Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Enter the realm of financial security and peace of mind with "Mediclaim and Health Insurance" by Kshitij Patukale. Prepare to navigate the complex world of healthcare coverage with confidence and clarity as you embark on a journey to safeguard your well-being and that of your loved ones. Join Kshitij Patukale as he demystifies the intricacies of mediclaim and health insurance, empowering readers to make informed decisions about their healthcare needs. Through Patukale's accessible language and comprehensive guidance, readers gain invaluable insights into the importance of insurance planning and risk management in today's uncertain world. Explore the underlying themes of financial security, risk mitigation, and proactive healthcare management that resonate throughout "Mediclaim and Health Insurance." Patukale's expertise shines through as he delves into the nuances of policy coverage, premium calculation, and claim settlement processes, providing readers with the knowledge they need to navigate the insurance landscape with confidence. Dive into practical tips and strategies for optimizing your healthcare coverage and maximizing the benefits of your insurance policies. Patukale offers actionable advice on selecting the right insurance plans, understanding policy exclusions, and leveraging preventive care services to maintain optimal health and well-being. The overall tone and mood of "Mediclaim and Health Insurance" are imbued with a sense of empowerment and reassurance, assuring readers that they have the tools and resources they need to protect themselves and their families against unforeseen medical expenses. Since its publication, "Mediclaim and Health Insurance" has garnered acclaim for its practical insights and actionable guidance, becoming a trusted resource for individuals seeking to navigate the complexities of healthcare financing. Its straightforward approach and real-world examples make it essential reading for anyone interested in securing their financial future. As you immerse yourself in the pages of "Mediclaim and Health Insurance," you'll find yourself empowered to take control of your healthcare journey and make informed decisions about your insurance coverage. Patukale's expertise and guidance offer peace of mind in an uncertain world, ensuring that you and your loved ones are protected against life's unexpected twists and turns. In conclusion, "Mediclaim and Health Insurance" is more than just a book—it's a roadmap to financial security and peace of mind in an increasingly complex healthcare landscape. Whether you're a seasoned insurance professional or a newcomer to the world of healthcare coverage, Patukale's book offers invaluable insights that will guide you on your journey to wellness. Don't miss your chance to safeguard your financial future and protect your loved ones' well-being. Order your copy of "Mediclaim and Health Insurance" today and embark on a journey to financial security and peace of mind.
The first book about Mediclaim and Health Insurance. The book details the Mechanism of Mediclaim policy, How it works, How Underwriting is achieved and most important How to get Claim ! The Book distinguishes health insurance policies and products offered by various General, Life and Health Insurance Companies. The book is a perfect guide for Health Insurance planning for the family and self. It denotes the barriers and hurdles in the process of buying and claiming the benefits under the Health Insurance Policies. Cashless Facilities, TPA and Consumer Grievances Redressal procedures are the key notes of the book. A detailed roadmap and pathway for smooth claim procedures with specimen forms and value added information in annexure. The book explains on how to avail Central and State Government sponsored Health and Medical facilities with additional information on How to get Medical Help! This is a book to be read Before Buying Mediclaim and Health Insurance Policy…. A book useful After buying Mediclaim and Health Insurance Policy….. Mediclaim and Health Insurance by Kshitij Patukale: Mediclaim and Health Insurance - A Comprehensive Guide: Mediclaim and Health Insurance by Kshitij Patukale is a comprehensive guidebook that provides valuable insights and practical information on the intricacies of mediclaim and health insurance. With clear explanations and helpful tips, this book serves as an essential resource for individuals and families seeking to understand, navigate, and make informed decisions regarding their health insurance coverage. Key Aspects of the Book "Mediclaim and Health Insurance": Understanding Health Insurance: The book offers a thorough understanding of health insurance, including its purpose, benefits, and various types of coverage available. Patukale demystifies the complexities of health insurance policies, explaining key terms, coverage options, and the process of selecting the right insurance plan for individual needs. Claim Process and Documentation: The book provides valuable guidance on the claim process, including documentation requirements, filing procedures, and common challenges faced by policyholders. Patukale offers practical tips to streamline the claim process and maximize the benefits of health insurance, empowering readers to navigate the system with confidence. Optimizing Health Insurance Coverage: In addition to the basics of health insurance, the book delves into strategies for optimizing coverage and making the most of health insurance benefits. Patukale explores topics such as policy renewal, pre-existing conditions, preventive care, and wellness programs, helping readers proactively manage their health and financial well-being. Kshitij Patukale, the author of Mediclaim and Health Insurance, is a seasoned professional in the insurance industry with a wealth of knowledge in health insurance and mediclaim. With a passion for empowering individuals with the information they need to make informed decisions, Patukale has crafted a comprehensive guide that simplifies the complexities of health insurance. Through this book, Patukale aims to educate readers, enabling them to confidently navigate the realm of mediclaim and health insurance, ensuring they receive the optimal coverage and benefits for their healthcare needs.
