Living Low Paid

Living Low Paid

Author: Helen Masterman-Smith

Publisher: Allen & Unwin

Published: 2008

Total Pages: 256

ISBN-13: 1741763894

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Even in an international downturn, Australia is a prosperous country. Yet many Australians are working more for less and struggling to meet their basic needs, despite being employed. Living Low Paid investigates the Orwellian vision unfolding, often behind closed doors, in Australia's working heartland. The book challenges the low wage path to national prosperity by exposing the hard realities of living low paid for Australian workers today. In their own words, workers tell the costs of low pay for individuals, families and communities and the social fabric at large. Workers are increasingly being undermined by casualisation, hours of work and exploitative pay setting methods, while enormous tax breaks are given to the rich, jobs are outsourced, unions are muzzled and job entitlements such as sick pay, holiday pay and penalty rates are scrapped. Living Low Paid offers a biting account of Australia's growing underbelly. It is vital reading for anyone who cares about where Australia is heading. The hope that a job was a sure road out of poverty for most in our country no longer holds. This book shows that many face insecure or inadequate hours, low hourly rates and little access to basic benefits. Low pay casts a long shadow, well into retirement for many.' Louise Tarrant, National Secretary, Liquor Hospitality and Miscellaneous Workers Union This book helps strip back the cloak which shrouds the lived experience of working poverty in a nation where prosperity shields so many from direct knowledge. It is an eloquent argument for change: we can and must do better.' Tony Nicholson, Executive Director Brotherhood of St Laurence


The Living Wage

The Living Wage

Author: Donald Hirsch

Publisher:

Published: 2017

Total Pages: 0

ISBN-13: 9781911116455

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The "living wage" is an old idea that has experienced a dramatic resurgence of political popularity in recent years. The underlying logic of the concept is quite clear: it is a wage that provides workers with enough income to live on at some level considered adequate. However, in practice the term has become blurred with that of the "minimum wage" and in its implementation it has lacked a consistent meaning despite being widely used as a campaigning slogan. This short primer traces the origins of the concept of the living wage and seeks to explain the current rise in its fortunes as an economic instrument with a social objective. It examines its impact on labor markets and wage levels, explores how it has been applied, and assesses whether it is an effective measure for raising living standards. Drawing on case studies from France, the Netherlands, the USA, and the UK, The Living Wage offers a broad-ranging analysis of the debates, policy developments and limitations of wage floors in developed economies and will appeal to a wide readership in economics, public policy and sociology, as well as those working in non-profit and non-governmental organizations.


Nickel and Dimed

Nickel and Dimed

Author: Barbara Ehrenreich

Publisher: Metropolitan Books

Published: 2010-04-01

Total Pages: 256

ISBN-13: 1429926643

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The New York Times bestselling work of undercover reportage from our sharpest and most original social critic, with a new foreword by Matthew Desmond, author of Evicted Millions of Americans work full time, year round, for poverty-level wages. In 1998, Barbara Ehrenreich decided to join them. She was inspired in part by the rhetoric surrounding welfare reform, which promised that a job—any job—can be the ticket to a better life. But how does anyone survive, let alone prosper, on $6 an hour? To find out, Ehrenreich left her home, took the cheapest lodgings she could find, and accepted whatever jobs she was offered. Moving from Florida to Maine to Minnesota, she worked as a waitress, a hotel maid, a cleaning woman, a nursing-home aide, and a Wal-Mart sales clerk. She lived in trailer parks and crumbling residential motels. Very quickly, she discovered that no job is truly "unskilled," that even the lowliest occupations require exhausting mental and muscular effort. She also learned that one job is not enough; you need at least two if you int to live indoors. Nickel and Dimed reveals low-rent America in all its tenacity, anxiety, and surprising generosity—a land of Big Boxes, fast food, and a thousand desperate stratagems for survival. Read it for the smoldering clarity of Ehrenreich's perspective and for a rare view of how "prosperity" looks from the bottom. And now, in a new foreword, Matthew Desmond, author of Evicted: Poverty and Profit in the American City, explains why, twenty years on in America, Nickel and Dimed is more relevant than ever.


Hard Work

Hard Work

Author: Polly Toynbee

Publisher: Bloomsbury Paperbacks

Published: 2003

Total Pages: 242

ISBN-13: 9780747564157

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Britain has the lowest social spending and the highest poverty in Europe. As the income gap between top and bottom has widened, so social mobility has shuddered to a halt. The low-paid are caught in an economic double bind that victimises them and shames the rest of us.


The White Coat Investor

The White Coat Investor

Author: James M. Dahle

Publisher: White Coat Investor LLC the

Published: 2014-01

Total Pages: 160

ISBN-13: 9780991433100

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Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!


The Real Living Wage

The Real Living Wage

Author: Edmund Heery

Publisher: Oxford University Press

Published: 2023-07-12

Total Pages: 305

ISBN-13: 019257213X

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The book examines the nature of the Real Living Wage as a body of civil regulation, the organizations behind the campaign and the methods they have used, the response of employers, including the motives and characteristics of businesses that have adopted the Living Wage. It also examines the responses of trade unions, which have included both cooperation and conflict, the role of public authorities, which have used a variety of non-statutory policy levers to encourage employers to adopt the Living Wage, and the outcomes of the campaign in terms of redistributive benefits for employees, economic benefits for adopting businesses, and wider social and institutional impacts. The book concludes by considering what the campaign tells us about the evolution of the employment system in the UK, noting that civil regulation and the institutions which create it have become important new system-elements.


Low-Wage Work in France

Low-Wage Work in France

Author: Eve Caroli

Publisher: Russell Sage Foundation

Published: 2008-04-03

Total Pages: 324

ISBN-13: 1610441117

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In France, low wages have historically inspired tremendous political controversy. The social and political issues at stake center on integrating the working class into society and maintaining the stability of the republican regime. A variety of federal policies—including high minimum wages and strong employee protection—serve to ensure that the low-wage workforce stays relatively small. Low-Wage Work in France examines both the benefits and drawbacks of this politically inspired system of worker protection. France's high minimum wage, which is indexed not only to inflation but also to the average increase in employee wages, plays a critical role in limiting the development of low-paid work. Social welfare benefits and a mandatory thirty-five hour work week also make life easier for low-wage workers. Strong employee protection is a central characteristic of the French model, but high levels of protection for employees may also be one of the causes of France's chronically high rate of unemployment. The threat of long-term unemployment may, in turn, contribute to a persistent sense of insecurity among French workers. Low-Wage Work in France provides a lucid analysis of how a highly regulated labor market shapes the experiences of workers—for better and for worse. A Volume in the Russell Sage Foundation Case Studies of Job Quality in Advanced Economies