The Top 10 Reasons the Rich Go Broke

The Top 10 Reasons the Rich Go Broke

Author: John MacGregor

Publisher: RDA Press LLC

Published: 2020-05-26

Total Pages: 197

ISBN-13: 1947588117

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Learning from your mistakes makes you smart. Learning from other people’s mistakes makes you a genius. There are two ways to share knowledge, you can push information out or you can pull them in with story. A good story well told, can change the world. After 25 years in the trenches working with thousands of individuals and small business owners, John MacGregor opens the vault on 10 incredible stories that have the power to transform your financial life forever. In this book MacGregor reveals 10 real-life stories of people he encountered who had everythng and lost it all. It is here, MacGreogor reveals for the first time “The B.E.A.R Trap”, THE four underlying reasons why so many people go and stay broke. Using jaw dropping stories, this book answers and solves why: • 78% of people are living paycheck to paycheck • 65% of people could not come up with $400 today for an emergency expense • Why money is the #1 source of stress in our society • AND, why this problem is getting worse – not better - despite the thousands of how-to-books, DVD, and online resources available. Unlike the thousands of traditional “how-to” personal finance books that use traditional methods that rarely elicit change in people, these stories elicit something deep within the reader that allows people to make meaningful transformations in their life. The BEAR Trap formula is not only effective in your financial decision making, you can use it anywhere in your life to avoid painful outcomes and pitfalls. Though this is about the rich going broke, the amount of money doesn’t matter as everyone of these stories can pertain to you and your family


Broke But So Retired

Broke But So Retired

Author: Tonya Hunter

Publisher: Createspace Independent Publishing Platform

Published: 2017-11-27

Total Pages: 108

ISBN-13: 9781979409797

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In this book, the author offers ways to learn how to enjoy as many work-free years as possible. Learn how to decrease your work years to retired years ratio (WY: RT). This ratio compares the quantity of work years to retired years and the two are interdependent of each other. If you have worked for fifty years and is now one hundred years old, your ratio is 50/100; 50:100 which is reduced to 1/2. Meaning that you have spent only half your life working which is that not bad. Most people can not say that. The average life expectancy is somewhere around 74 years of age. Most people work until they are 65 or 70 years old. The more common ratio is 40:10 assuming that the starting work age is 25 years. In this book, you will get ideas on how to retire right now without having a lot of money but still be able to enjoy your life.


Don't Go Broke in Retirement

Don't Go Broke in Retirement

Author: Steve Vernon

Publisher: Rest-Of-Life Communications

Published: 2020-08-18

Total Pages: 184

ISBN-13: 9780985384661

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Make Smart Choices with Your Social Security and Savings! Are you thinking about retiring soon, or have you recently retired? Don't Go Broke in Retirement, the latest in a series of acclaimed books by trusted retirement expert Steve Vernon, gets right to the point and shares an easy-to-follow, three-step plan that helps you answer these critical questions: Have you saved enough money to retire? When should you start your Social Security benefits? What's the best way to build lifetime income that's protected from financial crises? What living expenses should you reduce to make retirement more affordable? Based on the "Spend Safely in Retirement Strategy," the plan was developed from new research by the Stanford Center on Longevity and the Society of Actuaries. Learn why this strategy has garnered national attention and discover how the recent financial turmoil successfully stress-tested this plan, proving its effectiveness for managing retirement funds. Don't Go Broke in Retirement provides the information and tools you need to generate the most retirement income from your Social Security benefits and retirement savings, including: A simple, step-by-step checklist to help you put your plans into action Modifications to personalize the strategy for your goals and circumstances Access to bonus chapters to help you apply the strategies outlined in the book, including investing in retirement, navigating tax rules, and finding professional help with retirement funding strategies A list of helpful resources and research to learn more Don't worry about your retirement! Instead, develop solid financial strategies so you can confidently enjoy your retirement years.


Don't Retire Broke

Don't Retire Broke

Author: Rick Rodgers

Publisher: Red Wheel/Weiser

Published: 2017-03-20

Total Pages: 256

ISBN-13: 1632659182

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Retirement planning was simple and predictable 40 years ago. All you needed was your company pension, personal savings, and Social Security. Those days are long gone. Most public pensions are underfunded, and private companies can’t get rid of them fast enough. Social Security’s own trustees predict it will run out of money in less than 20 years. And most people haven’t saved even a fraction of what they should. Retiring comfortably today is not about saving more, it’s about saving smart. In Don’t Retire Broke, you will learn: Traps to avoid before you retire. How to maximize Social Security benefits. What to do now if you still have a pension. How to keep the IRS out of your IRA. Isn’t it time to make sure you don’t retire broke?


The Money Book for the Young, Fabulous & Broke

The Money Book for the Young, Fabulous & Broke

Author: Suze Orman

Publisher: Penguin

Published: 2005

Total Pages: 412

ISBN-13: 9781573222976

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From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.


