Understanding the Social Economy
Understanding the Social Economy

Author: Jack Quarter

Publisher: University of Toronto Press

Published: 2017-11-21

Total Pages: 421

ISBN-13: 1487520336

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The second edition of Understanding the Social Economy expands upon the authors' ground-breaking examination of organizations founded upon a social mission - social enterprises, non-profits, co-operatives, credit unions, and community development associations.

Co-operative Canada
Co-operative Canada

Author: Brett Fairbairn

Publisher: UBC Press

Published: 2014-10-15

Total Pages: 305

ISBN-13: 0774827912

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A shift in US bank policy. A demonstration in Greece. A tsunami in Japan. In recent times, these kinds of events have had profound effects on the economic well-being of Canadians. In such a heavily globalized environment, it may seem that only large corporations with access to transnational resources can operate successfully, but Co-operative Canada demonstrates that this is not the case. Despite economic pressures following the 2008 recession, co-operatives in Canada are thriving. In fact, there are approximately nine thousand co-ops across the nation with a combined membership of about 18 million members – more than half the population of Canada. Drawing on the results of a large research project that examined co-operatives in communities from coast to coast to coast, Co-operative Canada reveals how Canadians are using the co-operative model to collectively respond to the forces of globalization through local, community-owned enterprises. It does this through specific examples that vividly describe the pragmatic realities of the communities these co-ops serve.

Safe Money
Safe Money

Author: Beatriz Marulanda

Publisher: Inter-American Development Bank

Published: 2000-01-01

Total Pages: 281

ISBN-13: 1886938695

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Policymakers in Latin America increasingly are turning to policies that have high economic rates of return and a favorable impact on income distribution. By providing financial services to small businesses and poor households -which normally lack such services- credit unions help secure growth with equity. The challenges faced by Latin America's credit unions today are likely to force them to further modernize and consolidate, fine tune their inherent advantages, improve mechanisms for prudential regulation, and find ways to increase their share of low and middle-income markets. Safe Money presents the new thinking on how credit unions can compete effectively in modern financial markets while still retaining their social mission.

Canada
Canada

Author: International Monetary Fund. Monetary and Capital Markets Department

Publisher: International Monetary Fund

Published: 2019-06-24

Total Pages: 85

ISBN-13: 1498321119

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This Financial System Stability Assessment paper discusses that Canada has enjoyed favorable macroeconomic outcomes over the past decades, and its vibrant financial system continues to grow robustly. However, macrofinancial vulnerabilities—notably, elevated household debt and housing market imbalances—remain substantial, posing financial stability concerns. Various parts of the financial system are directly exposed to the housing market and/or linked through housing finance. The financial system would be able to manage severe macrofinancial shocks. Major deposit-taking institutions would remain resilient, but mortgage insurers would need additional capital in a severe adverse scenario. Housing finance is broadly resilient, notwithstanding some weaknesses in the small non-prime mortgage lending segment. Although banks’ overall capital buffers are adequate, additional required capital for mortgage exposures, along with measures to increase risk-based differentiation in mortgage pricing, would be desirable. This would help ensure adequate through-the cycle buffers, improve mortgage risk-pricing, and limit procyclical effects induced by housing market corrections.

Provincial Government Banks
Provincial Government Banks

Author: John Norman Benson

Publisher:

Published: 1978

Total Pages: 144

ISBN-13:

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From the back cover: Can national financial institutions, such as banks, function in a country as regionally diverse as Canada without seeming to discriminate between the regions...This book...considera a very real and specific aspect of the sharing of regulatory power within Confederation. The results of Benson's study indicate that national policies, pursued either by governments or by private sector firms, may well produce different results in different regions. This regional dieversity is often interpreted as discrimination and because of it provincial governments are sometimes led to take countrevailling action. The concept of a provincial government is one such response.

Canada
Canada

Author: International Monetary Fund. Monetary and Capital Markets Department

Publisher: International Monetary Fund

Published: 2014-03-07

Total Pages: 27

ISBN-13: 1475573480

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This paper evaluates Financial Sector Assessment Program (FSAP) intensity and effectiveness of Federal Bank supervision in Canada. The IMF report highlights that a key element of effective supervision is a willingness to increase supervisory pressure promptly when a supervisor identifies weaknesses in an institution. The IMF funding for Canadian banks is primarily through deposits and lending focuses on traditional bank products in Canada in the personal and commercial sectors. It also highlights that one of the key characteristics of Canada is a government housing policy that has contributed to a very safe and liquid residential mortgage finance system.

Canada
Canada

Author: International Monetary Fund. Legal Dept.

Publisher: International Monetary Fund

Published: 2016-09-15

Total Pages: 217

ISBN-13: 1475536143

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This report summarizes the anti–money laundering and combating the financing of terrorism measures in place in Canada. The Canadian authorities have a good understanding of most of Canada’s money laundering and terrorism financing risks. Some financial intelligence and other relevant information are accessible by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC); law enforcement agencies have greater access. FINTRAC receives a wide range of information, which it uses adequately, but some factors limit the scope and depth of the analysis it is authorized to conduct.