My Money My Way

My Money My Way

Author: Kumiko Love

Publisher: Penguin

Published: 2022-02-01

Total Pages: 241

ISBN-13: 0593418859

DOWNLOAD EBOOK

Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.


Standards for Internal Control in the Federal Government

Standards for Internal Control in the Federal Government

Author: United States Government Accountability Office

Publisher: Lulu.com

Published: 2019-03-24

Total Pages: 88

ISBN-13: 0359541828

DOWNLOAD EBOOK

Policymakers and program managers are continually seeking ways to improve accountability in achieving an entity's mission. A key factor in improving accountability in achieving an entity's mission is to implement an effective internal control system. An effective internal control system helps an entity adapt to shifting environments, evolving demands, changing risks, and new priorities. As programs change and entities strive to improve operational processes and implement new technology, management continually evaluates its internal control system so that it is effective and updated when necessary. Section 3512 (c) and (d) of Title 31 of the United States Code (commonly known as the Federal Managers' Financial Integrity Act (FMFIA)) requires the Comptroller General to issue standards for internal control in the federal government.


The Green Book

The Green Book

Author: Great Britain. Treasury

Publisher: Stationery Office

Published: 2003

Total Pages: 114

ISBN-13: 9780115601071

DOWNLOAD EBOOK

This new edition incorporates revised guidance from H.M Treasury which is designed to promote efficient policy development and resource allocation across government through the use of a thorough, long-term and analytically robust approach to the appraisal and evaluation of public service projects before significant funds are committed. It is the first edition to have been aided by a consultation process in order to ensure the guidance is clearer and more closely tailored to suit the needs of users.


Budget Tools

Budget Tools

Author: Greg G. Chen

Publisher: CQ Press

Published: 2014-11-04

Total Pages: 385

ISBN-13: 1483370704

DOWNLOAD EBOOK

The thoroughly updated and expanded Second Edition of Greg G. Chen, Lynne A. Weikart, and Daniel W. Williams’ Budget Tools: Financial Methods in the Public Sector brings together scores of exercises that will take students through the process of public budgeting, from organizing data through analysis and presentation. This thoroughly revised text has been restructured – it now has 30 compact modules to focus on individual skills and enhance flexibility, and is reorganized to cover more straightforward skills early in the book and more complex tools later on. Using budgets from all levels of government as well as from nonprofit organizations, the authors give students the opportunity to work with real budgeting data to cover a range of topics and skills.Budget Tools provides instruction in the techniques and implementation of budgeting skills at a granular level to support a wide range of approaches to teaching the subject.


Climate-Sensitive Management of Public Finances—"Green PFM”

Climate-Sensitive Management of Public Finances—

Author: Mr. Fabien Gonguet

Publisher: International Monetary Fund

Published: 2021-08-11

Total Pages: 21

ISBN-13: 1513583042

DOWNLOAD EBOOK

Public financial management (PFM) consists of all the government’s institutional arrangements in place to facilitate the implementation of fiscal policies. In response to the growing urgency to fight climate change, “green PFM” aims at adapting existing PFM practices to support climate-sensitive policies. With the cross-cutting nature of climate change and wider environmental concerns, green PFM can be a key enabler of an integrated government strategy to combat climate change. This note outlines a framework for green PFM, emphasizing the need for an approach combining various entry points within, across, and beyond the budget cycle. This includes components such as fiscal transparency and external oversight, and coordination with state-owned enterprises and subnational governments. The note also identifies principles for effective implementation of a green PFM strategy, among which the need for a strong stewardship located within the ministry of finance is paramount.


The Budget-Building Book for Nonprofits

The Budget-Building Book for Nonprofits

Author: Murray Dropkin

Publisher: John Wiley & Sons

Published: 2011-01-11

Total Pages: 242

ISBN-13: 1118047540

DOWNLOAD EBOOK

This best-selling nuts-and-bolts workbook, now in its second edition, has become the gold standard for nonprofit managers and boards who must work through the budget cycle. The book offers practical tools and guidance for completing each step of the budgeting process. Designed to be comprehensive and easy to use, The Budget-Building Book for Nonprofits provides everything budgeters and nonfinancial managers need to prepare, approve, and implement their own budgets. Includes new chapters on Zero-Based and Capital Budgeting as well as an accompanying website with spreadsheets, worksheets and a new budget-building software, the CMS Nonprofit Budget Builder, designed to help you implement the concepts in the book. The software includes an expandable standard chart of accounts (COA) and will aid in building, organizing, tracking and planning budgets.


Innovation in Environmental Policy?

Innovation in Environmental Policy?

