Drawing on data from the Joseph Rowntree Foundation's Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins and provides evidence in support of the need for radical changes in policy towards sustainable home ownership.
Originally published in 1990, and re-issued in 2020 with an updated Preface, this book shows how the UK has become a nation of home owners, and the effect it has had on people’s lives, the impact which it has had on British society and the implications for those who have hitherto been excluded. The book briefly charts the history of the growth of owner-occupation in Britain and considers the evidence on the popularity of owning as opposed to renting. The question of whether and how owner occupiers accumulate wealth from their housing is discussed and the evidence on the political implications of the growth of owner-occupation examined. The influence of buying a house on the way that home is experienced is analysed and the sociological implications in regard to the analysis of social inequalities in Britain discussed. The research for the book was based on in-depth interviews with home-owners and tenants in Burnley, Derby and Slough.
Home ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. It also concerns the losses, in the form of repayment risk, related to difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the conference 'Housing in Europe: New Challenges and Innovations in Tomorrow's Cities', held in Reykjavik, Iceland. Hosted by the Urban Studies Institute of the University of Iceland and Centre for Housing and Property Research, Bifrost School of Business, it was held under the auspices of the European Network of Housing Researchers.
Demand for owner-occupied housing has expanded dramatically across modern-industrialized societies in recent years leading to volatile increases in residential property values. This book explores the rise of modern home-ownership as a cultural, socio-political and ideological phenomenon.
In every major city in the world there is a housing crisis. How did this happen and what can we do about it? Everyone needs and deserves housing. But today our homes are being transformed into commodities, making the inequalities of the city ever more acute. Profit has become more important than social need. The poor are forced to pay more for worse housing. Communities are faced with the violence of displacement and gentrification. And the benefits of decent housing are only available for those who can afford it. In Defense of Housing is the definitive statement on this crisis from leading urban planner Peter Marcuse and sociologist David Madden. They look at the causes and consequences of the housing problem and detail the need for progressive alternatives. The housing crisis cannot be solved by minor policy shifts, they argue. Rather, the housing crisis has deep political and economic roots—and therefore requires a radical response.
It is difficult to overstate the everyday importance of home in law. Home provides the backdrop for our lives, and is often the scene or the subject of legal disputes. In addition, in recent decades there has been growing academic interest in the meaning of home, which has prompted empirical studies and theoretical exploration in a wide range of disciplines. Yet, while the authenticity of home as a social, psychological, cultural and emotional phenomenon has been recognised in other disciplines, it has not penetrated the legal domain, where the proposition that home can encapsulate meanings beyond the physical structure of the house, or the capital value it represents, continues to present conceptual difficulties. This book focuses on the competing interests of creditors who lend money against the security of the property and the occupiers who dwell in the property, in the context of possession actions. By mapping the concept of home as it has evolved in other disciplines against existing legal frameworks, Conceptualising Home examines the possibilities for developing a coherent concept of home in law.