Retired Broke

Retired Broke

Author: Randy Kirk

Publisher: Frugal Frog Enterprises, LLC

Published: 2015-02-17

Total Pages: 90

ISBN-13: 9780990943808

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"Retired Broke-How to Fix Your Retirement" will help you find ways to pay for your retirement when you have little or no money saved. Do you wish to know the secrets to experiencing a happy carefree retirement? Creative solutions help you overcome any obstacles on your path to a lively retirement. This book will show you: How to use assets you may already have to generate much needed retirement income. Ways to take control of your healthcare costs being your own advocate using easy to follow tips. Several out-of-the-box ideas to accomplish the travel you desire. How to set goals for your retirement and make a plan to achieve them easily. Tips to save money on Insurance, entertainment, transportation, food, and much more. Easy to read; it's jammed packed with ideas to solve your underfunded retirement. "Retired Broke-How to Fix Your Retirement" will reassure you that you can live your life without a million dollar nest egg or any nest egg for that matter."


Breaking Up with Busy

Breaking Up with Busy

Author: Yvonne Tally

Publisher: New World Library

Published: 2018-03-20

Total Pages: 218

ISBN-13: 1608685268

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Make the time for what matters most by breaking up with busy Overbooking and under-sleeping have almost become status symbols, and having it all seems to be synonymous with doing it all, yet what do we really accomplish with so much busyness? Yvonne Tally wants to give you back your life by helping you break the busyness habit. She offers realistic, step-by-step, and even fun ways to get off the busyness hamster wheel and reclaim your time. Yvonne shows how the benefits of living a more balanced life can improve your longevity and spiritual well-being. She outlines ways to shift and calm your mind, learn how to say no, and create your own “busy-busting solutions.” With fifty-two refreshers and reminders, Breaking Up with Busy provides incremental ways to change habits, transform thinking, and reconnect with your unique, personal sense of play and pleasure.


Money Drunk/Money Sober

Money Drunk/Money Sober

Author: Mark Bryan

Publisher: Wellspring/Ballantine

Published: 1999-02-09

Total Pages: 242

ISBN-13: 0345432657

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In a society where it is often easier to discuss sex than money, many of us have hidden issues about personal finances. But when fending off bill collectors, begging for salary advances, or borrowing from relatives becomes a way of life, unresolved money problems can lead to enormous stress and destroy relationships, careers, and lives. Do you recognize yourself or someone you love in any of these descriptions? THE COMPULSIVE SPENDER Do you buy things and hide them? THE BIG DEAL CHASER Do you refuse to watch your money because one big deal is going to make everything all right? THE MAINTENANCE MONEY DRUNK Is the pay the only thing you like about your job? THE POVERTY ADDICT Do you feel morally superior to people with money? THE CASH CODEPENDENT Are you afraid to say no to your partner about money? Through their highly effective seminars, Mark Bryan and Julia Cameron have helped many people get out of debt and free themselves from the painful cycle of acting out with money. The Money Drunk offers new perspectives on the real roots of money problems, showing how to dismantle negative family and societal programming about money and how to undo the destructive patterns that sabotage your financial success. The program teaches new, more constructive habits to anyone who has ever had a problem with money.


Happiness at Work: Be Resilient, Motivated, and Successful - No Matter What

Happiness at Work: Be Resilient, Motivated, and Successful - No Matter What

Author: Srikumar S. Rao

Publisher: McGraw Hill Professional

Published: 2010-03-26

Total Pages: 257

ISBN-13: 0071715118

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Learn to create resilience and happiness no matter what’s going on in your life In these tough times, there are few people who are completely happy with the current conditions. From business executives to the everyday Joe or Jane, everyone seems to be going through a rough economic and personal crunch. But acclaimed business school Professor Srikumar Rao says that we can learn to create joy no matter what else may be going on around us. Rao shows you that it isn't the negative thing that happens to you that causes your unhappiness, it's how you see it. Happiness at Work is a thought-provoking new title that moves the mind away from negativity and forces you to resist labeling situations as "bad", but rather seeing them as neutral. Happiness at Work provides: Surprising ways of looking at change and problem-solving Exercises that shift one’s perspective Learn the vital wisdom necessary to achieving a joyful, successful life as you define it through greater resilience and a strong inner core. Get it now with The Happiness Choice. "Follow Srikumar Rao’s instructions and you will enjoy the journey to more happiness and meaning in your life, no matter what!" --Marshall Goldsmith, author of What Got You Here Won’t Get You There "Happiness at Work brings new understanding of the essential role happiness plays in workplace learning and performance. Srikumar Rao’s guidelines for our journey to leadership include aspects rarely explored and newly significant." --Frances Hesselbein, chairman and founding president, Leader to Leader Institute/Drucker Foundation for Nonprofit Management "This book is a treasure chest full of wisdom. Each and every one of its 34 chapters introduced me to or reminded me of a very important principle for living a happy and successful life." --Jack Canfield, co-creator of the Chicken Soup for the Soul® series and coauthor of The Success Principles