Reducing Foreclosures
Reducing Foreclosures

Author: Christopher Foote

Publisher: DIANE Publishing

Published: 2009

Total Pages: 53

ISBN-13: 1437928773

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Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.

Foreclosures Continue
Foreclosures Continue

Author: United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy

Publisher:

Published: 2011

Total Pages: 280

ISBN-13:

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Loss Mitigation Workout Book
Loss Mitigation Workout Book

Author: Mario W. Watkins

Publisher:

Published: 2009-01-16

Total Pages: 108

ISBN-13: 9781434396211

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Remember that although divorce is an ending, it is also a new beginning Life does not always go as planned, and people are allowed to change. Sometimes that change shakes the very core of a relationship. It's part of living. It's how we grow. In a perfect world, and with a bit of luck, we get to change and grow old with our partners. That's the dream. At least it was mine. But not all relationships work that way. And when they don't, we have to realize that life is too short to spend it tearing each other apart and battling the same battles until death do we part.