Credit Guarantees
Credit Guarantees

Author: Michael Gudger

Publisher: Food & Agriculture Org.

Published: 1998

Total Pages: 154

ISBN-13: 9789251041734

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The problem of collateral is a daily issue for lenders and causes much debate in the development finance community. Given the difficulties experienced in arranging traditional forms of loan security, such as land or chattel mortgages, various collateral substitutes have been proposed. Among the substitutes for traditional collateral is the loan guarantee. Guarantee systems for loans have been proposed, planned and implemented in various countries. The assumption made by proponents of such a service is that the guarantee organization is either better informed about the risk of the loan than the lender or it is better structured financially to be able to manage the risk. Despite the apparent attractiveness of a loan guarantee, the empirical evidence available gives little encouragement. Nevertheless, interest in guarantees continues.

Unlocking SME Finance in Asia
Unlocking SME Finance in Asia

Author: Naoyuki Yoshino

Publisher: Routledge

Published: 2019-07-01

Total Pages: 354

ISBN-13: 0429684568

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There is limited access for small and medium-sized enterprises (SMEs) to bank credit. This book proposes new and sustainable models to help ease the access of SMEs to finance and boost economic growth and job creation in Asia. This book looks at the difficulties of SMEs in accessing finance and suggests ways on how to mitigate these challenges. It suggests how we can develop credit information infrastructures for SMEs to remedy the asymmetric information problem and to utilize credit rating techniques for the development of a sustainable credit guarantee scheme. The book provides illustrations of various Asian economies that implemented credit guarantee schemes and credit risk databases and is a useful reference for lessons and policy recommendations.

Financing Micro, Small, and Medium Enterprises
Financing Micro, Small, and Medium Enterprises

Author:

Publisher: World Bank Publications

Published: 2008-01-01

Total Pages: 135

ISBN-13: 0821374184

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This study evaluates the effectiveness of IFC's strategic priority of private sector development in frontier countries (high-risk and/or low-income) by supporting micro, small, and medium enterprises (MSMEs) during fiscal years (FY)1994-2006. IFC has channeled its support to MSME's by: i) indirect financing through financial intermediaries, and ii) by indirect institution-building support via specialized regional small and medium enterprise (SME) development facilities. This evaluation analyzes IFC's development results and provides recommendations on how IFC's performance can be improved in this area going forward.

Expanding Access to Finance
Expanding Access to Finance

Author:

Publisher: World Bank Publications

Published: 2007-01-01

Total Pages: 122

ISBN-13: 0821371789

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This book's prime audience is government policy-makers. It provides a policy framework for governments to increase micro, small and medium enterprises' access to financial services?one which is based on empirical evidence from around the world. Financial sector policies in many developing countries often work against the ability of commercial financial institutions to serve this market segment, albeit, often unintentionally. The framework guides governments on how to best focus scarce resources on three things: ? developing an inclusive financial sector policy; ? building healthy financial ins

Credit Guarantee Institutions and SME Finance
Credit Guarantee Institutions and SME Finance

Author: Paola Leone

Publisher: Springer

Published: 2012-01-17

Total Pages: 295

ISBN-13: 023036232X

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This book analyses and confronts the functioning of guarantee systems for SMEs in countries where these schemes had an important development. The book also highlights how the current financial crisis is modifying the guarantees schemes, through policy maker interventions.

Financing SMEs and Entrepreneurs 2020 An OECD Scoreboard
Financing SMEs and Entrepreneurs 2020 An OECD Scoreboard

Author: OECD

Publisher: OECD Publishing

Published: 2020-04-22

Total Pages: 224

ISBN-13: 9264598537

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The 9th edition of the Scoreboard on Financing SMEs and Entrepreneurs report provides data from 48 countries around the world on SME lending, alternative finance instruments and financing conditions, as well as information on policy initiatives to improve SME access to finance.

Credit Guarantees
Credit Guarantees

Author: Asian Development Bank

Publisher:

Published: 2016-11

Total Pages: 42

ISBN-13: 9789292575717

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Transaction reforms in eight Pacific Island countries have shown the value in ""movable"" assets such as machinery, inventory, and accounts receivable for use as collateral in borrowing. They can benefit businesses and financial institutions that offer business loans. Yet, despite these reforms, financial institutions remain unwilling to lend. Businesses still find it hard to access the credit they need to grow, which in turn creates jobs and drives the economic activity needed in the Pacific. Credit guarantees are often proposed as an instrument to overcome this problem. However, as this report finds, there is no strong theoretical justification for their use.

Asia Sme Finance Monitor 2014
Asia Sme Finance Monitor 2014

Author: Various

Publisher:

Published: 2015

Total Pages: 303

ISBN-13: 9789292570675

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The Asia SME Finance Monitor 2014 is a knowledge sharing product on small and mediumsized enterprises (SMEs) in Asia and the Pacific focusing on SME access to finance. This publication reviews various country aspects of SME finance covering the banking sector, nonbank sector, and capital markets. It is expected to support evidencebased policy making and regulations on SME finance in the region.

Financial Inclusion of Small and Medium-Sized Enterprises in the Middle East and Central Asia
Financial Inclusion of Small and Medium-Sized Enterprises in the Middle East and Central Asia

Author: Mr.Nicolas R Blancher

Publisher: International Monetary Fund

Published: 2019-02-12

Total Pages: 73

ISBN-13: 1484398173

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The importance of financial inclusion is increasingly recognized by policymakers around the world. Small and medium-sized enterprise (SME) financial inclusion, in particular, is at the core of the economic diversification and growth challenges many countries are facing. In the Middle East and Central Asia (MENAP and CCA) regions, SMEs represent an important share of firms, but the regions lag most others in terms of SME access to financing.