E-Commerce and Financial Services in Asia
E-Commerce and Financial Services in Asia

Author: Gerhard Kling

Publisher: Taylor & Francis

Published: 2024-10-18

Total Pages: 216

ISBN-13: 1040151647

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This book looks at the drivers in the emergence, development and internal and global expansion of Asian e-commerce businesses. It tackles the problems inherent in the globalization strategy of a Japanese financial services firm operating in the e-commerce sector. The business world has been transformed by information technology and online companies, which benefitted during the Covid-19 pandemic, unlike the traditional retail sector of the economy. The well-known Amazon has seen the emergence of Asian alternatives, Alibaba from China and Coupang from South Korea, both of which have the transnational venture capital firm SoftBank of Japan as a large share owner. This book explores performance and potential in e-commerce and fin-tech, internationalisation strategies, governance problems associated with foreign corporations in South Korea and anti-monopoly drive aimed at China’s tech giants. Diverse topics are covered, including the results, impacts and implications of US stock exchange listings, liability of foreignness, dual-class structure and importance of corporate governance and social responsibility signalling and messaging. The chapters also cover local and global expansion — takeovers, mergers and acquisitions, such as Lazada for the South East Asian market and levels of satisfaction and loyalty. Finally, SoftBank is used as an example of individual and collective entrepreneurial learning in the case of SoftBank Academia. The chapters in this book were originally published as a special issue of Asia Pacific Business Review.

The Global Findex Database 2017
The Global Findex Database 2017

Author: Asli Demirguc-Kunt

Publisher: World Bank Publications

Published: 2018-04-19

Total Pages: 228

ISBN-13: 1464812683

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In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

World Development Report 2016
World Development Report 2016

Author: World Bank Group

Publisher: World Bank Publications

Published: 2016-01-14

Total Pages: 359

ISBN-13: 1464806721

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Digital technologies are spreading rapidly, but digital dividends--the broader benefits of faster growth, more jobs, and better services--are not. If more than 40 percent of adults in East Africa pay their utility bills using a mobile phone, why can’t others around the world do the same? If 8 million entrepreneurs in China--one third of them women--can use an e-commerce platform to export goods to 120 countries, why can’t entrepreneurs elsewhere achieve the same global reach? And if India can provide unique digital identification to 1 billion people in five years, and thereby reduce corruption by billions of dollars, why can’t other countries replicate its success? Indeed, what’s holding back countries from realizing the profound and transformational effects that digital technologies are supposed to deliver? Two main reasons. First, nearly 60 percent of the world’s population are still offline and can’t participate in the digital economy in any meaningful way. Second, and more important, the benefits of digital technologies can be offset by growing risks. Startups can disrupt incumbents, but not when vested interests and regulatory uncertainty obstruct competition and the entry of new firms. Employment opportunities may be greater, but not when the labor market is polarized. The internet can be a platform for universal empowerment, but not when it becomes a tool for state control and elite capture. The World Development Report 2016 shows that while the digital revolution has forged ahead, its 'analog complements'--the regulations that promote entry and competition, the skills that enable workers to access and then leverage the new economy, and the institutions that are accountable to citizens--have not kept pace. And when these analog complements to digital investments are absent, the development impact can be disappointing. What, then, should countries do? They should formulate digital development strategies that are much broader than current information and communication technology (ICT) strategies. They should create a policy and institutional environment for technology that fosters the greatest benefits. In short, they need to build a strong analog foundation to deliver digital dividends to everyone, everywhere.

E-commerce Evolution in Asia and the Pacific
E-commerce Evolution in Asia and the Pacific

Author: Asian Development Bank

Publisher: Asian Development Bank

Published: 2023-11-01

Total Pages: 190

ISBN-13: 9292703935

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This report analyzes e-commerce in Asia and the Pacific, assesses its environmental impact, and explains why providing adequate internet, online payments, and last-mile logistics is key to creating a sustainable and inclusive digital marketplace. Noting the region makes up the largest share of the world’s online retail market, it tracks the impact of the pandemic and emphasizes the need to level the playing field for small businesses. It outlines ways for companies to measure their carbon footprint, highlights the potential risk of anti-competitive behavior, and explains the need to improve digital taxation policies in line with e-commerce’s rapid growth.

The Promise of Fintech
The Promise of Fintech

Author: Ms.Ratna Sahay

Publisher: International Monetary Fund

Published: 2020-07-01

Total Pages: 83

ISBN-13: 1513512242

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Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.

Aid for Trade in Asia and the Pacific
Aid for Trade in Asia and the Pacific

Author: Asian Development Bank

Publisher: Asian Development Bank

Published: 2017-07-01

Total Pages: 191

ISBN-13: 9292578707

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The role of Aid for Trade (AfT) in promoting the growth and tradability of services is important, given that it is a major catalyst for inclusive economic and structural transformation. This report highlights emerging trends in AfT in the context of evolving trade performance in Asia and the Pacific. In particular, the impact of AfT on trade in services, thereby helping increase economic and job opportunities for women, and the rise of e-commerce. The report ends by considering policy implications of the experiences of geographically-challenged economies of the region along the dimensions of trade costs, AfT, trade in services, and the role of the digital economy.

