Charming illustrations and a gentle narrative voice guide readers through responsible ways to handle money in this relatable text. Readers will respond to age-appropriate examples of spending money, such as enjoying a spontaneous lollipop, carefully saving up for concert tickets, or starting a meaningful charity. A helpful activity section provides suggestions for hands-on lessons to accompany the text, creating a fully immersive learning experience. Readers will feel empowered and ready to make their first financial choices, making this the perfect introduction to the concept of money.
Charming illustrations and a gentle narrative voice guide readers through responsible ways to handle money in this relatable text. Readers will respond to age-appropriate examples of spending money, such as enjoying a spontaneous lollipop, carefully saving up for concert tickets, or starting a meaningful charity. A helpful activity section provides suggestions for hands-on lessons to accompany the text, creating a fully immersive learning experience. Readers will feel empowered and ready to make their first financial choices, making this the perfect introduction to the concept of money.
Parents; remember when you got your first credit card? What did you use it for? Did you know how the interest worked? What about your first car or your first paycheck - did you have a plan? Many adults find themselves digging out of a hole when it comes to early finances. What if you could change that for your loved ones? What if we could empower the next generation to make the financial system work for them instead of the other way around? This is the heart behind Charlie's Money Choices. Our financial legacies are either by design or by default and these conversations about money can set your children up for success. In Charlie's Money Choices we follow a high school student, Charlie, through his early financial journey - how should he pay for homecoming? Should he get a credit card? How will he pay for his first car or for college? What is this Cryptocurrency his cousin keeps talking about? As the reader, we will have a chance to put ourselves in his shoes. What would YOU do? Join us on a quest to financial literacy and see what Charlie decides. This book is ideal for any young person aged 12-18.
Every decision, from buying a home to grabbing a daily latte, has costs and benefits-personal as well as financial. The Real Cost of Living helps you make better decisions, both big and small- decisions that involve money, but aren't all about money. Well-known personal finance expert Carmen Wong Ulrich makes personal finance personal and takes into account that we all have motivations that go way beyond number crunching. From marriage and family to career, investing, and more, Carmen examines the "real cost" of the choices we all make every day. *Is deciding whether to go back to work full-time after you have a child really all about money? Should it be? *Is prepaying a mortgage a smart-money move, or is it really about craving security and stability-and which means more to you? *How much do your bad habits really cost you? And is saving thousands of dollars enough of a motivation to get you to stop? *Are college degrees really worthwhile? And if so, how can you maximize the odds of gaining all the benefits of a degree, both personally and financially? *Is becoming your own boss the answer to your career malaise? Can you handle the costs? The Real Cost of Living is a rare melding of personal psychology and personal finance at an important time when we have discovered that having more money may not bring more happiness, but knowing what really will make you happy can be worth any cost. Watch a Video
Using a unique, visual approach, Nathalie Spencer uncovers the science behind how we think about, use and manage money to guide you to a wiser and more enjoyable relationship with your finances. From examining how cashless transactions affect our spending and decoding the principles of why a bargain draws you in, through to exposing what it really means to be an effective forecaster, Good Money reveals how you can be motivated to be better with money and provides you with essential tools to boost your financial well-being. At BUILD+BECOME we believe in building knowledge that helps you navigate your world. Our books help you make sense of the changing world around you by taking you from concept to real-life application through 20 accessible lessons designed to make you think. Create your library of knowledge. Find out about other BUILD+BECOME titles at the BUILD+BECOME Amazon store, and follow us at buildbecome.com @buildbecome
RETIRE WITHOUT REGRETS What’s the biggest retirement mistake you can make? Not taking full advantage of your Social Security benefits. And it’s a mistake that almost every retiree makes. If you’re like most people, you would have to be a millionaire to earn as much from your investments as you can from Social Security. But Social Security also comes with pitfalls, and the wrong choice can leave you poorer for the rest of your life. Luckily, America’s #1 retirement expert, Bob Carlson, editor of the popular Retirement Watch newsletter and website, is here to help with an easy-to-follow guide to getting the most out of your Social Security benefits. You’ll learn: • The right time to claim your benefits—and why timing is key • Whether you should take a lump sum benefit • How to minimize your total tax bill with smart Social Security choices • Why working can sometimes decrease your benefits • How to calculate your “longevity risk” so you never run out of money • When you can change your benefits claim, and when you can’t • Why you can’t depend on the Social Security Administration for good advice—or even correct information • And much, much more! Millions of Americans have come to regret their Social Security decisions. If you want to avoid the same mistakes, you need Where’s My Money? Secrets to Getting the Most out of Your Social Security.
