Busted: Life Inside the Great Mortgage Meltdown

Busted: Life Inside the Great Mortgage Meltdown

Author: Edmund L. Andrews

Publisher: W. W. Norton & Company

Published: 2009-05-22

Total Pages: 237

ISBN-13: 0393067947

DOWNLOAD EBOOK

Summary: Busted weaves together the author's own ride to the edge of bankruptcy with the tragicomic stories of his lenders, the Wall Street pros behind them, and the policymakers in Washington who were oblivious until it was too late.


Upside Down-Navigating a Personal Mortgage Crisis

Upside Down-Navigating a Personal Mortgage Crisis

Author: Bob Wartinger

Publisher: Lulu.com

Published: 2009-12

Total Pages: 98

ISBN-13: 0578044986

DOWNLOAD EBOOK

What a year in real estate that was! It was hard to face the facts for a while, and my most trusted friends could only shake their heads in sympathy. My brand new house was worth less than fifty percent of its appraised value, and considerably less than the value of the materials and labor that went into constructing it - only one year after being built! I was in a situation all too common in America today - "upside down" - with a large mortgage to pay and increasingly squeezed in my ability to make monthly payments. "Upside Down" is my story: How I resolved the predicament of the investment that wasn't. I have written "Upside Down" to help you and other homeowners who find themselves in a similar real estate predicament. It includes tips and information regarding short sales or, at the very least, resolving difficult mortgage situations.


This is the Year I Put My Financial Life in Order

This is the Year I Put My Financial Life in Order

Author: John Schwartz

Publisher: Penguin

Published: 2018-04-03

Total Pages: 322

ISBN-13: 0399576819

DOWNLOAD EBOOK

A New York Times correspondent shares his financial successes and mishaps, offering an everyman's guide to straightening out your money once and for all. Money management is one of our most practical survival skills—and also one we've convinced ourselves we're either born with or not. In reality, financial planning can be learned, like anything else. Part financial memoir and part research-based guide to attaining lifelong security, This Is the Year I Put My Financial Life in Order is the book that everyone who has never wanted to read a preachy financial guide has been waiting for. John Schwartz and his wife, Jeanne, are pre-retirement workers of an economic class well above the poverty line, but well below the one percent. Sharing his own alternately harrowing and hilarious stories—from his brush with financial ruin and bankruptcy in his thirties to his short-lived budgeted diet of cafeteria french fries and gravy—John will walk you through his own journey to financial literacy, which he admittedly started a bit late. He covers everything from investments to retirement and insurance to wills (at fifty-eight, he didn't have one!), medical directives and more. Whether you're a college grad wanting to start out on the right foot or you're approaching retirement age and still wondering what a 401(K) is, This Is the Year I Put My Financial Life in Order will help you become your own best financial adviser.


Middle Class Meltdown in America

Middle Class Meltdown in America

Author: Kevin T Leicht

Publisher: Routledge

Published: 2013-12-17

Total Pages: 195

ISBN-13: 1134631561

DOWNLOAD EBOOK

In accessible prose for North American undergraduate students, this short text provides a sociological understanding of the causes and consequences of growing middle class inequality, with an abundance of supporting, empirical data. The book also addresses what we, as individuals and as a society, can do to put middle class Americans on a sounder footing.


Perish

Perish

Author: Lisa Black

Publisher: Kensington Books

Published: 2018-01-30

Total Pages: 281

ISBN-13: 1496713567

DOWNLOAD EBOOK

A stunning Gardiner and Renner thriller from the New York Times–bestselling author of Every Kind of Wicked, “one of the best storytellers around” (Tess Gerritsen). Forensic investigator Maggie Gardiner always follows the rules. Detective Jack Renner doesn’t believe in them . . . In a mansion on the outskirts of Cleveland, a woman’s body lies in a pool of blood. The victim is Joanna Moorehouse, founder of Sterling Financial. To crack the case, Maggie and Jack will have to infiltrate the cutthroat world of high-stakes finance. But every employee at Sterling Financial is hellbent on making a killing. When a series of unrelated murders reveals disturbing evidence, only Maggie recognizes the handiwork of a killer who will continue killing until he is stopped. Burdened with unbearable secrets, Maggie must make an agonizing choice, while her instincts keep telling her: she’s next. “As always with Black, this psychological suspense is incredible.” —Suspense Magazine “Full of fascinating forensic science and an eye-opening deep dive into predatory mortgage-lending practices.” —Publishers Weekly Praise for Lisa Black and The Gardiner and Renner Thrillers “Lisa Black always delivers.” —Jeff Lindsay, creator of the Dexter series “This terrific mystery will keep you guessing—and turning pages.” —Hank Phillippi Ryan “A great choice for readers of psychological suspense, forensic investigations, and mystery.” —Library Journal


Ethics and the Global Financial Crisis

Ethics and the Global Financial Crisis

Author: Boudewijn de Bruin

Publisher: Cambridge University Press

Published: 2015-02-12

Total Pages: 243

ISBN-13: 1107028914

DOWNLOAD EBOOK

This book examines the decision-making of key stakeholders in the financial services industry through the lens of recent work on epistemic virtues.


