Land Rich, Cash Poor
Land Rich, Cash Poor

Author: Christian Ramsey

Publisher: Dog Ear Publishing

Published: 2007-11

Total Pages: 170

ISBN-13: 1598584642

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For many real estate investors, especially those in currently in 'retirement', cash flow becomes king. Frequently the main challenge for a real estate investor lies in how to spend the accumulated wealth. After all, you can only mortgage out so much capital before you have a negative cash flow. The effect is called being Land Rich and Cash Poor. Ultimately, every investor has to sell or gift property at some point in time. Christian M. Ramsey, a planning specialist for property and business owners, explains many important strategies to be aware of for a real estate investor that is seeking to increase cash flow (for whatever reason) by the sale of a property or a business. With case studies, comparison charts and a working knowledge of basic rules and restrictions, this book will serve to explain all of an investor's choices when seeking to sell a highly appreciated property or business. Christian M. Ramsey has been a licensed securities representative since 1996 and has been an independent financial advisor since 1998. Currently Mr. Ramsey runs a financial planning and investment advisory business in Northern California that specializes in planning and executing the strategies discussed in this book. He is also a CA Department of Real Estate Continuing Education Provider for his class on Exit Strategies, which is taught in Northern California. Land Rich, Cash Poor is the symptom associated with owning property. Every property owner is limited by how much equity that is accessible without forcing a negative cash flow or incurring a tax liability from a sale. Christian Ramsey explains some extremely complex subject matter in an easy to understand format. Core concepts are explored with story-book explanations and side-by side comparison are offered to help an average real estate investor or professional greatly expand their knowledge on how to sell or gift property. The key concerns a property owner always faces with an investment are control, cash flow and liquidity. By giving some tips from a financial and estate planner's point of view, a reader can hone in on which of the major concerns are most important when weighed against a tax advantage, as that will ultimately drive the Exit Strategy employed. The end result is that there are dozens of ways to avoid or defer Capital Gains tax, and many of these techniques also address Estate tax, which can be far, far worse. With "Land Rich, Cash Poor" your eyes will open to a world that has fascinated me for several years. The best ways to own and control an 'Asset' and simple rules that generally allow for the sale of an appreciated property to result in double or more the cash flow previously experienced. For more information on advanced financial and estate planning techniques for property or business owners visit www.planwelllivewell. com or www.realestatestrategy.net.

Land Rich, Cash Poor
Land Rich, Cash Poor

Author: Brian Reisinger

Publisher: Simon and Schuster

Published: 2024-08-20

Total Pages: 264

ISBN-13: 1510779981

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The hidden history of an economic and cultural catastrophe that is threatening our very food supply—the disappearance of the American farmer. Taking on this story of heart and hardship, award-winning writer Brian Reisinger weaves forgotten eras of American history with his own family’s four-generation fight for survival in Midwestern farm country. Readers learn the truth about America’s most detrimental and unexplained socioeconomic crisis: How the family farms that feed us went from cutting a middle-class path through the Great Depression to barely making ends meet in modern America. Along the way, they’ll see what it truly takes to feed our country: accidents that can kill or maim; weather that blesses or threatens; resilience in the face of crushing economic crises, from inflation to COVID-19; and the tradition that presses down on each generation when you're not just fighting for your job, you're fighting for your heritage. With newly analyzed data, sharp historical analysis, conversations with some of modern farming’s most notable champions and critics alike, honest debate, and personal storytelling, Reisinger reveals the roots of a problem with stakes as high as they come. A vulnerable food supply chain, soaring prices for American families, environmental and ecological dilemmas, the security of our farmland from foreign adversaries, farmer suicides, addictions, a deepening urban-rural divide, and more worries than ever about what’s for dinner. These are all becoming the hallmarks of a food system that has long stood as a modern miracle. Land Rich, Cash Poor offers the honest truth about these issues, and a candid look at what we can do about them—before it’s too late.

Strong Towns
Strong Towns

Author: Charles L. Marohn, Jr.

