Cusos

Cusos

Author: Brian Lauer

Publisher: Lioncrest Publishing

Published: 2018-08-27

Total Pages: 130

ISBN-13: 9781544511719

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More people are turning to member-owned credit unions for their banking needs. But most credit unions can't provide the wide range of services offered by large global institutions and lack the resources to keep up with evolving technologies. Credit unions must become more flexible to remain vital-and Credit Union Service Organizations can make that happen. This essential handbook explains the rules, risks, and rewards of forming or joining a CUSO, a working partnership that combines the individual strengths of multiple credit unions and financial technology entrepreneurs. Brian Lauer explores every aspect of this game-changing collaboration, from creation through operation, and the tremendous opportunities it affords credit union management stakeholders and fintech innovators alike. In a highly competitive banking market, credit unions need to expand their financial horizons. CUSOs offers a bold strategic vision for maximizing efficiency and encouraging innovation to provide credit union members with more options and a higher level of service.


CU 2.0

CU 2.0

Author: Kirk Drake

Publisher:

Published: 2017-06-14

Total Pages: 252

ISBN-13: 9781619616783

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In recent decades, credit unions have seen unprecedented threats, due in large part to an eighty-year-old business model and an inability to adapt quickly to a digital economy. But Kirk Drake has devised a powerful plan to revitalize these noble institutions, making them more competitive, more creative, more connected with their membership, and more in tune with the times. A serial entrepreneur focused on credit-union technology, Drake has written a must-read manual for every CU board member, CEO, and management team in America. The first and only book of its kind, CU 2.0 offers essential strategies for leveraging the latest technologies to facilitate organizational growth and foster more even competition with the banking industry. With the tools provided here, the CU of tomorrow will be better equipped to empower its employees, while giving its members the superior financial service they want and need. It's time to be innovative and bold, to challenge long-standing inefficiencies and move away from the "old school" methods of doing business. CU 2.0 provides the skills, the savvy, and the fresh ideas necessary to finally transport the credit union out of the twentieth century and into the twenty-first.


Credit Union Collaborations

Credit Union Collaborations

Author: Guy Messick

Publisher:

Published: 2019-11-03

Total Pages: 124

ISBN-13: 9781696937900

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A credit union expert explains the practical issues in planning, organizing and operating a successful credit union collaboration. Lessons learned over thirty years in structuring successful CUSO collaborations are shared. The lessons learned can be applied to structuring collaborations among other types of cooperative organizations.


Strategy for Credit Unions

Strategy for Credit Unions

Author: Alan Shaw

Publisher:

Published: 2016-12-01

Total Pages: 224

ISBN-13: 9781540398048

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A guide for management and boards of Credit Unions. This book is recommended reading for individuals at all levels of understanding of value proposition, change management, design thinking, what strategy is and is not, decision making, culture and what should be in your strategy toolbox.Given that Strategy is a hot topic with Credit Unions across the globe, it is preferable than as many key people in your Credit Union are on the same page in understanding Strategy.This is not a 'how to' write a Strategic plan type of book, although there is a reference in the book to the type of content that a plan might include. When each of your board has read their personal copy of 'Strategy for Credit Unions', not only will they thank you, but they will be better equipped to 'join the conversation' when discussing the future of your Credit Union. They are already consuming literature from central bank and auditors, and reading endless policies. This book helps them to piece it all together and embrace the key role of all board members - to enable the most appropriate Strategies in order to ensure the continued success of the Credit Union. This is what members expect.For CEO's and managers, you have an opportunity here to bring your management team onto the same platform of understanding. You still need individuals with opposing views and the book eludes to that, but your management team will relish the opportunity to have their personal Strategy 'bible'. It will whet their appetites to read more and the team dynamics will flourish once these pages have been consumed.I wish I had this when the Credit Union appointed me to my managerial role. And to know that each board member & the rest of the management team had read it too! Wow, that would have been an even more amazing start to my CU career.


