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Author: Jessie C. Conners
Publisher: Protege Press
Published: 2007-08
Total Pages: 0
ISBN-13: 9780979325908
DOWNLOAD EBOOKHere's the problem: Americans aren't saving money anymore. The national savings rate is the lowest it's been since the Depression and we continue to spend more than we earn. What that could mean for many of us is a terrifying future of abject poverty.
Author: William A. V. Clark
Publisher: Guilford Press
Published: 2003-06-06
Total Pages: 282
ISBN-13: 9781572308800
DOWNLOAD EBOOKThe United States has absorbed nearly 10 million immigrants in the past decade. This book examines who the new immigrants are, where they live, and who among them are gaining entry into the American middle class. Discussed are the complex factors that promote or hinder immigrant success, as well as the varying opportunities and constraints met by those living in particular regions. Extensive data are synthesized on key dimensions of immigrant achievement: income level, professional status, and rates of homeownership and political participation. Also provided is a balanced analysis of the effects of immigration on broader socioeconomic, geographic, and political trends. Examining the extent to which contemporary immigrants are realizing the American dream, this book explores crucial policy questions and challenges that face our diversifying society.
Author: Michael Kaufman
Publisher: University of Chicago Press
Published: 2019-05-21
Total Pages: 296
ISBN-13: 022655015X
DOWNLOAD EBOOKWork hard in school, graduate from a top college, establish a high-paying professional career, enjoy the long-lasting reward of happiness. This is the American Dream—and yet basic questions at the heart of this competitive journey remain unanswered. Does competitive success, even rarified entry into the Ivy League and the top one percent of earners in America, deliver on its promise? Does realizing the American Dream deliver a good life? In Redefining Success in America, psychologist and human development scholar Michael Kaufman develops a fundamentally new understanding of how elite undergraduate educations and careers play out in lives, and of what shapes happiness among the prizewinners in America. In so doing, he exposes the myth at the heart of the American Dream. Returning to the legendary Harvard Student Study of undergraduates from the 1960s and interviewing participants almost fifty years later, Kaufman shows that formative experiences in family, school, and community largely shape a future adult’s worldview and well-being by late adolescence, and that fundamental change in adulthood, when it occurs, is shaped by adult family experiences, not by ever-greater competitive success. Published research on general samples shows that these patterns, and the book’s findings generally, are broadly applicable to demographically varied populations in the United States. Leveraging biography-length clinical interviews and quantitative evidence unmatched even by earlier landmark studies of human development, Redefining Success in America redefines the conversation about the nature and origins of happiness, and about how adults develop. This longitudinal study pioneers a new paradigm in happiness research, developmental science, and personality psychology that will appeal to scholars and students in the social sciences, psychotherapy professionals, and serious readers navigating the competitive journey.
Author: Courtney E. Martin
Publisher: Seal Press
Published: 2016-10-04
Total Pages: 305
ISBN-13: 158005580X
DOWNLOAD EBOOKAre we living the good life—and what defines 'good', anyway? Americans today are constructing a completely different framework for success than their parents' generation, using new metrics that TEDWomen speaker and columnist Courtney Martin has termed collectively the "New Better Off". The New Better Offputs a name to the American phenomenon of rejecting the traditional dream of a 9-to-5 job, home ownership, and a nuclear family structure, illuminating the alternate ways Americans are seeking happiness and success. Including commentary on recent changes in how we view work, customs and community, marriage, rituals, money, living arrangements, and spirituality, The New Better Off uses personal stories and social analysis to explore the trends shaping our country today. Martin covers growing topics such as freelancing, collaborative consumption, communal living, and the breaking down of gender roles. The New Better Offis about the creative choices individuals are making in their vocational and personal lives, but it's also about the movements, formal and informal, that are coalescing around the "New Better Off" idea-people who are reinventing the social safety net and figuring out how to truly better their own communities.
Author: Jenny Stuber
Publisher: Univ of California Press
Published: 2021-03-23
Total Pages: 303
ISBN-13: 0520973704
DOWNLOAD EBOOKHow is it possible for a town to exist where the median household income is about $73,000, but the median home price is about $4,000,000? Boring into the "impossible" math of Aspen, Colorado, Stuber explores how middle-class people have found a way to live in this supergentrified town. Interviewing a range of residents, policymakers, and officials, Stuber shows that what resolves the math equation between incomes and home values in Aspen, Colorado—the X-factor that makes middle-class life possible—is the careful orchestration of diverse class interests within local politics and the community. She explores how this is achieved through a highly regulatory and extractive land use code that provides symbolic and material value to highly affluent investors and part-year residents, as well as less-affluent locals, many of whom benefit from an array of subsidies—including an extensive affordable housing program—that redistribute economic resources in ways that make it possible for middle-class residents to live there. Stuber further examines how Latinos, who provide much of the service work in Aspen and who tend to live outside the town, fit into the social geography of one of the most unequal places in the country. Overall, Stuber argues that the Aspen's ability to balance the interests of its diverse class constituencies is not a foregone conclusion; rather, it is the result of efforts by local stakeholders—citizens, government, developers, and vacationers—to preserve the town’s unique feel and value, and "keep Aspen, Aspen" in all its complex dynamics.
