Seven Resources for Lifelong Wellbeing and Retirement Planning: The Golden Age Playbook redefines aging and retirement for the young-old generation. The book emerged as a result of the pioneering Jockey Club Golden Age Journey Project, a comprehensive initiative designed to empower individuals aged 50 to 74 in embracing their golden years with wisdom, vitality, and enthusiasm. Drawing from empirical evidence, the authors developed the Second Half Wellbeing (SHW) Framework, which ingeniously links seven essential resources that pave the way for a fulfilling and purposeful life. This book is a testament to their commitment to inspire and uplift the young-old generation.
This is an open access title available under the terms of a CC BY-NC-ND 4.0 International licence. It is free to read at Oxford Scholarship Online and offered as a free PDF download from OUP and selected open access locations. Growing awareness of real-world shocks including market downturns, health surprises, and labor market readjustment is calling into question the ability of global retirement systems to remain healthy and sustain future retirees. Financial and labor market stresses are shaping how older workers fare as they head into retirement, and how younger workers must prepare financially for their futures. These shocks come on top of long-standing concerns surrounding rising longevity, along with the adequacy and sustainability of public and private benefit systems. This volume explores how these challenges will drive the need for new policy drawing on perspectives of senior and new researchers to the field, as well as exciting new datasets.
In Castles and Moats, Brian Carden simply explains insurance and investing, unpacks all the different options, and helps us chart a course to the financial future we’ve always dreamed of and worked so hard to obtain. Americans are confused about managing their finances, insurance needs, and overall life planning. In the past, money wasn’t the do-it-yourself project it has become today. Instead, consumers had insurance and financial professionals to help them make prudent decisions. The point-and-click, self-serve nature of the Information Age has robbed us of the personalized face-to-face relationships that once led us into good financial decisions. Today, we’re drowning in information . . . but we’re starving for unbiased education without a sales pitch attached. We need a “professional explainer” to come alongside us, unpack all the different options, and help us chart a course to the financial future we’ve always dreamed of and worked so hard to obtain. In Castles and Moats, Brian Carden is that “explainer.” He helps you understand, prioritize, organize, strategize, and stress-test each financial product or strategy to help you create a more favorable outcome. You’ll learn how to avoid buying products or strategies that might seem good when you buy them, only to find out about the pitfalls later in your life. By recapturing those lost dollars and redeploying them towards other, more tailored solutions, you’ll increase your chance of financial independence with more predictable outcomes. Unpacking all the ins and outs of insurance, planning, and investment strategies, Brian provides an unbiased, practical, and easy-to-understand guide for you to make better, more informed decisions. In Castles and Moats, he equips you to build your glimmering castle of wealth and surround it with a moat of protection.
Choices in Relationships takes readers through the lifespan of relationships, marriages, and families, and utilizes research to help them make deliberate, informed choices in their interpersonal relationships. Drawing on extensive research, authors David Knox, Caroline Schacht, and I. Joyce Chang challenge students to think critically about the choice-making process, consider the consequences involved with choices, view situations in a positive light, and understand that not making a choice is a choice after all. The Fourteenth Edition features over 1000 new citations, increased emphasis and discussion of diversity and inclusion throughout each chapter, and the impact of the COVID-19 pandemic on individuals, couples, and families. This title is accompanied by a complete teaching and learning package. Contact your SAGE representative to request a demo. Learning Platform / Courseware SAGE Vantage is an intuitive learning platform that integrates quality SAGE textbook content with assignable multimedia activities and auto-graded assessments to drive student engagement and ensure accountability. Unparalleled in its ease of use and built for dynamic teaching and learning, Vantage offers customizable LMS integration and best-in-class support. It’s a learning platform you, and your students, will actually love. Learn more. Assignable Video with Assessment Assignable video (available in SAGE Vantage) is tied to learning objectives and curated exclusively for this text to bring concepts to life. Watch a sample video now. LMS Cartridge: Import this title’s instructor resources into your school’s learning management system (LMS) and save time. Don’t use an LMS? You can still access all of the same online resources for this title via the password-protected Instructor Resource Site. Learn more.