China’s Globalizing Internet
China’s Globalizing Internet

Author: Yu Hong

Publisher: Taylor & Francis

Published: 2022-09-05

Total Pages: 130

ISBN-13: 1000686051

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This book considers the Chinese internet as an ensemble of ideas, ownership, policies, laws, and interests that intersect with pre-existing global elements and, increasingly, with deepening globalizing imperatives. It extends traditional inquiry about digital China and globalization and encourages closer attention to contestation, shifting international order, transformation of states, and new requirements of global digital capitalism. Across the three foci of history, power, and governance, this book considers the ways the Chinese internet is entangled with transnational capitals, ideas, and institutions, while at the same time manifests a strong globalizing drive. It begins with a historical political economy approach that emphasizes the dialectics between structural imperatives and historical contingency. As for governance, the Chinese state has set out to re-regulate the internet as the network becomes ubiquitous during the nation’s web-oriented digital transformation. Such a state-centric governance model, however, is likely to affect China’s global expansion, apart from the fact that the state is taking an active interest in global internet governance. This book will be of interest to researchers and advanced students of Communication Studies, Politics, Sociology, Economics, Cultural Studies, and Science and Technology Studies. The chapters in this book were originally published as a special issue of the Chinese Journal of Communication.

The Evaluation of opportunities of electronic commerce to retailing companies in the UK and Hong Kong
The Evaluation of opportunities of electronic commerce to retailing companies in the UK and Hong Kong

Author: Thorsten Rohn

Publisher: diplom.de

Published: 2000-11-03

Total Pages: 151

ISBN-13: 3832428283

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Inhaltsangabe:Abstract: The thesis Evaluation of opportunities of Electronic Commerce to retailing companies in the UK and Hong Kong is written with particular emphasis on Internet banking. The primary objective of the research was to evaluate opportunities e-commerce provides to the retail banking industry in the UK and Hong Kong. The thesis looks at already established Banks who extend their distribution channels by offering Internet banking as well as pure Internet banks. Chapter one provides a brief overlook of the approach and methodology to the thesis. Chapter two contains a general overview about the Internet and e-commerce. Chapter three deals with Internet banking and how the Internet affect the distribution of financial services. Chapter four analyses the macro environment for retail banking in the UK and Hong Kong. Chapter five then tries to identify opportunities for Internet banking but also possible threats and weaknesses. Chapter six makes the attempt to find determinants of successful Internet banking. The final chapter provides a brief summary of the thesis and an outlook of the future of Internet banking. At the end of the research, the authors expected four gains. First, improve the skills, from research to data collecting, language, analytical and problems solving, etc. Secondly, the study in dept about e-commerce and the banking industry of Hong Kong and the UK will drive the authors to the international approaches and experiences. Thirdly, the methodology and writing expression will enhance author communication skills. Finally, the author hopes that companies can benefit from the findings of this thesis. Inhaltsverzeichnis:Table of Contents: 1.APPROACH AND METHODOLOGY TO THE THESIS1 2.THE INTERNET AND E-COMMERCE2 2.1THE INTERNET AND ITS EMERGENCE2 2.2INTERNET PENETRATION2 2.3FACTORS THAT AFFECT INTERNET PENETRATION5 2.3.1New technologies5 2.3.2Cost of Internet access7 2.4THE DEFINITION OF E-COMMERCE9 2.5THE INTERNET AS A PLATFORM FOR E-COMMERCE11 2.6TRENDS IN E-COMMERCE12 2.6.1The second generation of e-commerce12 2.6.2E-commerce in a global market place14 2.6.3Increased familiarity with Information Technology15 3.INTERNET BANKING17 3.1THE INTERNET AS A DISTRIBUTION CHANNEL FOR BANKING SERVICES17 3.2THE DEVELOPMENT AND GROWTH OF INTERNET BANKING18 3.3THE IMPACT OF TECHNOLOGY20 3.3.1on categorisation of services20 3.3.2on customers21 4.RETAIL BANKING AND THE DEVELOPMENT OF THE MACRO [...]

Some Lessons from Asian E-Money Schemes for the Adoption of Central Bank Digital Currency
Some Lessons from Asian E-Money Schemes for the Adoption of Central Bank Digital Currency

Author: Tao Sun

Publisher: International Monetary Fund

Published: 2023-06-09

Total Pages: 34

ISBN-13:

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This paper synthesizes four lessons from the experiences of six Asian e-money schemes for central banks as they consider adopting central bank digital currency (CBDC): (i) CBDC should embody four attributes: trust, convenience, efficiency, and security; (ii) CBDC service providers can facilitate CBDC adoption through four channels: leveraging digital technology, targeting use cases, developing business models, and complying with legal and regulatory requirements; (iii) central banks could incentivize CBDC service providers to develop these four channels when considering CBDC adoption; and (iv) central banks may be able to establish data-sharing arrangements that preserve privacy while leaving room for CBDC service providers to explore the economic value of data.