Publisher: John Wiley & Sons

Published: 2019-10-01

Total Pages: 262

ISBN-13: 1119564816

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A new way forward for sustainable quality of life in cities of all sizes Strong Towns: A Bottom-Up Revolution to Build American Prosperity is a book of forward-thinking ideas that breaks with modern wisdom to present a new vision of urban development in the United States. Presenting the foundational ideas of the Strong Towns movement he co-founded, Charles Marohn explains why cities of all sizes continue to struggle to meet their basic needs, and reveals the new paradigm that can solve this longstanding problem. Inside, you’ll learn why inducing growth and development has been the conventional response to urban financial struggles—and why it just doesn’t work. New development and high-risk investing don’t generate enough wealth to support itself, and cities continue to struggle. Read this book to find out how cities large and small can focus on bottom-up investments to minimize risk and maximize their ability to strengthen the community financially and improve citizens’ quality of life. Develop in-depth knowledge of the underlying logic behind the “traditional” search for never-ending urban growth Learn practical solutions for ameliorating financial struggles through low-risk investment and a grassroots focus Gain insights and tools that can stop the vicious cycle of budget shortfalls and unexpected downturns Become a part of the Strong Towns revolution by shifting the focus away from top-down growth toward rebuilding American prosperity Strong Towns acknowledges that there is a problem with the American approach to growth and shows community leaders a new way forward. The Strong Towns response is a revolution in how we assemble the places we live.

Bet the Farm
Bet the Farm

Author: Beth Hoffman

Publisher: Island Press

Published: 2021-10-05

Total Pages: 274

ISBN-13: 1642831603

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“Eloquent and detailed...precise and well-thought-out...Read her book — and listen.” — Jane Smiley, The Washington Post. Beth Hoffman was living the good life: she had a successful career as a journalist and professor, a comfortable home in San Francisco, and plenty of close friends and family. Yet in her late 40s, she and her husband decided to leave the big city and move to his family ranch in Iowa—all for the dream of becoming a farmer, to put into practice everything she had learned over decades of reporting on food and agriculture. There was just one problem: money. Half of America's two million farms made less than $300 in 2019. Between rising land costs, ever-more expensive equipment, the growing uncertainty of the climate, and few options for health care, farming today is a risky business. For many, simply staying afloat is a constant struggle. Bet the Farm chronicles this struggle through Beth’s eyes as a beginning farmer. She must contend with her father-in-law, who is reluctant to hand over control of the land. Growing oats is good for the environment but ends up being very bad for the wallet. And finding somewhere, in the midst of COVID-19, to slaughter grass-finished beef is a nightmare. The couple also must balance the books, hoping that farming isn’t a romantic fantasy that takes every cent of their savings. Even with a decent nest egg and access to land, making ends meet at times seems impossible. And Beth knows full well that she is among the privileged. If Beth can’t make it, how can farmers who confront racism, lack access to land, or don’t have other jobs to fall back on? Bet the Farm is a first-hand account of the perils of farming today and a personal exploration of more just and sustainable ways of producing food.

Eden
Eden

Author: Jeanne McWilliams Blasberg

Publisher: Simon and Schuster

Published: 2017-05-02

Total Pages: 386

ISBN-13: 1631521896

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2017 Beverly Hills Book Award Winner in New Fiction 2017 Beverly Hills Book Award Winner in Women's Fiction 2018 IBPA Ben Franklin Finalist in Best New Voices: Fiction Becca Meister Fitzpatrick—wife, mother, grandmother, and pillar of the community—is the dutiful steward of her family’s iconic summer tradition . . . until she discovers her recently deceased husband squandered their nest egg. As she struggles to accept that this is likely her last season in Long Harbor, Becca is inspired by her granddaughter’s boldness in the face of impending single-motherhood, and summons the courage to reveal a secret she was forced to bury long ago: the existence of a daughter she gave up fifty years ago. The question now is how her other daughter, Rachel—with whom Becca has always had a strained relationship—will react. Eden is the account of the days leading up to the Fourth of July weekend, as Becca prepares to disclose her secret and her son and brothers conspire to put the estate on the market, interwoven with the century-old history of Becca’s family—her parents’ beginnings and ascent into affluence, and her mother’s own secret struggles in the grand home her father named “Eden.”

