Offers advice on saving time and money on food, health care, home, automobiles, finances, clothing, telephones, child care, vacations, lawyers, and funerals
Clark Howard answers all these questions and many more in Get Clark Smart. With practical tips and on-line resources, Howard helps readers to get rich by saving money in unexpected places and investing those savings creatively. Howard has a passion for saving money and a zealots enthusiasm for sharing everything hes learned. His strategies for getting rich by saving wisely will turn readers into financial wizards.
As The Millionaire Next Door revealed, and millions of Americans now realize, building wealth isn't just about working harder or what you choose to invest in: it's about spending smarter. Now, award-winning Tribune Company personal finance columnist Gregory Karp shows how to do just that. This book isn't about depriving yourself: you don't have to become a "financial anorexic," and you won't have to start dumpster diving! Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you're barely even aware of, and making sure you spend with a purpose. Drawing on everything he's learned writing his prize-winning weekly column, Karp reveals surprisingly painless, little-known techniques for eliminating wasteful spending in every area of your financial life. Karp shows how to spend on what you really care about, not what you don't... understand the real value of comparison shopping...save money in giving gifts without becoming a cheapskate. Karp shows how to slash your phone bill... spend less on food without changing what you like to eat... eliminate spending leaks in insurance, education, entertainment and beyond. From the clothes you wear to the cars you drive, Living Rich by Spending Smart will help you build a life that's truly rich, because it's truly financially secure.
Automobile Insurance Made Simple is a comprehensive, easy to understand consumer's guide to auto insurance. It explains the basic coverages provided by most auto insurance policies, along with simple and clear examples. The book explains how insurance companies determine how much you pay for auto insurance. Once you have this basic understanding, it's easy to see how you can save money on your auto insurance. The book contains actual rating examples and premium charges with easy-to-follow charts and graphs. It provides tips on how to shop, what discounts to look for, and how not to become a victim of insurance fraud. It explains coverages. This book is a valuable resource worth coming back to time and again. An absolute must buy if you live in New Jersey! The $20 investment you make in this book can save you hundreds of dollars in just one year, even thousands of dollars over the course of your lifetime.
This book bridges the gap between Business and IT services and proposes an original life-cycle view of the modern service industry. Major solution architectures, technologies and research methods are discussed in the lifecycle of services innovation research. The book provides readers with new research and solution methods to enable IT services and computing technology to better create and manage business services, which is the goal of Services Computing.
Provides consumers with a step-by-step method for calculating how much insurance coverage they need and how much it will cost. Examples of common consumer situations show how brokers and agents evaluate necessary coverage. Case studies provide valuable tips for getting the coverage they need at prices they can afford. Includes worksheets.
Smart from the Start Money is an easy to understand and necessary book for people entering the real world. In a conversational, easy-to-read style, this book covers common financial decisions young people often face when first starting out on their own. Smart from the Start Money is uniquely written so each chapter covers a common financial situation. Need advice on buying a car or renting an apartment? Don't understand your insurance deductible or 401(k) options? Confused by all the fine print on your credit card statement? This book has it covered ... and then some. This book is not for: People who like wasting money and getting ripped-off People who like complex theories and confusing charts This book is for: Anyone who is ready to enter the real world Anyone who wants common sense personal finance explanations Anyone confused by mortgages, employee benefits, or taxes Anyone who wants to have fun and make the most of their money Take advantage of their knowledge and experience to help you make better financial decisions. Author Bio: Brad Kronland and Rob Roach have over 25 years of combined experience in the banking and financial services industry. In that time they have advised their clients through many different types of financial issues and problems regarding corporate and personal finance. Fresh out of college though, it was a different story. While both received bachelor's degrees in finance, they both found they were just as clueless as their friends who had no formal finance training at all. Take advantage of the knowledge and experience they gained over the years so you can make better financial decisions, keep more of your money, and have more fun! keywords: Personal Finance, Money Management, Graduation, Buying, Renting, Real-World, Finance For Grads, How-To
Have your readers ever been in a car accident? Did they ever go to the hospital because they were really sick? Accidents happen. People get sick. Life is unpredictable, and, unfortunately, bad things can happen. You cannot protect yourself from everything, but you can protect your future with smart choices and another helpful, life-saving tool, insurance. From auto insurance to health insurance to life insurance, this book helps readers to learn about the importance of insurance and risk management.