Author: Charles Winthrop III

Publisher:

Published: 2017-07-24

Total Pages: 37

ISBN-13: 9781521923009

Description:Learn what to expect from a Health Insurance Agent before you make the call.You may already have decided about Medicare part A and B. Perhaps, you were automatically enrolled. That only covers 80%. What are you going to do about the other 20%?Perhaps you can't afford a Supplement plan and want to consider a low-premium or even zero premium Medicare Advantage plan?This is a reference guide of conversations with Health Insurance Agents who must follow a very rigid script about how they discuss insurance and answer questions. Am confident that by reviewing an enrollment call with an Agent that results in a Medicare Advantage enrollment, the reader will be able to ask better questions of a Health Insurance Agent whether it is over the phone or in-person.You may want to include insurance from a private insurance company that may help with costs. This planning should be well on the way three months before you turn 65 and earlier if you are disabled. Basics:Medicare Advantage, may allow you to enroll with an effective date that starts the same time as Medicare but you can choose a plan, three months prior to your birthday with an effective date the same time as Original Medicare. Many disabled people enroll long before they reach 65. Two of the common, general choices include Supplements and Medicare Advantage Plans. This example you will read should prepare you for the questions when enrolling into a Medicare Advantage plan. You would want to discuss all types of plans, eligibility, and costs...as well as doctor and drug coverage.Purpose:The following information is for illustrative purposes only and does not reflect available plans in your area. However, the information is a guide about what to expect from a Health Insurance Agent who performs the enrollment over the phone. Sometimes, enrolling over the phone or even in-person may feel like high pressure so it is helpful to have an idea of what the interview questions may appear to be ahead of time. Please review the enrollment process by purchasing the Amazon Kindle or paperback option.