Child raising experts say that it is never too early to start financial education for your kid. Our little story will explain to any toddler the importance of saving a little money for different needs in their lives. This way, children will form the habit of dividing their allowance and the extra dollars earned into multiple categories, learning about long-term savings that will add up so they can buy a more expensive item that they want and need.Take a sneak peek into the journey of Sam and Charles!"Sam's Saving Secrets" is the story of two best friends that learn from each other how to save a little cash and use it for different joys. Sam has a clever system that allows him to keep his money divided into colorful jars. He teaches Charles all about his system and how he manages to afford a nice cool backpack with his own money. Just like Charles, we are sure your toddler will want to save up a few dollars and even donate a small part to the people who need it most.
Sam served in the British army for twelve years, he was in the recce platoon, the best platoon in his regiment, he got to the rank of section commander and was awarded the victory cross medal after his bravery in the Gulf war back in 1990, When he got back to England he found out that his wife had been messing around with one of his mates who had been wounded and sent back early, Sam took this bad and assaulted his so called mate who did the dirty with his wife, he ended up in Military prison for a while for attempted murder, Sam had to go I front of a civilian court as well for other stuff he had got up to on a drunken night out with the lads, 5 He served his time and went back to the regiment and had to do community work every work in an elderly home on the weekends, Sam was busted down to a private soldier and lost a lot of respect from his colleagues, his wife started rumors about him that he was abusive to her and it spread around the regiment, a lot of soldiers didn’t like this and there were too many confrontations, Sam hit the bottle and it got out of control, He was sent in front of the Padre and the doc for counseling, he calmed down and went with his regiment to Bosnia. His team was hit in a messy ambush one night and Sam took a bullet in the leg. He was sent back to the UK for rehabilitation. Sam hit the bottle again and was downgraded because of his injury, 6 he ended up working in the bedding stores sorting out troops sheets and blanket for their beds. This was the last straw for Sam, he was a broken young man, a lost soldier slowly going down the drain. Lost his wife and daughter, his rank and respect from all of his mates, they laughed behind his back about him working in the bedding stores and him with a permanent limp now from his wound, rumors spread around his regiment that Sam had shot himself just to get out of Bosnia, it was never proved but the story stuck. Sam got discharged on Medical grounds, He was offered help from army services that help soldiers get settled into civilian life, He turned help down as he had had enough of the British army, he felt stabbed in the back and went off on his own. 7 The army gave him a few thousand pounds’ cash as resettlement fee, Sam moved in with his mum for a while until she had had enough of his antics, He was homeless and alone in London. Sam made some friends on the street living rough, his mum tried her best to help but he turned her down, He met an ex-soldier one night sleeping on the streets, this guy told him about a hush hush unit that’s recruiting mercenaries to go over to Cambodia, Sam and his friend laughed and joked about the army days and got drunk and passed out. Sam woke in the morning with the mercenary thing on his mind. He opened his eyes and looked around in a haze, and it was dark and raining. 8 Sam felt wet all over and numb, he tried to focus on things only to see blurry doubles of everything, He pushed himself up and sat there in the wet, a bottle rolled next to him, Sam looked down and grabbed the bottle, he drank what was left inside it and threw it away, He checked his pockets and found his metal tin that had old cigarettes inside that people had thrown on the street when they had finished with them, Sam found his lighter that he kept in his pants and lit one of the cigarettes he found on the streets, he looked again and pulled out his silver hip flask that he always kept full in case he needed a stiff one. It was one of Sam’s leaving presents when he left the army, they gave him a silver zippo lighter, a multi tool survival pocketknife and s silver hip flask with his name and regiment inscribed on it. 9 Sam looked at the flask and remembered the good times, he took a big swig and put it