Author: Andrew Jordan

Publisher: Edward Elgar Publishing

Published: 2009-01-01

Total Pages: 377

ISBN-13: 1848445067

DOWNLOAD EBOOK

. . . offering an enjoyable read in comparative politics and policy, it offers a point of reference for understanding the conceptual and empirical possibilities for further research in EPI. Darren McCauley, West European Politics . . . a bank of internationally based case studies written by leading environmental experts. The Environmentalist The organisation of th[is] book is exemplary, particularly for an edited volume. . . [A]n impressive intellectual contribution to the understanding of EPI. . . I strongly recommend it to scholars and students. . . and, crucially, also to politicians and civil servants who have attempted (or half-attempted) the task of remedying the historical neglect of environmental issues. Ian Bailey, Environment and Planning C Good social science may not raise our spirits, but it should improve our policy understanding. Andrew Jordan and Andrea Lenschow have produced a volume that provides a subtle and empirically informed understanding of environmental policy integration, using a design that looks both at the full policy cycle and at cross-national comparisons. From the foreword by Albert Weale FBA, University of Essex, UK Policy coordination is normally studied in hierarchical and institutional terms. This volume demonstrates the power of an idea to function as a framework for coordination. It offers an innovative study of policy coordination, as well as a thorough study of environmental policy. Guy Peters, University of Pittsburgh, US This book deals with a critical challenge facing modern governments: how to integrate environmental thinking into all policy areas. It provides fascinating insights into the progress made in realizing this objective and is a must read for anyone interested in understanding how far we have come, and how far we still have to go, in greening government for sustainable development. James Meadowcroft, Carleton University, Canada This collection brings together leading scholars in the field to explore the origins and applications of different instruments of environmental policy integration from a comparative perspective. This book is a must read for environmental policy practitioners and scholars with an interest in how environmental outcomes can and are being improved. Miranda A. Schreurs, Freie Universität Berlin, Germany Environmental Policy Integration (EPI) is an innovative policy principle designed to deliver sustainable development. This book offers an unrivalled exploration of its conceptualization and implementation, drawing upon a set of interlinked case studies of the most common implementing instruments and the varied experience of applying them in six OECD states and the EU. Written by a team of international experts, it identifies and explains broad patterns and dynamics in what is an important area of contemporary environmental policy analysis. This insightful account of the state-of-the-art aims to offer a valuable resource for academics interested in environmental politics and policy analysis, as well as the broader, interdisciplinary theme of governance for sustainable development . It will interest advanced undergraduate and postgraduate students taking courses in comparative politics, public administration and environmental politics and policy-making. Given the continuing political relevance of sustainability, it should also appeal to NGOs, think tanks and international bodies attempting to coordinate policies across and within different levels of governance.


Budgeting for Sustainability

Budgeting for Sustainability

Author: Jerome B. McKinney

Publisher: McFarland

Published: 2017-10-12

Total Pages: 247

ISBN-13: 147662979X

DOWNLOAD EBOOK

This book provides critical insights about how U.S. policymaking is likely to be imperiling America's future, and how only the most efficient and productive organizations and governments will reap globalization's greatest rewards. Vital areas such as vocational training, manufacturing, infrastructure, sustainable debt creation and the STEM worker shortage crisis are extensively examined and innovative solutions are proposed. Twenty-seven common-good indicators are presented for assessing policymaking, aimed at providing maximum transparency and accountability.


Green Budget Tagging Introductory Guidance & Principles

Green Budget Tagging Introductory Guidance & Principles

Author: OECD

Publisher: OECD Publishing

Published: 2021-02-13

Total Pages: 67

ISBN-13: 9264547789

DOWNLOAD EBOOK

Green budget tagging can be a useful tool in an overall approach to green budgeting. This introductory guidance was developed by the OECD under the Paris Collaborative on Green Budgeting in collaboration with institutional partners working under Helsinki Principle 4 of the Coalition of Finance Ministers for Climate Action (IADB, IMF, UNDP, World Bank) and draws lessons from existing country practices.


Green Budget Reform

Green Budget Reform

Author: Robert Gale

Publisher: Routledge

Published: 2014-04-08

Total Pages: 476

ISBN-13: 1134169779

DOWNLOAD EBOOK

This volume explores 25 case studies of fiscal measures that have been adopted successfully by governments in North America and Europe to reduce environmental degradation. Each study lays out the implementation issues and problems faced, and compares the effectiveness of the measure against its expectations. The political implications are also discussed, and the text draws on common themes and lessons to be gained from the measures so far. The volume is divided into sections on energy, agriculture, air and water pollution, and waste management.