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Michigan Real Estate Law and Practice

Author: Jack Waller

Publisher:

Published: 2015-02-01

Total Pages:

ISBN-13: 9780967846224

Prepare yourself for a unique experience. This textbook is a critical component of "Michigan's Most Powerful Exam Preparation System(tm)." Michigan Real Estate Law & Practice is designed to fulfill the information needs of those who are planning to enter the real estate business as a professional licensee. Buyers and Sellers can also use this textbook to help them better understand the technical aspects of a real estate transaction.As the only professionally-produced real estate textbook written top-to-bottom from a Michigan perspective, Michigan Real Estate Law & Practice explores the essential aspects of real estate law and practice in an Understandable, Easy-To-Read, Outline format. Years of research have proven this approach to be the most effective way for students to learn complex subjects in the shortest time possible.Serious students who have made an important career decision all agree--this comprehensive and up-to-date resource is exactly what is needed for success. It is the primary tool used by better education institutions throughout Michigan whether for classroom, home, or online study. There is no more effective tool for learning about the real estate industry.Success on the real estate exam is determined by acquiring the best learning tools and putting them to good use. Other key features of Michigan Real Estate Law & Practice include:KEY TERM COVERAGE... Find complete and understandable coverage of all key terms that are likely to appear on the Michigan Real Estate Salesperson's or Broker's Examination!COMPREHENSIVE DETAIL... Each subject is discussed in sufficient detail to help you truly understand what it means, and most importantly, how it is actually applied in the real world!CLEAR EXPLANATIONS... The mix of potentially confusing legal principles and practical concepts is expressed in clear and understandable language. Learning becomes a fun and productive experience!SAMPLE QUESTIONS... Work with chapter-specific questions to assess your level of preparation. A full sample exam has also been included for an extra measure of practice!

North Carolina Real Estate Manual

Author: Patrick Hetrick

Publisher:

Published: 2023-04

Total Pages: 0

ISBN-13: 9780970490797

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The north Carolina Real Estate Manual is published by the North Carolina Real Estate Commission, an independent state regulatory agency. The Manual addresses the basics of North Carolina's real estate law and real estate brokerage practice. It is intended to serve both as the textbook for the real estate broker postlicensing courses and as a reference book for real estate licensees, as well as real estate attorneys, instructors or anyone else interested in real estate law and brokerage practice.

Housing and Mortgage Markets in Historical Perspective

Author: Eugene N. White

Publisher: University of Chicago Press

Published: 2014-10-17

Total Pages: 408

ISBN-13: 022609328X

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The central role of the housing market in the recent recession raised a series of questions about similar episodes throughout economic history. Were the underlying causes of housing and mortgage crises the same in earlier episodes? Has the onset and spread of crises changed over time? How have previous policy interventions either damaged or improved long-run market performance and stability? This volume begins to answer these questions, providing a much-needed context for understanding recent events by examining how historical housing and mortgage markets worked—and how they sometimes failed. Renowned economic historians Eugene N. White, Kenneth Snowden, and Price Fishback survey the foundational research on housing crises, comparing that of the 1930s to that of the early 2000s in order to authoritatively identify what contributed to each crisis. Later chapters explore notable historical experiences with mortgage securitization and the role that federal policy played in the surge in home ownership between 1940 and 1960. By providing a broad historical overview of housing and mortgage markets, the volume offers valuable new insights to inform future policy debates.

Well Worth Saving

Author: Price V. Fishback

Publisher: University of Chicago Press

Published: 2013-10-04

Total Pages: 190

ISBN-13: 022608258X

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The urgent demand for housing after World War I fueled a boom in residential construction that led to historic peaks in home ownership. Foreclosures at the time were rare, and when they did happen, lenders could quickly recoup their losses by selling into a strong market. But no mortgage system is equipped to deal with credit problems on the scale of the Great Depression. As foreclosures quintupled, it became clear that the mortgage system of the 1920s was not up to the task, and borrowers, lenders, and real estate professionals sought action at the federal level. Well Worth Saving tells the story of the disastrous housing market during the Great Depression and the extent to which an immensely popular New Deal relief program, the Home Owners’ Loan Corporation (HOLC), was able to stem foreclosures by buying distressed mortgages from lenders and refinancing them. Drawing on historical records and modern statistical tools, Price Fishback, Jonathan Rose, and Kenneth Snowden investigate important unanswered questions to provide an unparalleled view of the mortgage loan industry throughout the 1920s and early ’30s. Combining this with the stories of those involved, the book offers a clear understanding of the HOLC within the context of the housing market in which it operated, including an examination of how the incentives and behaviors at play throughout the crisis influenced the effectiveness of policy. More than eighty years after the start of the Great Depression, when politicians have called for similar programs to quell the current mortgage crisis, this accessible account of the Home Owners’ Loan Corporation holds invaluable lessons for our own time.

Researching a Historic Property

Author: Eleanor O'Donnell

Publisher:

Published: 1991

Total Pages: 16

ISBN-13:

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Historic Residential Suburbs

Author: David L. Ames

Publisher:

Published: 2002

Total Pages: 148

ISBN-13:

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Market Distortions when Agents are Better Informed

Author: Steven D. Levitt

Publisher:

Published: 2005

Total Pages: 56

ISBN-13:

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"Agents are often better informed than the clients who hire them and may exploit this informational advantage. Real-estate agents, who know much more about the housing market than the typical homeowner, are one example. Because real estate agents receive only a small share of the incremental profit when a house sells for a higher value, there is an incentive for them to convince their clients to sell their houses too cheaply and too quickly. We test these predictions by comparing home sales in which real estate agents are hired by others to sell a home to instances in which a real estate agent sells his or her own home. In the former case, the agent has distorted incentives; in the latter case, the agent wants to pursue the first-best. Consistent with the theory, we find homes owned by real estate agents sell for about 3.7 percent more than other houses and stay on the market about 9.5 days longer, even after controlling for a wide range of housing characteristics. Situations in which the agent's informational advantage is larger lead to even greater distortions"--National Bureau of Economic Research web site.