Hand to Mouth
Hand to Mouth

Author: Linda Tirado

Publisher: Penguin

Published: 2015-09-01

Total Pages: 242

ISBN-13: 0425277976

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The real-life Nickel and Dimed—the author of the wildly popular “Poverty Thoughts” essay tells what it’s like to be working poor in America. ONE OF THE FIVE MOST IMPORTANT BOOKS OF THE YEAR--Esquire “DEVASTATINGLY SMART AND FUNNY. I am the author of Nickel and Dimed, which tells the story of my own brief attempt, as a semi-undercover journalist, to survive on low-wage retail and service jobs. TIRADO IS THE REAL THING.”—Barbara Ehrenreich, from the Foreword As the haves and have-nots grow more separate and unequal in America, the working poor don’t get heard from much. Now they have a voice—and it’s forthright, funny, and just a little bit furious. Here, Linda Tirado tells what it’s like, day after day, to work, eat, shop, raise kids, and keep a roof over your head without enough money. She also answers questions often asked about those who live on or near minimum wage: Why don’t they get better jobs? Why don’t they make better choices? Why do they smoke cigarettes and have ugly lawns? Why don’t they borrow from their parents? Enlightening and entertaining, Hand to Mouth opens up a new and much-needed dialogue between the people who just don’t have it and the people who just don’t get it.

How to Get Rich, Stay Rich
How to Get Rich, Stay Rich

Author: Fred J. Young

Publisher: Frederick Fell Publishers

Published: 2012-09-15

Total Pages: 0

ISBN-13: 9780883911907

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With an inspiring combination of vast experience, humor, authority and sensitivity to the average person's feelings and yearnings, Fred J. Young, draws on his more than 27 years as a professional money manager and investment counselor in one of the nation's leading bank Trust Departments to instruct the reader in his unique, but sensible method of getting rich and staying rich.

The Wealthy Renter
The Wealthy Renter

Author: Alex Avery

Publisher: Dundurn

Published: 2016-09-10

Total Pages: 265

ISBN-13: 1459736486

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A National Bestseller! Why be house poor when you can rent rich? “Why rent when you can buy?” More than any other, this phrase captures the overwhelmingly unanimous promotion of home ownership to Canadians. Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market. Canadians deserve better advice. Faced with expensive house prices in a near-zero interest rate world, it’s time Canadians heard the virtues of renting and seriously considered renting as an alternative to home ownership. Real estate analyst Alex Avery insists renting offers a simple, more affordable way to live, plus in Canada’s frenzied housing market, going month-to-month is dramatically lower risk. He claims the reputation of home ownership as a wealth building strategy is unfounded and shows renters how to replace bricks-and-mortar with better investment opportunities.

Poverty, Riches and Wealth
Poverty, Riches and Wealth

Author: Kris Vallotton

Publisher: Chosen Books

Published: 2018-04-03

Total Pages: 187

ISBN-13: 1493414917

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Overcome the Never-Enough Mentality to Walk in True Abundance Prosperity. It's one of the most dividing words in the Church. Some pastors use it to tell their congregations that God will make them all rich, rich, rich! Others spurn the word and insist that true Christlikeness is found in forsaking all worldly riches and possessions. The truth is, neither of these extremes is fully right or fully wrong. In his latest book, Kris Vallotton mines the Scriptures in an eye-opening study of what the Bible really says about money, poverty, riches and wealth. In it you'll find keys to · overcome the never-enough mentality to experience true abundance · break free from a poverty mindset that reaps lack in your life · demystify biblical teaching on money so you can discover peace in your finances · learn the difference between riches and wealth Kingdom prosperity begins from the inside out. When you learn to cultivate a mindset of abundance, no matter your circumstances, you will begin to experience the wealth of heaven in every area of your life.