This book presents the first comprehensive review of all major government-supported health insurance schemes in India and their potential for contributing to the achievement of universal coverage in India are discussed.
Health Insurance is a Family Matter is the third of a series of six reports on the problems of uninsurance in the United Sates and addresses the impact on the family of not having health insurance. The book demonstrates that having one or more uninsured members in a family can have adverse consequences for everyone in the household and that the financial, physical, and emotional well-being of all members of a family may be adversely affected if any family member lacks coverage. It concludes with the finding that uninsured children have worse access to and use fewer health care services than children with insurance, including important preventive services that can have beneficial long-term effects.
According to the Census Bureau, in 2003 more than 43 million Americans lacked health insurance. Being uninsured is associated with a range of adverse health, social, and economic consequences for individuals and their families, for the health care systems in their communities, and for the nation as a whole. This report is the sixth and final report in a series by the Committee on the Consequences of Uninsurance, intended to synthesize what is known about these consequences and communicate the extent and urgency of the issue to the public. Insuring America's Health recommends principles related to universality, continuity of coverage, affordability to individuals and society, and quality of care to guide health insurance reform. These principles are based on the evidence reviewed in the committee's previous five reports and on new analyses of past and present federal, state, and local efforts to reduce uninsurance. The report also demonstrates how those principles can be used to assess policy options. The committee does not recommend a specific coverage strategy. Rather, it shows how various approaches could extend coverage and achieve certain of the committee's principles.
The Patient Protection and Affordable Care Act (ACA) was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare overall. Along with sweeping change came sweeping criticisms and issues. This book explores the pros and cons of the Affordable Care Act, and explains who benefits from the ACA. Readers will learn how the economy is affected by the ACA, and the impact of the ACA rollout.
A New York Times bestseller/Washington Post Notable Book of 2017/NPR Best Books of 2017/Wall Street Journal Best Books of 2017 "This book will serve as the definitive guide to the past and future of health care in America.”—Siddhartha Mukherjee, Pulitzer Prize-winning author of The Emperor of All Maladies and The Gene At a moment of drastic political upheaval, An American Sickness is a shocking investigation into our dysfunctional healthcare system - and offers practical solutions to its myriad problems. In these troubled times, perhaps no institution has unraveled more quickly and more completely than American medicine. In only a few decades, the medical system has been overrun by organizations seeking to exploit for profit the trust that vulnerable and sick Americans place in their healthcare. Our politicians have proven themselves either unwilling or incapable of reining in the increasingly outrageous costs faced by patients, and market-based solutions only seem to funnel larger and larger sums of our money into the hands of corporations. Impossibly high insurance premiums and inexplicably large bills have become facts of life; fatalism has set in. Very quickly Americans have been made to accept paying more for less. How did things get so bad so fast? Breaking down this monolithic business into the individual industries—the hospitals, doctors, insurance companies, and drug manufacturers—that together constitute our healthcare system, Rosenthal exposes the recent evolution of American medicine as never before. How did healthcare, the caring endeavor, become healthcare, the highly profitable industry? Hospital systems, which are managed by business executives, behave like predatory lenders, hounding patients and seizing their homes. Research charities are in bed with big pharmaceutical companies, which surreptitiously profit from the donations made by working people. Patients receive bills in code, from entrepreneurial doctors they never even saw. The system is in tatters, but we can fight back. Dr. Elisabeth Rosenthal doesn't just explain the symptoms, she diagnoses and treats the disease itself. In clear and practical terms, she spells out exactly how to decode medical doublespeak, avoid the pitfalls of the pharmaceuticals racket, and get the care you and your family deserve. She takes you inside the doctor-patient relationship and to hospital C-suites, explaining step-by-step the workings of a system badly lacking transparency. This is about what we can do, as individual patients, both to navigate the maze that is American healthcare and also to demand far-reaching reform. An American Sickness is the frontline defense against a healthcare system that no longer has our well-being at heart.
