Work Optional

Work Optional

Author: Tanja Hester

Publisher: Hachette Books

Published: 2019-02-12

Total Pages: 245

ISBN-13: 0316450871

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A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.


Early Retirement Extreme

Early Retirement Extreme

Author: Jacob Lund Fisker

Publisher: Createspace Independent Publishing Platform

Published: 2010

Total Pages: 0

ISBN-13: 9781453601211

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"How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.


You Can Retire Early!

You Can Retire Early!

Author: Deacon Hayes

Publisher: Simon and Schuster

Published: 2017-11-07

Total Pages: 256

ISBN-13: 1440599890

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The definitive guide to financial independence at any age! Retiring early is not limited to lottery winners or the super rich. In fact, with proper planning, we can all retire at a younger age than we ever dreamed—but only with the right plan. Personal finance expert Deacon Hayes explains the practical, concrete steps you can take to start your retirement when you’re young enough to thoroughly enjoy it, including: *Developing a personalized retirement plan *Maximizing income *Understanding opportunity cost *Assessing and reducing debt *Selecting the right investment vehicles *Sticking to the plan With Hayes’s guidance, you can achieve financial independence and enjoy an active, happy, and long retirement.


Time for Retirement

Time for Retirement

Author: Martin Kohli

Publisher: Cambridge University Press

Published: 1991-11-29

Total Pages: 420

ISBN-13: 9780521423649

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In all Western countries, people are leaving work earlier than ever before - at a time when their life expectancy keeps increasing. How has this paradoxical process been brought about? What is the impact of labour markets and social policy? And what will be the effect of this massive lengthening of retirement? Time for Retirement addresses the 'aging of society' and the restructuring of the life course in terms of the changing relationship between work and reitrement. Detailed information based on the retirement policies of seven countries provides the basis for a comparative analysis aimed at assessing the range of possible political responses to these changes. The editors and contributors are among the leading social scientists in the field of life-course studies, aging, and social policy.


Retirement Decisions

Retirement Decisions

Author: United States. Government Accountability Office

Publisher: Nova Science Pub Incorporated

Published: 2008

Total Pages: 87

ISBN-13: 9781604568127

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The first wave of the 78 million member baby boom generation is now reaching retirement age. The number of people age 62, the earliest age of eligibility for Social Security retired worker benefits, is expected to be 21 percent higher in 2009 than in 2008. In addition, by 2030, the number of workers supporting each retiree is projected to be 2.2, down from 3.3 in 2006. This demographic shift poses challenges to the economy, federal tax revenues, the nation's old-age programs, and individuals' financial security in retirement. For those who are able to work longer, later retirement can strengthen the economy and also retiree incomes by postponing the time at which people will start drawing retirement benefits rather than working. A wide range of factors including the features of employers' benefit plans, personal finances, social norms, health, and individual attitudes influence workers' decisions about when to retire. Federal policies may also play a role: these include Social Security, Medicare, and tax policies related to certain private retiree health and defined benefit (DB) and defined contribution (DC) pension plans.1 Identifying both the incentives posed by these policies and the extent to which workers respond to them can help to inform policy makers as they consider ways to address the demographic challenges facing the nation. To determine the extent to which federal policiesdirectly and indirectly-pose incentives and are influencing individuals decisions about the age at which they retire, the authors have pursued the following questions: (1) What incentives do federal policies provide about when to retire? (2) What are the recent retirement patterns, and is there evidence that recent changes in Social Security requirements have resulted in later retirements? (3) Is there evidence that tax-favored private retiree health insurance and pension benefits have influenced when people retire? This is a revised and excerpted version.