away, he smoked the secondhand cigarettes and stared at nothing in particular. Most of the time for quite a while now, Sam was in a complete daze and didn’t much care about anything at all. He remembered that he had had an old army sleeping bag and a rucksack with what little belonging he had before he had passed out in some fire escape at the back of some office building, somewhere in Victoria, London. Sam looked about as he heard some people laughing from somewhere, he recognized some voices, He got up and waited, A girl in her twenties came into sight a bit blurry, she saw Sam, “There you are you git, been looking all over for you, son of a bitch” the girl announced and came forward to Sam, 10 Her name or street name was Tammy, “look at the state of you, Sam smiled, “hey baby was wasted and fell asleep, I thought you was with me, what happened” Sam asked? “Don’t remember too well myself darling, I woke up next to Macdonald’s with Jess next to me begging” “Shit baby, somebody robbed my stuff again” Sam exclaimed and shivered, “no they haven’t mate, it’s behind the garage where we usually kip you fool, you really were wasted babe” Tammy said and started to laugh, a large lad stepped out of the shadows dressed in a long camouflagedjacket, “she found you then you bum, you downed all your methanol you idiot on top of pills and shit, stupid boy, need to calm down lad” Jess exclaimed and patted Sam on the shoulders, 11 “come on lad, what we need is something to drink and some snacks, get us through the night eh” Jess announced and passed Sam a lit cigarette, Tammy hugged Sam and kissed his cheek, “will you stop disappearing on me please”, “I’ve been on the street a lot longer than you so listen to me and stay with me OK soldier boy” Tammy told him and slapped him, “yes soldier blue, wise up and get street wise, this is London, trust who you need to trust and that’s it, too many people out there to screw you for nothing, now let’s get something to drink, me and Tammy will lookafter you as we have been doing” Jess announced and walked off laughing to himself. “I don’t think I can take this shit much longer mate”, 12 “I still can’t get my head around things, too long in the army and now I’m on the streets of London” Sam exclaimed and flicked his cigarette away, “Sam every time we talk about you and the army you keep telling me a different story, one day I want the truth babe” Tammy announced and smiled, she grabbed Sam, they both followed Jess down the street. Jess walked into a side street corner shop, some shouting was heard from inside and Jess came out with two bottles of vodka, “Here ya go, drink and let’s have a chat, I got some weed in my pocket that needs smoking children” Jess announced and started to laugh, Sam and Tammy opened the bottles that Jess took out of the shop, the three of them started to talk crap as usual, “Sam tell us about your war stories, you promised you would” Jess asked? “alright, you’ll be shocked” Sam said.
Thousands of entrepreneurs aspire to start and build companies that disrupt markets and transform the business landscape. Most start with a novel idea, assemble a team of founders, fashion a business model, and begin the long road to raise funds. Unfortunately, 95% of startups fail or dramatically miss expectations. However, industry analysts, advisors and investors agree that great execution maximizes the likelihood of success. After serving as an executive for five different startups, Silicon Valley advisor Sam Wong can provide unique execution guidance for founders, entrepreneurs and leaders. 21 Secrets of Successful Startups draws upon the battle scars of 30 years of victories and defeats to present actionable advice, guidance, and frameworks spanning numerous topics related to startup execution, fundraising, talent and lifestyle. Whether you are thinking of launching a company or are currently working to grow, fund, and scale your startup, 21 Secrets of Successful Startups provides a playbook to build your startup and achieve success.
Life has taught me that I can't trust anyone. Not friends, not family. In the worst, darkest moments, no one can be counted on to have your back. Even a billion miles away from Earth, on a remote icy planet, I still feel alone. The only consolation? I haven't resonated. It's not that I don't want love or children. I just can't trust anyone, even myself. But then one day, my khui resonates, and it's to the last guy I ever expected. In fact, I resonate so hard that my chest is singing its mating song before his does. That never happens. So what does a calm, rational, grown woman do when life turns upside down? She runs for the hills, of course. I should have known he'd follow me.
