After Redlining
After Redlining

Author: Rebecca K. Marchiel

Publisher: University of Chicago Press

Published: 2021-09-05

Total Pages: 321

ISBN-13: 0226815862

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"The story of how American banks helped disenfranchise nonwhite urbanities and condemn to blight the very neighborhoods that needed the most investment is infuriating. And yet, by digging into the history of urban finance, Rebecca Marchiel here illuminates how urban activists changed some banks' behavior to support investment in communities that they had once abandoned. These developments, in turn, affected federal urban policy and reshaped banks' understanding of the role that urban communities play in the financial system. The legacy of reinvestment activism is clouded, but Marchiel's detailing of it transforms our understanding of the history and significance of community/bank relations"--Provided by publisher.

Hearings
Hearings

Author: United States. Congress. House. Committee on Banking and Currency

Publisher:

Published: 1971

Total Pages: 1696

ISBN-13:

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The Federal Government and Urban Housing
The Federal Government and Urban Housing

Author: R. Allen Hays

Publisher: State University of New York Press

Published: 1985-11-15

Total Pages: 318

ISBN-13: 143840624X

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The Federal Government and Urban Housing provides a comprehensive overview of federal housing and community development policy during the last fifty years, with special emphasis on the crucial decade of the 1970s. It relates housing policy developments to broad ideological and political changes that have taken place in the U. S. during this period. R. Allen Hays covers virtually every major program that has attempted to provide housing for disadvantaged persons, including public housing, Section 235, Section 8, and housing rehabilitation. He compares the underlying approaches to housing embodied in these programs, and examines the impact of urban renewal and Community Development Block Grants on urban housing. The successes and failures of federal housing programs are considered within a detailed historical context. The book concludes with a look at housing policy under the Ronald Reagan Administration and a discussion of the future of housing policy.

Borrow
Borrow

Author: Louis Hyman

Publisher: Vintage

Published: 2012-01-24

Total Pages: 306

ISBN-13: 0307741680

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In this lively history of consumer debt in America, economic historian Louis Hyman demonstrates that today’s problems are not as new as we think. Borrow examines how the rise of consumer borrowing—virtually unknown before the twentieth century—has altered our culture and economy. Starting in the years before the Great Depression, increased access to money raised living standards but also introduced unforeseen risks. As lending grew more and more profitable, it displaced funds available for business borrowing, setting our economy on an unsustainable course. Told through the vivid stories of individuals and institutions affected by these changes, Borrow charts the collision of commerce and culture in twentieth-century America, giving an historical perspective on what is new—and what is not—in today’s economic turmoil. A Paperback Original

Housing Urban America
Housing Urban America

Author: E. Jay Howenstine

Publisher: Routledge

Published: 2017-09-04

Total Pages: 688

ISBN-13: 135151489X

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Life, liberty, and the pursuit of housing: an increasingly difficult quest in the contemporary urban United States, where crime, urban blight, and continuing capital decay undercut the advantages of city living. The American dream has moved to the suburbs; the nightmare of our cities prompts new recognition both in the president's cabinet and the college curriculum.The editors of this book have updated their acclaimed earlier collection, providing new introductory articles; new papers, such as, Discrimination in Housing Prices and Mortgage Lending, ASummary Report of Current Findings from the Experimental Housing Allowance Program, Alternative Mortgage Designs and Their Effectiveness in Eliminating Demand and Supply Effects on Inflation; and a new bibliography of the literature.Additional chapters focus on differing strategies for improved urban housing and renewal by providing concrete suggestions for distributing existing resources and allocating new funding. The bibliography provides the best single guide to the current literature on housing. Housing Urban America, in this new edition, is an important guide to those students and scholars fascinated by the essential questions of adequate housing: its social costs, and the source of the revenues to provide it.

The Federal Government and Urban Housing, Third Edition
The Federal Government and Urban Housing, Third Edition

Author: R. Allen Hays

Publisher: State University of New York Press

Published: 2012-04-02

Total Pages: 353

ISBN-13: 1438441681

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Since its initial publication, The Federal Government and Urban Housing has become a standard reference on the history of housing policy in the United States. It remains a unique contribution, going beyond simply describing current housing policy to situate it firmly within a broader political context. Specifically, the book examines American housing policy in the context of the ideological crosscurrents that have shaped virtually all areas of domestic policy. In this newly revised and expanded third edition, R. Allen Hays has comprehensively updated the original material and added chapters covering the important developments in housing policy that have taken place since the publication of the second edition in 1995. Spanning more than eighty years, from the Great Depression to the first two years of the Obama administration, the book argues that while our nation's policy makers have learned a great deal about how to create and implement successful housing programs, the United States, as a country, has yet to summon the political will to address the urgent housing needs of its many citizens who are unable to afford decent housing on their own.