Safe Money

Safe Money

Author: Beatriz Marulanda

Publisher: Inter-American Development Bank

Published: 2000-01-01

Total Pages: 281

ISBN-13: 1886938695

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Policymakers in Latin America increasingly are turning to policies that have high economic rates of return and a favorable impact on income distribution. By providing financial services to small businesses and poor households -which normally lack such services- credit unions help secure growth with equity. The challenges faced by Latin America's credit unions today are likely to force them to further modernize and consolidate, fine tune their inherent advantages, improve mechanisms for prudential regulation, and find ways to increase their share of low and middle-income markets. Safe Money presents the new thinking on how credit unions can compete effectively in modern financial markets while still retaining their social mission.


Ria Money Transfer: a transnational company for a transnational clientele

Ria Money Transfer: a transnational company for a transnational clientele

Author: Ibrahim Sirkeci

Publisher: Lulu.com

Published: 2016-05-24

Total Pages: 34

ISBN-13: 191078124X

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This case study looks at the development of a money transfer company in a dynamic and fast changing market. Transnational nature of the business as well as profiles of customers are emphasised. Ria Money Transfer is part of the Euronet, US based parent company. Aspiring to become the most progressive company in the sector, Ria deals with customers with backgrounds from all over the world. This is also reflected in the work force of the company. Operating in distinct environments, businesses are not only concerned with a multicultural body of customers, agents and clients but also multiple economic, political, technological environments with a large number of small and big competitors. This case study alludes to the questions about the key drivers of success for a transnational company with such complex web of markets, consumers, clients and competitors. Company information, direct quotes from representatives and media are used to illustrate aspects of the business and markets.


Governance as Leadership

Governance as Leadership

Author: Richard P. Chait

Publisher: John Wiley & Sons

Published: 2011-01-11

Total Pages: 210

ISBN-13: 1118045912

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A new framework for helping nonprofit organizations maximize the effectiveness of their boards. Written by noted consultants and researchers attuned to the needs of practitioners, Governance as Leadership redefines nonprofit governance. It provides a powerful framework for a new covenant between trustees and executives: more macrogovernance in exchange for less micromanagement. Informed by theories that have transformed the practice of organizational leadership, this book sheds new light on the traditional fiduciary and strategic work of the board and introduces a critical third dimension of effective trusteeship: generative governance. It serves boards as both a resource of fresh approaches to familiar territory and a lucid guide to important new territory, and provides a road map that leads nonprofit trustees and executives to governance as leadership. Governance as Leadership was developed in collaboration with BoardSource, the premier resource for practical information, tools and best practices, training, and leadership development for board members of nonprofit organizations. Through its highly acclaimed programs and services, BoardSource enables organizations to fulfill their missions by helping build effective nonprofit boards and offering credible support in solving tough problems. For the latest in nonprofit governance, visit www.boardsource.org, or call us at 1-800-883-6262.


Getting to We

Getting to We

Author: J. Nyden

Publisher: Springer

Published: 2013-09-09

Total Pages: 234

ISBN-13: 1137344156

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Drawing on best practices and real examples from companies who are achieving record results, Getting to We flips conventional negotiation on its head, shifting the perspective from a tug of war between parties to a collaborative partnership where both sides effectively pull against a business problem.


FinAncIal

FinAncIal

Author: Kirk Drake

Publisher:

Published: 2020-11-16

Total Pages: 348

ISBN-13: 9781734407808

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Every new fintech uses artificial intelligence (AI). Some gain a competitive advantage. Others solve an old problem in a new way. All see better results than their non-AI competitors.Yet most banks and credit unions aren't even thinking about AI. With the increase in fintechs, we are at a unique time in history where banks, credit unions, and fintechs can work together to solve complex problems, improve service, improve financial performance, and step into the future. If you are a credit union or bank executive, board member, manager, or technophile, this crash course on AI in the financial space is for you!