There’s no denying the importance of knowledge in today’s information age. There’s no denying the importance of money in today’s consumption age. The days of limited and assured-return investment options are history. The future belongs to the multitude but market-linked investment opportunities. You are very well aware that you need three things to grow a plant. Consumption too has seen a phenomenal explosion. Not only do we see many new models or varieties within the existing product range, but also innovative products coming into the markets quite regularly. Availability of finance also has not lagged behind. Getting loans at your door-step may appear normal to the today’s younger generation. However, their parents only know how impossible it was to get credit from banks to finance their need and desires. In fact, debt was not only unheard of but also a sacrilege. Today the attitudes have changed so much that borrowing money is considered quite normal. This whole host of investment, borrowing and spending avenues have turned the world of personal finance into a virtual mine-field. One right move and you could multiply your money. But one wrong move and you could end-up in a deep financial mess. Therefore, knowledge has become critical to both successful wealth creation and its management.In addition to IQ (Intelligence Quotient) and EQ (Emotional Quotient), you need to work upon your FQ (Financial Quotient) too. In this book I have covered many areas of your personal finance and endeavoured to present them in a unique and interesting manner. The essays have been divided into five categories viz. * Emotions – acquire mastery over emotional aspects * Elementary – it’s all about getting the basics right * Entertainment – learn with a bit of fun element * Education – discern new insights/insights into new products * Enquiry – get answers to some of your everyday queries I am quite hopeful that each of the articles would add value and improve your Financial Quotient, thereby making you more adept and financially savvy.
The Path of Entrepreneurial Mind WARNING! This book contains highly motivational wealth building instructions that could drastically affect your sleeping habits. The result of the following enclosed principles and concepts will greatly increase your income. With increased income comes the elimination of debts and worries of how to properly invest your excess money. The author of this book assumes no responsibility for any nervous breakdown caused by over abundant wealth. This book will... * Teach you the principles that govern wealth building * Reveal the secrets of the world's self-made billionaires * Help you to become an effective entrepreneur * Guide you on how to earn your first million * Lead you to exponential income * Direct you to time freedom * Enhance your networth and selfworth * Enlighten you to become a servant leader * Inspire you to know the purpose and meaning of life ...and much more. "Some books are to be tasted, others to be swallowed, and some to be chewed and digested" - Francis Bacon This book is to be digested! www.lawofleverage.net www.facebook.com/lawofleverage
This book is the first 3 levels of 4-level FQ4WiseKids series and the 4th level is the 2nd book of the FQ4WiseKids subseries. In a growingly complex economic environment, people needs to develop financial intelligence in many ways. The best way to find an answer is by asking the right question. In the current market, there lacks a comprehensive book with organized knowledge for the daily financial needs in American life. The book meets the demand with a simple and clear Q&A structure. With its eleven subjects in two volumes, it helps people to clarify their needs and feed them with answers right away. All the answers are in layman's language to make it an easy and quick read. It shares with the readers the daily needs like mobile phones, credit cards, taxes, loans, to uncommon endeavors like entrepreneurship, finance, investment, insurance, and so on. Its seemingly small talk formats are perfect navigators for people coming to visit or live and try to find their way in all financial matters of the United States.
How to assess critical aspects of cognitive functioning that are not measured by IQ tests: rational thinking skills. Why are we surprised when smart people act foolishly? Smart people do foolish things all the time. Misjudgments and bad decisions by highly educated bankers and money managers, for example, brought us the financial crisis of 2008. Smart people do foolish things because intelligence is not the same as the capacity for rational thinking. The Rationality Quotient explains that these two traits, often (and incorrectly) thought of as one, refer to different cognitive functions. The standard IQ test, the authors argue, doesn't measure any of the broad components of rationality—adaptive responding, good judgment, and good decision making. The authors show that rational thinking, like intelligence, is a measurable cognitive competence. Drawing on theoretical work and empirical research from the last two decades, they present the first prototype for an assessment of rational thinking analogous to the IQ test: the CART (Comprehensive Assessment of Rational Thinking). The authors describe the theoretical underpinnings of the CART, distinguishing the algorithmic mind from the reflective mind. They discuss the logic of the tasks used to measure cognitive biases, and they develop a unique typology of thinking errors. The Rationality Quotient explains the components of rational thought assessed by the CART, including probabilistic and scientific reasoning; the avoidance of “miserly” information processing; and the knowledge structures needed for rational thinking. Finally, the authors discuss studies of the CART and the social and practical implications of such a test. An appendix offers sample items from the test.
"A 14% credit card rate! What a deal!" "Where it says 'adjustable' here on my mortgage - that means 'fixed', right?" "Work until I retire, then collect Social Security. That's my wealth plan." If you've ever wondered how your money works, where it goes or how it grows, stop wondering. "Control Your Cash: Making Money Make Sense" deconstructs personal finance so that everyone but the hopelessly inept can understand it. Inside the book, you'll learn: [ how to get your bank accounts, credit cards and other financial instruments to work for you, and not the other way around [ the right way to buy a car (i.e. with the salesman cursing your name as you drive away) [ where and how to invest, and what all those symbols, charts and graphs mean [ how to turn expenses into income, and stop living paycheck-to-paycheck [ whom the tax system is stacked against (hint: it's most of us) and how to use that to your advantage [ the very key to wealth itself. In fact, the authors thought it was so important they put it on the cover so you can read it even if you're too cheap to buy the book: Buy assets, sell liabilities. Finally, a book that explains personal finance not only in layman's terms, but in detail. If you can read, and have any capacity for self-discipline, invest a few bucks in "Control Your Cash" now and reap big financial rewards for the rest of your life.
Aswath Damodaran, distinguished author, Professor of Finance, and David Margolis, Teaching Fellow at the NYU Stern School of Business, has delivered the newest edition of Applied Corporate Finance. This readable text provides the practical advice students and practitioners need rather than a sole concentration on debate theory, assumptions, or models. Like no other text of its kind, Applied Corporate Finance, 4th Edition applies corporate finance to real companies. It now contains six real-world core companies to study and follow. Business decisions are classified for students into three groups: investment, financing, and dividend decisions.
Have a powerful impact—by being more like yourself rather than less, through this groundbreaking approach taught at the London School of Economics and companies worldwide. Organizational psychologist and executive coach Rebecca Newton has found that even her most successful clients still want more of one quality: gravitas. They want their words to carry weight, to have a positive, lasting impact on those around them. Gravitas can seem like an elusive, intangible quality, but it isn't about adopting the style of another or being someone you're not. Newton draws on extensive research and experience coaching business leaders to show what underpins authentic gravitas and how anyone can develop it. She presents the counterintuitive idea that in order to be valued, we shouldn't spend all our time and energy trying to stand out from the crowd; instead, we should focus on the crowd--connecting with others and understanding their needs in order to make a significant difference. Newton debunks the myths of gravitas and gives readers the practical tools to develop it by: * Minimizing the gaps between intention, action, and impact * Remaining true to yourself while adapting to work successfully with people who have different styles * Choosing to be courageous regardless of how confident you feel--as you engage in courageous behaviors, confidence naturally builds Authentic gravitas extends beyond commanding presence in the room during a key meeting; it's about the small things you can do beforehand, during, and in all the spaces in between--to be someone who genuinely adds substantive value in the workplace and beyond.