Learn everything you need to do in the next five years to create a realistic plan for your retirement with clear, practical advice that is sure to set your future up for success. Most people don’t realize they haven’t saved enough for their retirement until their sixties and by then, it’s often too late to save enough for a comfortable retirement. The 5 Years Before You Retire has helped thousands of people prepare for retirement—even if they waited until the last minute. In this new and updated edition, you’ll find out everything you need to do in the next five years to maximize your current savings and create a realistic plan for your future. Including recent changes in financial planning, taxes, Social Security, healthcare, insurance, and more, this book is the all-inclusive guide to each financial, medial, and familial decision. From taking advantage of the employer match your company offers for your 401k to enrolling in Medicare to discussing housing options with your family, you are completely covered on every aspect of retirement planning. These straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted. Whether you just started devising a plan or have been saving since your first job, The 5 Years Before You Retire, Updated Edition, will tell you exactly what you need to know to ensure you live comfortably in the years to come.
Receiving education and training that lead to a meaningful job, having a career, and being a valued contributor to a professional environment is taken for granted by many. Historically, however, people with disabilities have had limited opportunities to engage in employment due to discrimination, ableism, and low expectations despite the fact that employment is a basic human and civil right. This book is intended to build awareness and inspire action on the part of chief executive officers, human resource managers, and supervisory personnel to facilitate employment opportunities for people with disabilities. It will be of interest to policy makers and other professionals who support people with disabilities as part of their responsibilities in labor and social service ministries, vocational rehabilitation service providers, and employment service providers. The book is written by authors with backgrounds in a variety of disciplines related to the employment of people with disabilities across North America, Europe, Asia, Africa, and Australia.
The De Gruyter Handbook of Personal Finance provides a robust review of the core topics comprising personal finance, including the primary models, approaches, and methodologies being used to study particular topics that comprise the field of personal finance today. The contributors include many of the world’s leading personal finance researchers, financial service professionals, thought leaders, and leading contemporary figures conducting research in this area whose work has shaped—and continues to affect—the way that personal finance is conceptualized and practiced. The first section of the handbook provides a broad introduction to the discipline of personal finance. The following two sections are organized around the core elements of personal finance research and practice: saving, investing, asset management, and financial security. The fourth section introduces future research, practice, and policy directions. The handbook concludes with a discussion on an educational and research agenda for the future. This handbook will be a core reference work for researchers, financial service practitioners, educators, and policymakers and an excellent supplementary source of readings for those teaching undergraduate and graduate-level courses in personal finance, financial planning, consumer studies, and household finance.
This seven-volume set LNCS 14054-14060 constitutes the proceedings of the 25th International Conference, HCI International 2023, in Copenhagen, Denmark, in July 2023. For the HCCII 2023 proceedings, a total of 1578 papers and 396 posters was carefully reviewed and selected from 7472 submissions. Additionally, 267 papers and 133 posters are included in the volumes of the proceedings published after the conference, as “Late Breaking Work”. These papers were organized in the following topical sections: HCI Design and User Experience; Cognitive Engineering and Augmented Cognition; Cultural Issues in Design; Technologies for the Aging Population; Accessibility and Design for All; Designing for Health and Wellbeing; Information Design, Visualization, Decision-making and Collaboration; Social Media, Creative Industries and Cultural Digital Experiences; Digital Human Modeling, Ergonomics and Safety; HCI in Automated Vehicles and Intelligent Transportation; Sustainable Green Smart Cities and Smart Industry; eXtended Reality Interactions; Gaming and Gamification Experiences; Interacting with Artificial Intelligence; Security, Privacy, Trust and Ethics; Learning Technologies and Learning Experiences; eCommerce, Digital Marketing and eFinance.
With contributions from an international range of active researchers, this Research Agenda provides a timely literature review on core topics related to consumer financial behavior. Chapters cover financial management behavior, desirable financial behavior and any financial behavior that helps improve financial wellbeing.