With countless new ways to manage money and spend it, Chris Farrell provides what is most needed: reliable information on personal finance. In the tradition of the great “how-to” series on public television, Right on the Money! offers a practical, hands-on approach to making savvy financial decisions. In each chapter, finance expert Chris Farrell visits an individual or family facing a financial crossroads in their lives and, aided by a team of street-smart experts, helps them take control of their finances. From setting up a budget to saving for retirement, Right on the Money! not only gives readers the knowledge and tools they need, but also shows how to make informed decisions among the options at hand. Subjects discussed include balancing love and money, investments, the stock market, credit cards and how to get out of debt, buying a car, buying a home, creating a household budget, and paying for college. Informative and fun, with a “roll up your sleeves and solve the problem” attitude, Right on the Money! is destined to become a new classic of personal finance.
Choices is the beginning of the story of Raven who is content in all aspects of her life with one exception. Love. When love let her down, she turns to her work and her family for refuge. Just as soon as she's made peace with being alone, two men cross her path, one who is immediately welcomed into her family and the other who has infiltrated her job. Now her safe havens aren't so comfortable anymore. Raven opens her heart to Wesley who upon first glance appears to be everything she's ever wished for in a man. But then there is Derrick who happens to be her new boss and seems to be intrigued by her. She can't figure out what it is that he sees in her and why is he having such an effect on her. Ultimately she will have to make a Choice between these two men, follow through the Decisions and then deal with the Consequences that follow. This story will take you on a roller coaster ride of emotions with the characters. Love, Laughter, Tears, Passion, Anger, Sensuality and Fear. Fasten your seatbelts, you're in for a fantastic ride.
Revised edition of the best-selling memoir that has been read by over a million people worldwide with translations in 29 languages. After too many years of unfulfilling work, Bronnie Ware began searching for a job with heart. Despite having no formal qualifications or previous experience in the field, she found herself working in palliative care. During the time she spent tending to those who were dying, Bronnie's life was transformed. Later, she wrote an Internet blog post, outlining the most common regrets that the people she had cared for had expressed. The post gained so much momentum that it was viewed by more than three million readers worldwide in its first year. At the request of many, Bronnie subsequently wrote a book, The Top Five Regrets of the Dying, to share her story. Bronnie has had a colourful and diverse life. By applying the lessons of those nearing their death to her own life, she developed an understanding that it is possible for everyone, if we make the right choices, to die with peace of mind. In this revised edition of the best-selling memoir that has been read by over a million people worldwide, with translations in 29 languages, Bronnie expresses how significant these regrets are and how we can positively address these issues while we still have the time. The Top Five Regrets of the Dying gives hope for a better world. It is a courageous, life-changing book that will leave you feeling more compassionate and inspired to live the life you are truly here to live.
Jeff's life has been spiraling out of control for some time now and to make matters worse, he suspects his wife Lisa of 16 years to be cheating on him. How does he come to grips with the betrayal. Lisa has gotten herself caught up in a love triangle that doesn't include her husband. She has been so focused on other things that it may have cost her the one thing she wants the most.....Control Belinda has finally found the man of her dreams but there are things in her past that could cause her to lose him. Does she keep her secret and hope they never surface or does she finally come clean. Like most people, Margret has made some wrong decisions in life but this time it may cost her in more ways than one. She only wants to finally find what she has been searching for......Someone to truly love and that will love her same. They all have one thing in common that binds them together and that one thing is the choices they make. Right or wrong, they all have made a choice that will ultimately change each one for the rest of their lives.
