Loan Modification For Dummies
Loan Modification For Dummies

Author: Ralph R. Roberts

Publisher: John Wiley & Sons

Published: 2009-08-31

Total Pages: 316

ISBN-13: 0470501995

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The crucial information you need to secure a reliable loan modification and save your home Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself. Advice on determining whether you're likely to qualify for your lender's loan modification program Guidance on preparing and submitting a loan modification application that improves your chances of success Helps you figure out a monthly payment you really can afford Tips on modifying your loan even when you owe more than your home's current market value Negotiation advice for securing the best possible terms and lowest monthly payment Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side Read Loan Modification For Dummies and start saving your home today.

Loan Modification For Dummies
Loan Modification For Dummies

Author: Ralph R. Roberts

Publisher: John Wiley & Sons

Published: 2009-07-30

Total Pages: 316

ISBN-13: 0470555335

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The crucial information you need to secure a reliable loan modification and save your home Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself. Advice on determining whether you're likely to qualify for your lender's loan modification program Guidance on preparing and submitting a loan modification application that improves your chances of success Helps you figure out a monthly payment you really can afford Tips on modifying your loan even when you owe more than your home's current market value Negotiation advice for securing the best possible terms and lowest monthly payment Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side Read Loan Modification For Dummies and start saving your home today.

Foreclosure Self-Defense For Dummies
Foreclosure Self-Defense For Dummies

Author: Ralph R. Roberts

Publisher: John Wiley & Sons

Published: 2011-04-20

Total Pages: 366

ISBN-13: 1118068440

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Facing foreclosure? You need to do three things: stop worrying about why this has happened to you; resolve to fight the foreclosure and save your home; and read Foreclosure Self-Defense For Dummies. It delivers the knowledge, strategies, and tactics you’ll need to take command of your situation and achieve the best possible outcome. This practical, no-nonsense guide helps you size up your options and increase your chances of saving your home. You’ll find out how to delay foreclosure, form a plan of attack, negotiate solutions with your lender, and restore your financial health. You’ll also find field-tested strategies for dodging the foreclosure trap, getting out from under a house you really can’t afford, and finding help where you might least expect it. Discover how to: Regain your emotional composure Confront your foreclosure head-on Protect your rights Assess your situation and weigh your options Touch base with key people who can help you Stop the financial bleeding Team up with your lender to find solutions Work out a refinancing deal with another lender Avoid quick-fix schemes and scams Cash out before it’s too late Recover from foreclosure Re-establish your credit Complete with a handy cheat-sheet to help you keep your most important tasks in the front of your mind Foreclosure Self-Defense for Dummies gives you the moral support, commonsense guidance, and expert advice you need to make the best of this difficult situation.

Managing Your Money All-in-One For Dummies
Managing Your Money All-in-One For Dummies

Author: The Experts at Dummies

Publisher: John Wiley & Sons

Published: 2022-06-28

Total Pages: 723

ISBN-13: 1119883350

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A hands-on, power-packed guide to managing all things money Time and money. Those are the two most important assets you have, and smart people manage both of them wisely. Managing Your Money All-in-One For Dummies is your one-stop resource to turn to when you’re ready to manage your money. It offers everything you need to confidently handle your finances. When you’re ready to create a budget, pay down debt, and scale back your expenses, you’ll find the support you need here. If you’re eyeing the future, you’ll find advice on improving your credit score, saving for college and retirement, and planning an estate. As if all of that isn’t enough, this comprehensive book covers other financial topics such as buying insurance, investing in your 401(k), and so much more. The authors of Managing Your Money All-in-One For Dummies explain how to handle your money in a way that encourages you to think and act positively, no matter what your financial situation looks like. And as you move toward financial freedom, you can come back to this book to get advice on topics that go beyond day-to-day money management, such as taking out a mortgage, investing online, and more. Get your financial life in order, whatever your stage of life Make a budget, manage your credit, and pay down your debt Demystify financial reports, online investing, and retirement plans Save for college and learn how to balance your saving and spending habits in any economy Navigate the new norm of online banking Spend some time learning how to manage your money today. It’ll be a wise investment of both of your most valuable assets.