Global Financial Contagion

Global Financial Contagion

Author: Shalendra D. Sharma

Publisher: Cambridge University Press

Published: 2014

Total Pages: 405

ISBN-13: 1107027209

DOWNLOAD EBOOK

This book is an authoritative account of the economic and political roots of the 2008 financial crisis. It examines why it was triggered in the United States, why it morphed into the Great Recession, and why the contagion spread with such ferocity around the globe. It also examines how and why economies - including the Eurozone, Russia, China, India, East Asia, and the Middle East - have been impacted and explores their response to the unprecedented challenges of the crisis and the effectiveness of their policy measures. Global Financial Contagion specifically looks at how the Obama administration's policy missteps have contributed to America's huge debt and slow recovery, why the Eurozone's response to its existential crisis has become a never-ending saga, and why the G-20's efforts to create a new international financial architecture may fall short. This book will long be regarded as the standard account of the crisis and its aftermath.


Consequences of Economic Downturn

Consequences of Economic Downturn

Author: M. Starr

Publisher: Springer

Published: 2016-04-30

Total Pages: 276

ISBN-13: 0230118356

DOWNLOAD EBOOK

The 2007-09 financial crisis and economic downturn inflicted considerable hardship on the U.S. population. This book argues that the financial crisis and ensuing recession reflected not just a malfunctioning of the financial system - but also inequalities and insecurities in access to livelihoods that favor well-off groups and leave ordinary people shouldering undue burdens of downside risk. This book, a collection of original papers by leading social economists and scholars in related fields, examines social, distributional, and ethical dimensions of the downturn. It should be of broad interest to the social-science and economic-policy communities.


Capital City

Capital City

Author: Samuel Stein

Publisher: Verso Books

Published: 2019-03-12

Total Pages: 243

ISBN-13: 1786636395

DOWNLOAD EBOOK

“This superbly succinct and incisive book” on urban planning and real estate argues gentrification isn’t driven by latte-sipping hipsters—but is engineered by the capitalist state (Michael Sorkin, author of All Over the Map) Our cities are changing. Around the world, more and more money is being invested in buildings and land. Real estate is now a $217 trillion dollar industry, worth thirty-six times the value of all the gold ever mined. It forms sixty percent of global assets, and one of the most powerful people in the world—the former president of the United States—made his name as a landlord and developer. Samuel Stein shows that this explosive transformation of urban life and politics has been driven not only by the tastes of wealthy newcomers, but by the state-driven process of urban planning. Planning agencies provide a unique window into the ways the state uses and is used by capital, and the means by which urban renovations are translated into rising real estate values and rising rents. Capital City explains the role of planners in the real estate state, as well as the remarkable power of planning to reclaim urban life.


Shakedown

Shakedown

Author: Steven Malanga

Publisher: Ivan R. Dee

Published: 2010-10-16

Total Pages: 184

ISBN-13: 1566639662

DOWNLOAD EBOOK

As their infatuation with President Obama fades, millions of Americans anxiously ask, Is this the change we were waiting for? The current administration represents change, for sure, Steven Malanga argues - a momentous transformation of the fundamental structure of American politics. A self-interested coalition of public-sector unions and government-financed community activists (like the young Barack Obama) has become our era''s characteristic political machine. In Shakedown, Mr. Malanga shows how this machine''s single-minded goal is always bigger government and more public spending. The bill, he says, is now coming due for the relentless rise of this new political powerhouse. He chronicles how public-sector unions and the corrupt political hacks beholden to them have all but bankrupted once-rich states like California and New Jersey. He details the campaigns to undermine the successful and popular 1990s welfare reform and to revitalize the failed, wasteful War on Poverty programs that funnel taxpayer money to the advocacy groups that are integral cogs in the new political machine. And he provides a comprehensive summary of how these same advocacy groups spent decades helping undermine mortgage standards in the name of helping the poor - in the process enriching themselves and enabling the housing meltdown. As Americans anxiously ponder the future direction of their government and their economy, Shakedown explores the questions of who got us in this mess and why we need change - constructive change - more than ever.