After Colorado voters approved the sale and use of medicinal and recreational cannabis, the state's landscape was changed. Suddenly, dispensaries and grow houses were everywhere, and customers numbered in the tens, if not hundreds, of thousands. But federal laws make it difficult for cannabis businesses to open checking or savings accounts in federally insured financial institutions. It's nearly impossible for these businesses to wire funds, access lines of credit, or maintain payroll accounts. The result is an industry that has been forced to pay its bills, employees, suppliers, and taxes in cash. Briefcases and backpacks full of cash. Enter Safe Harbor Private Banking. Concerned about the risks a cash-based industryposes to public safety, it plunged into cannabis banking determined to take money off the streets and to offer law-abiding businesses a port in a turbulent sea. Its experiences serving the cannabis industry offer a primer for other bankersconsidering a similar program and for policy makers and regulators eager to bringstability to a topsy-turvy marketplace.
The Thrill of Romantic Suspense Meets the Romance of 1800s America Lured by a handful of scribbled words across a faded letter, Cara Hamilton sets off from 1896 Ireland on a quest to find the brother she'd thought dead. Her search lands her in America, amidst a houseful of strangers and one man who claims to be a friend--Rourke Walsh. Despite her brother's warning, Cara decides to trust Rourke and reveals the truth about her purpose in America. But he is not who he claims to be, and as rumors begin to circulate about an underground group of dangerous revolutionaries, Cara's desperation grows. Her questions lead her ever closer to her brother, but they also bring her closer to destruction as Rourke's true intentions come to light.
2021 Red Maple Award — Shortlisted As far-fetched as her father’s plan sounds, sticking to it is easy for Harbour — until it isn’t. Fourteen-year-old Harbour is living in a tent in a Toronto ravine with her dog, a two-month supply of canned tuna, and an unconventional reading list. She’s not homeless, she tells herself. She’s merely waiting for her home — a thirty-six-foot sailboat — to arrive with her father at the helm. Why should she worry when the clouds give her signs that assure her that she’s safe and protected? When her credit card gets declined, phone contact from her father stops, and summer slips into a frosty fall, Harbour is forced to face reality and accept the help of a homeless teen named Lise to survive on the streets. Lise shows Harbour how to panhandle and navigate the shelter system while trying to unravel Harbour's mysterious past. But if Harbour tells her anything, the consequences could be catastrophic.
Without proper support, navigating the icy waters of grief may feel impossible. The grieving person may feel spiritually bankrupt and often the loss is so painful that the bereaved may lose faith in what they once held dear. Mindfulness meditation can restore hope by offering a compassionate safe haven for healing and self-reflection. While nobody can predict the path of someone else's grief, this book will guide the reader forward through the grieving process with simple mindfulness-based exercises to restore mind, body and spirit. These easy-to-follow meditations will help the reader to cope with the pain of loss, and embark on a healing journey. Each chapter focuses on a different aspect of grief, and the guided meditations will calm the mind and increase clarity and focus. Mindfulness and Grief will help readers to begin the process of reconstructing the shattered self that is left in the wake of any major loss.
For anyone who owns a boat, this is the handbook for you. Included are all of the official government rules and regulations that must be followed by anyone out on the water. This book will prepare you for head?on situations, avoiding collisions, using, distress signals, and will inform you of all the up?to?date water regulations. Whether you?re in a jam or just relaxing at sea, Navigation Rules will teach and prepare you for anything and everything you may encounter while on your boat.
A moving illustration of the power of grace to elevate us during troubling times, Jeff Jay offers a soulful account of his solo sailing journey that turned into a battle for survival on the open sea. Jeff Jay’s recent life was full of tragedy: his marriage had ended, his father had passed away, his brother had committed suicide, and Jeff’s own alcoholism had taken him to the edge of death. In his desire for a fresh start, Jeff set out on a solo adventure by sea on an old sloop named Lifeboat. It ultimately became a journey of personal transformation. He cast off in Annapolis, Maryland, with an eye toward the Caribbean. Finally able to breathe, Jeff relaxed into his first day sailing the Atlantic when a dark winter storm descended, tossing him into a week-long fight for survival on the open sea. As he faced the realization that only divine intervention could deliver him from certain death, Jeff desperately called on the deity that had intervened in the darkest hours of his addiction years earlier. An intensely personal testimony to calling on the power of grace in our darkest hours, Jeff’s is a beautifully written tale of far-fetched dreams, desperate prayers, and those miraculous moments that change our lives forever.
Marcelo Sandoval, a 17-year-old boy on the high-functioning end of the autistic spectrum, faces new challenges, including romance and injustice, when he goes to work for his father in the mailroom of a corporate law firm.
Step into an unparalleled exploration of the landscapes of loss and the topographies of hope with "Navigating the Ruins," your definitive guide through the depths and breadths of displacement. This immersive, expertly crafted compendium is a vital aid for anyone touched by the shadows of conflict, and it illuminates the resilience of the human spirit with radiating clarity. Embark on a journey that begins with a comprehensive understanding of the nature of war-induced displacement, sifts through the psychological impacts, and delves into the heart of global displacement trends. Navigate the legal and human rights considerations that underpin this complex, often heart-wrenching human experience. "Navigating the Ruins" lights your path through the most somber terrains with wisdom and empathy. Prepare yourself for the unthinkable with an articulate presentation of the early signs of conflict, providing a masterful blueprint of emergency planning. This insightful volume is not just a survival kit, but it offers profound knowledge for building the support networks essential for pre-displacement times. Discover techniques to secure immediate shelter, explore long-term housing solutions, and learn how to retain a semblance of home amidst the chaos. With "Navigating the Ruins," you are never alone in the struggle for safety, stability, and sanctuary. As the journey of endurance unfolds, chapters on mobility amidst chaos equip you with the savvy needed to ensure safe passage in warfare, negotiate borders, and maintain inconspicuousness. The book goes deeper, offering sage advice on maintaining mental resilience, addressing health needs, and innovating communication strategies across every possible divide. Family and community dynamics take center stage as this guide champions the reweaving of social fabric torn by displacement. Education, crucial in maintaining continuity in strife, receives due recognition along with effective strategies for navigating aid, managing scarce resources, and comprehending legal rights. "Navigating the Ruins" transcends the personal, extending invaluable insights for aid workers and policymakers, illustrating best practice approaches and culturally sensitive aid provision. The concluding chapters serve as a beacon, preparing you for the ultimate goal—the return home. With cohesive lessons from history and a forward-looking approach to self-sufficiency and modern technology, this guide is not only about survival; it is about the rebirth of lives and communities, today and in the futures to come. Begin your transformative sojourn with "Navigating the Ruins" and redefine what it means to rebuild, recover, and reconnect within the heartbeats of human endurance.
