Being a Cheapskate isn't bad at all. There are times when one must learn ways to tighten the wallet in order to save. The problem is that some folks are given the title Cheapskate and they don't really deserve it. Like spending six dollars in a grocery store for a package of meat. A real Cheapskate would try to get their meat for FREE. Instead of paying two dollars for a soda, a real Cheapskate would find a way to take advantage of a FREE cup of water and ice. A real Cheapskate won't eat out in a restaurant unless he/she had a coupon for a FREE meal or if someone else was paying for it. To them, it's all about paying nothing because they are unwilling to spend any money to a point of doing without if they have to. But Cheapskates have to eat too. Food is a necessity for all. There is no getting around it. We all must have food in order to survive. In this book, you'll find out how Cheapskates spend absolutely nothing for food.
It used to be that “stuff” made you cool. That is so twentieth century. Jeff Yeager, the man dubbed The Ultimate Cheapskate by Matt Lauer on Today, offers a completely fresh take on personal finance, teaching us how to enjoy life more by spending less. He will show you how to buy less stuff, retire young, and live financially free, while you make a positive difference in people’s lives and save the planet along the way. The Ultimate Cheapskate’s Road Map to True Riches lays out the practices and principles that have made cheap the new cool. Live within your means at thirty and stay there. The Ultimate Cheapskate was living well on what he earned at thirty, so when he made more money, he saved every penny. Now he is “selfishly” employed, doing work he loves and helping others. Do for yourself what you could have others do for you. Cheapskates are die-hard do-it-yourselfers. It’s all about having the right tools, and The Ultimate Cheapskate will get you started. Pinch the dollars and the pennies will pinch themselves. It’s not the $3 cup of coffee; it’s the big-ticket decisions that determine whether you’ll be financially free. So buy a house, not a castle. The Ultimate Cheapskate’s Road Map to True Riches promises a quality of life you cannot buy, a sense of satisfaction you cannot fake, and an appreciation for others and for the planet that gives life value. Open your road map and prepare to discover the true joys of financial freedom.
America’s Ultimate Cheapskate is back with all new secrets for how to live happily below your means, á la cheapskate. For The Cheapskate Next Door, Jeff Yeager tapped his bargain-basement-brain-trust, hitting the road to interview and survey hundreds of his fellow cheapskates to divulge their secrets for living the good life on less. Jeff reveals the 16 key attitudes about money – and life – that allow the cheapskates next door to live happy, comfortable, debt-free lives while spending only a fraction of what most Americans spend. Their strategies will change your way of thinking about money and debunk some of life’s biggest money myths. For example, you’ll learn: how to cut your food bill in half and eat healthier as a result; how your kids can get a college education without ever borrowing a dime; how to let the other guy pay for deprecation by learning the secrets of buying used, not abused; how you can save serious money by negotiating and bartering; and how – if you know where to look – there’s free stuff and free fun all around you. The Cheapskate Next Door also features dozens of original “Cheap Shots” – quick, money saving tips that could save you more than $25,000 in a single year! Cheap Shots give you the inside scoop on: -- How to save hundreds on kids’ toys; -- What inexpensive old-fashioned kitchen appliance can save you more than $200 a year; -- How you can travel the world without ever having to pay for lodging; -- What single driving tip can save you $30,000 during your lifetime; -- Even how to save up to 40% on fine wines (and we’re not talking about the kind that comes in a box). From simple money saving tips to truly life changing financial strategies, the cheapskates next door know that the key to financial freedom and enjoying life more is not how much you earn, but how much you spend.
How to get everything you need for your new baby—without breaking the bank. When Angela Wynne started preparing for her baby’s arrival, she was overwhelmed by all the must-haves she supposedly needed. She quickly discovered that the average American family can expect to shell out more than $23,000 for the first two years of the baby’s life. Daunted by the cost of having a baby, Angela soon realized she had a gift for ferreting out the best bargains—and decided to share her findings with other parents online, with her uber-successful blog BabyCheapskate.com. And now, in The Babycheapskate Guide to Bargains, she gives you must-have advice on buying the best for your baby for less. You’ll learn: • What you need for your baby—and what you don’t need • The principles of shopping smart • Where to find great deals on baby products, both online and off • How to use social media to find bargains and get advice • How to demystify couponing and other “insider” savings techniques • And much, much more Outlining easy-to-follow, effective saving strategies, this indispensable guide takes the financial guesswork and all the unwanted stress out of planning for a baby.
America’s Ultimate Cheapskate is back with all new secrets for how to live happily below your means, á la cheapskate. For The Cheapskate Next Door, Jeff Yeager tapped his bargain-basement-brain-trust, hitting the road to interview and survey hundreds of his fellow cheapskates to divulge their secrets for living the good life on less. Jeff reveals the 16 key attitudes about money – and life – that allow the cheapskates next door to live happy, comfortable, debt-free lives while spending only a fraction of what most Americans spend. Their strategies will change your way of thinking about money and debunk some of life’s biggest money myths. For example, you’ll learn: how to cut your food bill in half and eat healthier as a result; how your kids can get a college education without ever borrowing a dime; how to let the other guy pay for deprecation by learning the secrets of buying used, not abused; how you can save serious money by negotiating and bartering; and how – if you know where to look – there’s free stuff and free fun all around you. The Cheapskate Next Door also features dozens of original “Cheap Shots” – quick, money saving tips that could save you more than $25,000 in a single year! Cheap Shots give you the inside scoop on: -- How to save hundreds on kids’ toys; -- What inexpensive old-fashioned kitchen appliance can save you more than $200 a year; -- How you can travel the world without ever having to pay for lodging; -- What single driving tip can save you $30,000 during your lifetime; -- Even how to save up to 40% on fine wines (and we’re not talking about the kind that comes in a box). From simple money saving tips to truly life changing financial strategies, the cheapskates next door know that the key to financial freedom and enjoying life more is not how much you earn, but how much you spend.
