown

Published: 2007-05-22

Total Pages: 386

ISBN-13: 0307237354

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Do you ever wonder if there’s a connection between the corruption scandals in the news and the steady decline in the quality of life for millions of Americans? Do you ever wonder what corporations get for the millions of dollars they pour into the American political system? Do you ever think the government has been hijacked by forces hostile to average Americans? Do you ever want to fight back? Millions of Americans lack health care and millions more struggle to afford it. Politicians claim they care, then pass legislation that just sends more cash to the HMOs. Wages have been stagnant for thirty years, even as corporate profits skyrocket. Politicians say they want to fix the problem and then pass bills written by lobbyists that drive wages even lower and punish those crushed by debt. Jobs are being shipped overseas, pensions are being cut, and energy is becoming unaffordable. And our government, more concerned about maintaining its corporate sponsorship than protecting its citizens, does nothing about it. In Hostile Takeover, David Sirota, a major new voice in American politics, seeks to open the eyes of ordinary Americans to the fact that corporate interests have undermined democracy, aided and abetted by their lackeys in our allegedly representative government. At a time when more and more of America’s major political leaders are being indicted or investigated for corruption, Sirota takes readers on a journey that shows how all of this nefarious behavior happened right under our noses—and how the high-profile scandals are merely one product of a political system and debate wholly owned by Big Money interests. Sirota considers major public issues that feel intractable—like spiraling health care costs, the outsourcing of jobs, the inequities of the tax code, and out-of-control energy prices—and shows how in each case workable solutions are buried under the lies of lobbyists, the influence of campaign cash, and the ubiquitous spin machine financed by Big Business. With fiery passion, pinpoint wit, and lucid analysis, Hostile Takeover reveals the true enemies of reform and their increasingly sophisticated—and hostile—tactics. It’s an essential guidebook for those of us tired of the government selling us out—and determined to take our country back. Also available as an eBook


OECD Pensions Outlook 2020

OECD Pensions Outlook 2020

Author: OECD

Publisher: OECD Publishing

Published: 2020-12-07

Total Pages: 210

ISBN-13: 9264680160

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The 2020 edition of the OECD Pensions Outlook examines a series of policy options to help governments improve the sustainability and resilience of pension systems.


How Much Money Do I Need to Retire?

How Much Money Do I Need to Retire?

Author: Todd Tresidder

Publisher: Financialmentor.com

Published: 2020-01-02

Total Pages: 236

ISBN-13: 9781939273062

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Learn how retirement really works before it's too late... "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence!


5 Day Weekend

5 Day Weekend

Author: Nik Halik

Publisher: Bard Press

Published: 2018-03-05

Total Pages: 300

ISBN-13: 1885167857

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Add 3 More Days to Your Weekend You want more You know there’s a better way to live your life. You have hopes and dreams. You want out of the box — the financial squeeze — living by other people’s rules. The best way to achieve your goal hasn’t been clear. Now there’s a way. 5 Day Weekend® is: • More than inspiration—It’s a plan. It shows you how to build multiple streams of passive, independent income. • More than a concept—It’s real world. People’s stories and cases give examples and guidance. • More than money—It’s purpose. It opens up your world to more and better choices. You can leave your 8 to 5 job behind and achieve your grandest goals. Is it time for you to get unstuck? Are you ready to move forward to a lifestyle rich with freedom and purpose? 5 Day Weekend® is your doorway. The strategy is to build multiple streams of income that don't require you to work 8 to 5 in a company where you have little control of your time and compensation. The core money parts — Keep More Money, Make More Money, and Grow More Money — focus on ways to tighten your finances, increase your income, and develop passive investment strategies. The goal is to build regular, independent cash flow until they match your standard of living. Then you’re no longer captive. Your independent income is enough to sustain you — to free you. The Personal Freedom chapters are Purpose, Choice, Productivity, Simplicity, Adventure, Peace, and Generosity — ways to live your life to the fullest. In Power UP! you Strengthen Your Mindset, Build Your Inner Circle, Fortify Your Habits, and Amplify Your Energy — tools to support and realize your new goals. In Push the Boundaries, Nik Halik shares his remarkable journey and challenges you to achieve your own 5 Day Weekend®. New York Times bestselling author, Garrett B. Gunderson, offers his savvy financial expertise.