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Author: Dr.S.Rajaram
Publisher: SK Research Group of Companies
Published: 2024-01-09
Total Pages: 236
ISBN-13: 8119980239
DOWNLOAD EBOOKDr.S.Rajaram, Associate Professor, Department of Commerce, St. Joseph University, Dimapur, Nagaland, India.
Author: Ananda S.
Publisher: Springer Nature
Published: 2021-10-04
Total Pages: 343
ISBN-13: 9811626529
DOWNLOAD EBOOKThis book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.
Author: Isabelle Guérin
Publisher:
Published: 2005
Total Pages: 392
ISBN-13:
DOWNLOAD EBOOKContributed papers presented earlier in a conference.
Author:
Publisher: World Bank Publications
Published: 2005
Total Pages: 52
ISBN-13:
DOWNLOAD EBOOK"The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the association between the outreach indicators and measures of financial, institutional, and infrastructure development across countries, and (4) relate these banking outreach indicators to measures of firms' financing constraints. In particular, they find that greater outreach is correlated with standard measures of financial development, as well as with economic activity. Controlling for these factors, the authors find that better communication and transport infrastructure and better governance are also associated with greater outreach. Government ownership of financial institutions translates into lower access, while more concentrated banking systems are associated with greater outreach. Finally, firms in countries with higher branch and ATM penetration and higher use of loan services report lower financing obstacles, thus linking banking sector outreach to the alleviation of firms' financing constraints. "--World Bank web site.
Author: Jeni Klugman
Publisher: World Bank Publications
Published: 2014-09-29
Total Pages: 239
ISBN-13: 1464803595
DOWNLOAD EBOOK"The 2012 report recognized that expanding women's agency - their ability to make decisions and take advantage of opportunities is key to improving their lives as well as the world. This report represents a major advance in global knowledge on this critical front. The vast data and thousands of surveys distilled in this report cast important light on the nature of constraints women and girls continue to face globally. This report identifies promising opportunities and entry points for lasting transformation, such as interventions that reach across sectors and include life-skills training, sexual and reproductive health education, conditional cash transfers, and mentoring. It finds that addressing what the World Health Organization has identified as an epidemic of violence against women means sharply scaling up engagement with men and boys. The report also underlines the vital role information and communication technologies can play in amplifying women's voices, expanding their economic and learning opportunities, and broadening their views and aspirations. The World Bank Group's twin goals of ending extreme poverty and boosting shared prosperity demand no less than the full and equal participation of women and men, girls and boys, around the world." -- Publisher's description.
Author: Sally Hines
Publisher: Routledge
Published: 2010-04-05
Total Pages: 313
ISBN-13: 1135148090
DOWNLOAD EBOOKIn recent years transgender has emerged as a subject of increasing social and cultural interest. This volume offers vivid accounts of the diversity of living transgender in today's world. The first section, "Emerging Identities," maps the ways in which social, cultural, legal and medical developments shape new identities on both an individual and collective level. Rather than simply reflecting social change, these shifts work to actively construct contemporary identities. The second section, "Trans Governance," examines how law and social policy have responded to contemporary gender shifts. The third section, "Transforming Identity," explores gender and sexual identity practices within cultural and subcultural spaces. The final section, "Transforming Theory?", offers a theoretical reflection on the increasing visibility of trans people in today’s society and traces the challenges and the contributions transgender theory has brought to gender theory, queer theory and sociological approaches to identity and citizenship. Featuring contributions from throughout the world, this volume represents the cutting-edge scholarship in transgender studies and will be of interest to scholars and students interested in gender, sexuality, and sociology.
Author: Sharit K. Bhowmik
Publisher: Springer Science & Business Media
Published: 2013-07-03
Total Pages: 154
ISBN-13: 8132215060
DOWNLOAD EBOOKThis book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum. The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of legal protection, making them vulnerable to rent seeking by the authorities. The acceptance of the National Policy for Urban Street Vendors by a few states and the subsequent bill to protect the livelihood of street vendors should help them gain legitimacy and subsequently credit to run their businesses at proper rates. The book examines and analyses these issues.
Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
Published: 2018-04-19
Total Pages: 228
ISBN-13: 1464812683
DOWNLOAD EBOOKIn 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Author: Caroline E. Schuster
Publisher: Univ of California Press
Published: 2015-10-06
Total Pages: 286
ISBN-13: 0520287045
DOWNLOAD EBOOK"Microcredit is part of a global trend of financial inclusion that brings banking services, and especially small loans, to the world's poor. While credit for the poor has increasingly come under the rubric of commercial banking, Paraguayan solidarity lending offers a window into the tensions between social development and global finance. There, non-profit development programs offer group loans to women. These highly regulated loans are secured through mutual support and peer pressure--social collateral--rather than through physical collateral. To understand the broader issues of economic interdependency and its regulatory features, Social Collateral tracks collective debt across the commercial society and smuggling economies at the Paraguayan border. The story of social collateral cannot be told without an interwoven story about the feminization of solidarity lending. At its core is an economy of gender--from pink-collar financial work, to men's committees, to hard women smugglers. At stake are interdependencies that bind borrowers and lenders, financial technologies, and Paraguayan development in ways that structure both global inequality and opportunity"--Provided by publisher.
Author: Lamia Karim
Publisher: U of Minnesota Press
Published: 2011
Total Pages: 292
ISBN-13: 0816670943
DOWNLOAD EBOOKThe first feminist critique of the much-lauded microcredit process in Bangladesh.