Keyana was a young, black, attractive woman seeking to seize a millionaire for a husband. She longed to live the extremely rich life that she experience as a child. Before she had quit her job Keyana had save a substantial amount of money to prepare for her treasure hunt. One bright Friday afternoon Keyana had a chance encounter with a young man named Lamont. Lamont was a college student who went back to school to take a business course. His primary intent and goal was to establish a business. To earn his school credit he was assigned to work at Lamont enterprise, which was his class project. Lamont was also a ladies man. Every Friday his employer would send him to the bank to deliver a substantial amount of money. On his way to the bank Lamont had the misfortune of tripping on the sidewalk. The money he was carrying came tumbling out of the box he was carrying, falling onto the ground. This is how the two of them met. At this meeting Lamont deceived Keyana, leading her to believe he was someone he wasnt. At the same time, Keyana herself was secretly celebrating the thought that she had suddenly met Mr. Right. Lamont also found Keyana attractive, and there was definite chemistry between the two. Later that night, they went on a date that they both would never forget
The humorous guide to managing your money, now updated and stingier and saltier than ever. Packed with hilarious observations, unusual tips, and the stingiest advice money couldn’t buy, The Cheapskate’s Handbook is the perfect gag gift for your favorite miser—who might just be you. Skinflint Mifflin Lowe invites fellow cheapskates to come out of the closet in a celebration of all things free, complimentary, pro bono, and if need be, cheap. With advice on everything from avoiding generous impulses to creatively bumming off your neighbors, plus delightful watercolor illustrations, hilarious photographs, and Mifflin’s own “Miser’s Aptitude Test,” The Cheapskate’s Handbook will have you laughing and saving money at the same time. What a deal! Praise for The Cheapskate’s Handbook “This book is fun. Whether you truly have some Scrooge in your DNA or not, it’s hard to take the Miserliness Aptitude Test . . . explore the Roommate Fee List . . . or read the “How to Avoid Taking Your Spouse or Significant Other to a Movie” chapter and not crack a smile. Or more. Lowe is irreverent, silly, and quite often over the top. . . . It’s a 2.0 edition, after all, so he gives you the cheapskate view on Uber, Lyft, Miley Cyrus, and more.” —Ryan G. Van Cleave, Sarasota Scene
Mortgages, credit card balances, student loans, car loans, and home improvement loans have become a way of life for the majority of us. And debt is putting not only our present at risk as we live paycheck to paycheck, but our futures in jeopardy as shockingly few of us have enough put away for retirement. Personal financial expert Mary Hunt wants readers to embrace the radical but simple truth that they don't need more credit or more stuff--that they can live their lives debt-free. In her classic book Debt-Proof Living, Mary reveals the secrets to getting out of debt and staying out of debt for the rest of your life. At no time in history has this liberating approach to a no-debt lifestyle been more desperately needed. Those who have been struggling to pay the bills or feel like they just can't make their finances work without taking on debt need this book. It can change their lives.
2022 NATIONAL INDIE EXCELLENCE AWARDS FINALIST — SOCIAL/POLITICAL CHANGE • 2022 ASJA ANNUAL WRITING AWARD WINNER — SERVICE • 2022 NAUTILUS BOOK AWARDS GOLD MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE • 2022 AXIOM BUSINESS BOOK AWARD GOLD MEDALIST — PHILANTHROPY/NONPROFIT/SUSTAINABILITY How do we vote with our dollars, not just to make ourselves feel good, but to make a real difference? Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. While we call the American system a democracy, capitalism is the far more powerful force in our lives. The greatest power we have—especially when political leaders won’t move quickly enough—is how we use our money: where we shop, what we buy, where we live, what institutions we entrust with our money, who we work for, and where we donate determines the trajectory of our society and our planet. While our votes and voices are essential, too, Wallet Activism helps you use your money for real impact. It can feel overwhelming to determine “the right way” to spend: a choice that might seem beneficial to the environment may have unintended consequences that hurt people. And marketers are constantly lying to you, making it hard to know what choice is best. Wallet Activism empowers us to vote with our wallets by making sense of all the information coming at us, and teaching us to cultivate a more holistic mindset that considers the complex, interrelated ecosystems of people and the planet together, not as opposing forces. From Tanja Hester, Our Next Life blogger and author of Work Optional, comes the mindset-shifting guide to help you put your money where your values are. Wallet Activism is not a list of dos and don’ts that will soon become outdated, nor does it call for anti-consumerist perfection. Instead, it goes beyond simple purchasing decisions to explore: The impacts a financial decision can have across society and the environment How to create a personal spending philosophy based on your values Practical questions to quickly assess the “goodness” of a product or an entity you may buy from The ethics of earning money, choosing what foods to eat, employing others, investing responsibly, choosing where to live, and giving money away For anyone interested in leaving the world better than you found it, Wallet Activism helps you build habits that will make your money matter.
