Digitalization as a Driver for Smart Economy in the Post-COVID-19 Era
Digitalization as a Driver for Smart Economy in the Post-COVID-19 Era

Author: Reis, Leonilde

Publisher: IGI Global

Published: 2022-02-11

Total Pages: 299

ISBN-13: 1799892298

DOWNLOAD EBOOK

The COVID-19 pandemic has accelerated the implementation of digital transformation strategies, and there has been an exponential increase in the demand for intelligent and reliable communications solutions. The pandemic brings huge challenges for all economic agents, as resilience and the capacity to adapt to new risks and hindrances are now fundamental elements in our societies. In this context, it is essential that digitalization brings opportunities to transition to a smarter economy based on innovation, sustainability, and well-being. Digitalization as a Driver for Smart Economy in the Post-COVID-19 Era discusses digitalization, information and communication technologies, marketing, entrepreneurship, and innovation in an organizational context to optimize the practices established in the most diverse domains of knowledge, specifically attending to the relation between digitalization and sustainability in a post-pandemic era. It is ideal for academicians, instructors, researchers, industry professionals, business managers, private institutions, and students as it covers a range of key topics such as sustainability and smart economy.

Financial Literacy and the Limits of Financial Decision-Making
Financial Literacy and the Limits of Financial Decision-Making

Author: Tina Harrison

Publisher: Springer

Published: 2016-09-20

Total Pages: 362

ISBN-13: 3319308866

DOWNLOAD EBOOK

This book presents selected papers on the factors that serve to influence an individual’s capacity in financial decision-making. Initial chapters provide an overview of the cognitive factors affecting financial decisions and suggest a link between limited cognitive capacity and the need for financial education. The book then expands on these cognitive limitations to explore the tendency for overconfidence in decision-making and the interplay between rational and irrational factors. Later contributions show how credit card companies benefit from limitations in consumer financial literacy, how gender and cognition intersect to play an important role in financial decision-making, and how to improve financial capacity through financial literacy and education campaigns, including those addressing developed marketplaces. This comprehensive collection of papers will be of value to all readers who seek to better understand the multi-factorial and complex nature of personal financial management in today’s economic climate.

New Frontiers In Entrepreneurial Finance Research
New Frontiers In Entrepreneurial Finance Research

Author: Anita Quas

Publisher: World Scientific

Published: 2019-09-12

Total Pages: 357

ISBN-13: 981120277X

DOWNLOAD EBOOK

This book provides an updated view of new trends in entrepreneurial finance, with the aim of guiding academics and non-academics alike that want to gain a deeper understanding of this field.It collects recent contributions from scholars from all over the world. Each chapter provides new empirical or theoretical evidence on fundamental issues related to entrepreneurial finance, including business angels, crowdfunding, Initial Coin Offerings, Mini bonds, public support and more. Besides reviewing the recent trends in the field, the book also highlights new avenues for research, and implications for practitioners.

Financial Literacy
Financial Literacy

Author: Olivia S. Mitchell

Publisher: Oxford University Press

Published: 2011-10-27

Total Pages: 328

ISBN-13: 0199696810

DOWNLOAD EBOOK

As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, the book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.

Financial Literacy and Financial Education
Financial Literacy and Financial Education

Author: Beata Świecka

Publisher: Walter de Gruyter GmbH & Co KG

Published: 2019-03-18

Total Pages: 122

ISBN-13: 3110636956

DOWNLOAD EBOOK

It is a well-known saying that money does not buy happiness. But it certainly helps in life. It is important to have enough of it to satisfy our needs and to secure ourselves from emergency situations. That's what adults think. And what about the youth? What is their approach to money, what do they know about finances and how are their skills in everyday financial management coming along? What kind of knowledge and skills should be provided? Do young people in different countries represent similar or different approaches to financial matters? Using the results of a research on young people in Poland and Germany, the authors draw a picture of financial literacy. They furthermore present a number of recommendations that help developing the knowledge and the financial skills of young people in practice.

Financial Literacy and Responsible Finance in the FinTech Era
Financial Literacy and Responsible Finance in the FinTech Era

Author: John O.S. Wilson

Publisher: Taylor & Francis

Published: 2021-07-21

Total Pages: 161

ISBN-13: 1000404528

DOWNLOAD EBOOK

A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.

Financial Literacy for Generation Z
Financial Literacy for Generation Z

Author: Kenneth O. Doyle Ph.D.

Publisher: Bloomsbury Publishing USA

Published: 2019-09-19

Total Pages: 182

ISBN-13: 1440870675

DOWNLOAD EBOOK

This indispensable resource explains principles of financial planning and financial psychology to help teens and young adults make good financial decisions now and achieve their financial goals. Financial literacy for savvy teens and young adults means meeting them where they are, which is in high school and college. It also means understanding how they differ from their Gen X and elder millennial parents. For example, they tend to be debt-averse, thrifty, and responsible but may err on the side of taking too little risk, such as not investing early enough. This book uses economics and psychology to help Generation Z students make better decisions throughout their lives and especially in their formative years. Financial Literacy for Generation Z addresses decisions students have to make while still in school, after graduation, and later, with the greatest emphasis on the decisions closest at hand to them. It encompasses not just money talk—for example, how much to contribute to your 401(k)—but also decisions that are directly connected to money, such as choosing a major and a career, building a credit record, and managing your first real income.

ICSST 2021
ICSST 2021

Author: Jarnawi Afgani

Publisher: European Alliance for Innovation

Published: 2022-07-02

Total Pages: 615

ISBN-13: 1631903578

DOWNLOAD EBOOK

The 1st International Conference on Social, Science, and Technology (ICSST) 2021 was organized by Universitas Islam Syekh Yusuf Tangerang. This conference was held on November 25, 2021, in Tangerang, Indonesia. ICSST provides a platform for lecturers, teachers, researchers, and practitioners to share their insights and perspectives related to the theme "Transformation of Science and Culture during the Pandemic Era and Afterwards". From the theme above, the detailed sub-theme of the conference was formulated to cover the general theme of education, science, social, and technology. The selected paper presented are then documented in this proceeding book entitled The Proceedings of the 1st International Conference on Social, Science, and Technology, ICSST 2021. This proceeding is expected to provide an insightful perspective and point of view in developing the innovation for overcoming future challenges and obstacles in the field of education, social, science, and technology during the pandemic era and afterward. The success of the conference till the compilation of the articles in this book is definitely the result of the effort of people who contribute and work wholeheartedly. We sincerely appreciate the Steering Committee, Keynote Speakers, Organizing Committee Team, and Participants for their contributions to the conference. Finally, we hope that The Proceeding of 1st ICSST 2021- Universitas Islam Syekh Yusuf Tangerang, Indonesia will be useful for all participants and readers to present the innovative novel in the future. See you all in the next ICSST.

The Routledge Handbook of Financial Literacy
The Routledge Handbook of Financial Literacy

Author: Gianni Nicolini

Publisher: Routledge

Published: 2021-12-30

Total Pages: 560

ISBN-13: 1000487849

DOWNLOAD EBOOK

Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.