The first three Sam Lagarde mysteries, together in one set, featuring a hard-boiled detective with West Virginia’s Bureau of Criminal Investigations. Cromwell’s Folly Det. Sam Lagarde is on the brink of retirement, but first he must investigate the decapitation of a notorious ladies’ man in Charles Town . . . No Good Deed Left Undone Sam’s knowledge of horses may come in handy when a philanthropic philanderer is found dead, pinned to a stable with a pitchfork through his chest . . . Lying, Cheating, and Occasionally . . . Murder After a marriage ends in murder, Sam must dig through the unhappy couple’s dirty laundry to see who doesn’t come out clean . . . Praise for the Detective Sam Lagarde Mysteries “[Ginny Fite] has no trouble delving into the dark side of people and showing us that evil exists.” —Katherine Cobb on Cromwell’s Folly “A brilliant mystery that mixes science and suspense in just the right doses to keep you turning pages (and meeting interesting characters) until the end.” —Sherri Moorer on Lying, Cheating, and Occasionally . . . Murder
Another captivating medical romance from best-selling author Gill Sanderson! Perfect for fans of Mia Faye, Laura Scott, Helen Scott Taylor, Grey's Anatomy and ER. Readers love Gill's delightful medical romances! 'A truly wonderful writer' 5* author review 'Excellent read can't wait to read another...' 5* reader review 'Another gripping, heartwarming, intriguing tale from this wonderful author' 5* reader review It was all that he wanted, a new life for Dr Alex Storm. Promotion to Specialist A and E Registrar at a good hospital in the North. He would be near his mother, his sister and her family, near the countryside he loved so much. Then a devastating letter made all his dreams and hopes seem futile. He would have to find release in work. Charge Nurse Sam Burns thinks the new registrar is definitely something special. They work well together, they become friends and soon it is obvious to her that they could be more than friends. But she knows something is wrong - why is Alex so afraid of committal? Somehow she must find out - and together they can solve the problem! Don't miss Gill Sanderson's enthralling medical romances, including the A Lakeland Practice and the Good, Bad and Ugly series.
New York Times bestselling author Carla Cassidy writes about a scandal—and a passion—that could be front-page news… When Debra Prentice discovers she's pregnant, she knows two things are true: that she can't wait to become a mother…and that she can never reveal the father's identity to anyone. Because not only is Trey Winston her boss's son, he's also got his eye on the North Carolina senator's seat—and he doesn't need a scandal. But when Debra must work with Trey in organizing his fund-raising dinner, the sparks from their one night of passion still sizzle. Trey knows he should stay away from Debra, but it soon becomes impossible. And as Debra's life is threatened, Trey promises to keep her—and, unknowingly, the baby she carries—safe.
In this short book, I would like to share with you some things I learned along the way that have taught me to live and eat well for less. We cover grocery shopping techniques that will cut your grocery bill in half, cooking healthy meals from scratch, homemade cleaning supplies which are healthier and cheaper and gardening to save money.You can also find more information about these topics on my website: www.thefrugalreview.com.
Emmy and her friends battle the Order of Black Hollow Lane in the exciting sequel to the bestselling mystery series, perfect for fans of The Mysterious Benedict Society and The Blackthorn Key series. When Lola is framed for a crime she didn't commit, the Order wants Emmy to give up her secrets about her father ... and if she doesn't someone she loves will pay the price. We were best friends. We still betrayed each other. Trust no one. After spending the summer at home, Emmy cannot wait to return to Wellsworth for the new school year and reunite with her best friends, Lola and Jack. Before she leaves Emmy receives a note from her father telling her to hide the remaining relics The Order of Black Hollow Lane are after—and to trust no one. When Lola is framed for a serious crime she didn't commit, Emmy knows that she and her friends are not safe. The Order wants Emmy to give up her father's location... if she doesn't, those she loves will pay the price. Emmy and Jack need to figure out a way to clear Lola's name without bending to the Order's sinister demands. And Emmy needs to figure out who she can trust with her secrets before it's too late. The Black Hollow Lane series is perfect for middle schoolers and 10 year olds who love twisty mysteries with: Boarding schools Secret, sinister societies Clandestine relics Cryptic letters A fantastic group of friends
SHADOWS There is something about shadows…. Ever had that feeling it was creeping behind you? And just when you turn around, its back to where it was? Your fears were right! shadows are not just reflections of us there is much more to them than meets the eye…..