Real Estate Investing All-in-One For Dummies
Real Estate Investing All-in-One For Dummies

Author: The Experts at Dummies

Publisher: John Wiley & Sons

Published: 2022-11-22

Total Pages: 631

ISBN-13: 1394152892

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Build wealth through real estate Real Estate Investing All-in-One For Dummies will show new and seasoned real estate investors how to make smart decisions. With seven books in one, this complete resource will teach you how to purchase real estate, flip houses, invest in commercial real estate and foreclosures, sell your house, buy real estate internationally, and more. We even explain the ins and outs of short-term rentals like Airbnb, so all your passive income options are covered. With this book, you can start investing in real estate quickly and easily, thanks to user-friendly information and expert tips that will help you avoid costly mistakes. It’s your one-stop resource for all things real estate. Learn how to buy and sell real estate, including how to find the best deals Determine whether flipping houses or short-term rental management is for you Maximize your earnings and minimize your tax bill in real estate investment Extend your reach outside the United States by investing in real estate globally This is the perfect Dummies guide for amateur real estate investors who need a hand getting started, and for seasoned investors looking to up their game with commercial, international, and other investment strategies.

Reducing Foreclosures
Reducing Foreclosures

Author: Christopher Foote

Publisher: DIANE Publishing

Published: 2009

Total Pages: 53

ISBN-13: 1437928773

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Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.

Stress Management For Dummies
Stress Management For Dummies

Author: Allen Elkin

Publisher: John Wiley & Sons

Published: 2013-05-20

Total Pages: 397

ISBN-13: 111852392X

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Tired of letting stress have a negative impact on your life? Easy. It's impossible to get through life without encountering stress. And unfortunately, most of us learn the incorrect ways to cope with it. Thankfully, Stress Management For Dummies gives you trusted, time-tested guidance on teaching your body and mind to properly cope with stress while keeping your sanity intact. Whether it's love, work, family, or something else that has you in the red zone, this updated edition of Stress Management For Dummies will help you identify the stress triggers in your life and cut them down to size — all without losing your cool. Shows you how to use stress in a positive, motivational way instead of letting it negatively affect your life Teaches you to retrain your body and mind to react positively to stress Helps you overcome common stresses faced in modern life If you want to manage stress and get back to living a normal life, Stress Management For Dummies has you covered.

Welding For Dummies
Welding For Dummies

Author: Steven Robert Farnsworth

Publisher: John Wiley & Sons

Published: 2010-09-07

Total Pages: 387

ISBN-13: 0470648392

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Get the know-how to weld like a pro Being a skilled welder is a hot commodity in today's job market, as well as a handy talent for industrious do-it-yourself repairpersons and hobbyists. Welding For Dummies gives you all the information you need to perform this commonly used, yet complex, task. This friendly, practical guide takes you from evaluating the material to be welded all the way through the step-by-step welding process, and everything in between. Plus, you'll get easy-to-follow guidance on how to apply finishing techniques and advice on how to adhere to safety procedures. Explains each type of welding, including stick, tig, mig, and fluxcore welding, as well as oxyfuel cutting, which receives sparse coverage in other books on welding Tips on the best welding technique to choose for a specific project Required training and certification information Whether you have no prior experience in welding or are looking for a thorough reference to supplement traditional welding instruction, the easy-to-understand information in Welding For Dummies is the ultimate resource for mastering this intricate skill.

Coffee For Dummies
Coffee For Dummies

Author: Major Cohen

Publisher: John Wiley & Sons

Published: 2021-03-03

Total Pages: 295

ISBN-13: 111967901X

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Get the skinny on your morning joe Do you swear by your morning jolt of caffeine but are hard-pressed to tell a siphon from a slow dripper? No problem: just order a fresh copy of Coffee For Dummies for a smooth blend of fun facts and practical advice to give an extra shot of flavor to your appreciation of the second-most valuable commodity on planet Earth—and filter out all that excess grind in your knowledge. This warm and welcoming serving from passionate coffee guru Major Cohen—a Specialty Coffee Association certified instructor, and now retired highly respected former Starbucks coffee educator and program manager—takes you on a rocket-fueled journey from the origins of the liquid bean’s popularity to best ways to prepare and enjoy coffee in your own home. You'll learn how to evaluate the advantages of different coffee styles and makers, and how even the smallest detail—varietal, roast type, texture—can influence how good that cupped lightning tastes on your tongue. Evaluate different roasts or brews Navigate menus for the best deals Learn how to speak “coffee” and order your half-cap-low-fat-no-sugar-add-whip with confidence Save money with the best store apps Meet some of the unknown pioneers of coffee that have made our coffee world of today See how you might think bigger about your coffee spend changing the world The average American spends over $1000 on their daily brain juice every year: why not hire Coffee For Dummies as your personal barista and get more for your money—and from each invigorating sip.