Author: Sally Peltier Harvey
Publisher: Fairleigh Dickinson University Press
Published: 1995
Total Pages: 208
ISBN-13:
DOWNLOAD EBOOK"Success is never so interesting as struggle," Willa Cather wrote in 1932, but the idea of success apparently "interested" Willa Cather a good deal during the late nineteenth and early twentieth centuries, as it did many of her contemporaries. Redefining the American Dream examines Cather's interest throughout her life in the version(s) of success that pervaded American culture and that were (and often still are) identified as the American Dream. Sally Peltier Harvey studies the forces in America that shaped Cather's attitudes about success as Cather was growing up and the forces that reshaped her attitudes during the years that Cather wrote her novels, causing her to reassess the relationship between material success, personal fulfillment, individual autonomy, and commitment to community. Harvey traces Cather's shifting views and her struggle to redefine the American Dream rather than abandon it, as many of her contemporaries did. Cather's efforts in this regard involved a repeated confrontation with the concepts of individualism and community. Cather in her novels moves away from the traditional pairing of self-fulfillment and material success, so common in nineteenth-century thought - a pairing that valorized individualism and viewed competition as a natural law. Cather seems to work toward a redefinition of success that sees a fulfilled self grounded in community, though still struggling to balance community's demands and the individual's needs. What begins for Cather as a troubled ambivalence about the success ethic in America becomes in her later novels an acceptance - even a celebration - of the tension between individual and community that underlies the struggle toward success.
Author: Richard V. Reeves
Publisher: Brookings Institution Press
Published: 2018-05-08
Total Pages: 206
ISBN-13: 0815735499
DOWNLOAD EBOOKDream Hoarders sparked a national conversation on the dangerous separation between the upper middle class and everyone else. Now in paperback and newly updated for the age of Trump, Brookings Institution senior fellow Richard Reeves is continuing to challenge the class system in America. In America, everyone knows that the top 1 percent are the villains. The rest of us, the 99 percent—we are the good guys. Not so, argues Reeves. The real class divide is not between the upper class and the upper middle class: it is between the upper middle class and everyone else. The separation of the upper middle class from everyone else is both economic and social, and the practice of “opportunity hoarding”—gaining exclusive access to scarce resources—is especially prevalent among parents who want to perpetuate privilege to the benefit of their children. While many families believe this is just good parenting, it is actually hurting others by reducing their chances of securing these opportunities. There is a glass floor created for each affluent child helped by his or her wealthy, stable family. That glass floor is a glass ceiling for another child. Throughout Dream Hoarders, Reeves explores the creation and perpetuation of opportunity hoarding, and what should be done to stop it, including controversial solutions such as ending legacy admissions to school. He offers specific steps toward reducing inequality and asks the upper middle class to pay for it. Convinced of their merit, members of the upper middle class believes they are entitled to those tax breaks and hoarded opportunities. After all, they aren't the 1 percent. The national obsession with the super rich allows the upper middle class to convince themselves that they are just like the rest of America. In Dream Hoarders, Reeves argues that in many ways, they are worse, and that changes in policy and social conscience are the only way to fix the broken system.
Author: Cindy Couyoumjian
Publisher: Greenleaf Book Group
Published: 2021-04-06
Total Pages: 271
ISBN-13: 1626347417
DOWNLOAD EBOOKRedefining and Reclaiming Financial Literacy As a certified financial planner with thirty-five years of industry experience, Cindy Couyoumjian is committed to filling the financial literacy void for many Americans. In her timely and thought-provoking book, Cindy gives a unique macro perspective of what she calls “the hidden forces behind your money,” which are the unseen political and economic forces that may influence your investment decisions. Through meticulous research, Cindy shows how these hidden forces have contributed to a complex retirement system, which includes pensions, social security, and what she believes is the outdated 60/40 investment model. To address this issue, Cindy spent endless hours developing a new multi-asset class investment methodology, known as the REALM model, that may offer broader investment strategies aimed to mitigate risk from the hidden forces that may negatively impact your goals. Redefining Financial Literacy can help you • Understand the complex macro forces that you cannot control, yet could determine your financial future, • Take actionable steps to regain command of your retirement strategy, • Build a retirement with potential durable income strategies, lesser volatility, and risk-adjusted returns. Redefining Financial Literacy and Cindy’s innovative REALM model can open your eyes to investment possibilities while helping you regain confidence in the American dream. Diversification does not guarantee profit nor is it guaranteed to protect assets. There is no assurance that any strategy/model will achieve its objectives. Registered Principal offers securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. IFG, Cinergy Financial, and Greenleaf Book Group are not affiliated companies.
Author: Donald L. Barlett
Publisher: Public Affairs
Published: 2012-07-31
Total Pages: 322
ISBN-13: 1586489690
DOWNLOAD EBOOKExamines the formidable challenges facing the middle class, calling for fundamental changes while surveying the extent of the problem and identifying the people and agencies most responsible.
Author: Charles Haar
Publisher: Routledge
Published: 2019-09-23
Total Pages: 0
ISBN-13: 9780367330088
DOWNLOAD EBOOKFirst Published in 1990. Routledge is an imprint of Taylor & Francis, an informa company. This guide explains neighborhood planning for both citizens and professionals. It explains what information to collect, where to get it, and how to assess it; how to pinpoint key issues, set clear goals, and devise strategies to achieve them; and how to pa
