Banking Matters
Banking Matters

Author: Duncan Knowles

Publisher:

Published: 2021-03-16

Total Pages: 280

ISBN-13:

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We live in an age of disruption. Well known industries have changed beyond recognition as they were first digitised, then disrupted, and finally dematerialised. Banks no longer meet the needs of their customers, we are told. They are too slow, unresponsive, and ripe for disruption. And yet, even with support from politicians and regulators in many markets, most would be disruptors have struggled to achieve profitability, despite having built large customer bases in short spans of time, and despite being often seen as more innovative, more relevant, and more customer-oriented than the incumbent banks. Banks that should be uncompetitive continue to dominate finance. Why then do societies not take stronger action? Why not tilt the playing field much further against incumbents? Why not break up, or even abolish, the banks? Because banking matters. Too few people understand the critical role that banks and banking play in our economies. Too few people understand the risks that banks' activities create, or why we should accept these risks. Too few people understand how banks help guard society against financial criminals. Anyone working in a bank, seeking to disrupt banking, or undertaking banking activities, needs to understand the role they play and the potential impact of their actions.Because banking matters. Duncan Knowles built his extensive knowledge of banking through over 20 years delivering creative and practical solutions to complex issues in banking-related businesses across the world. He has worked closely with both retail and corporate banks in over 30 countries.In this book, Duncan shares his expertise and his unique perspective, providing an essential guide for anyone wanting to understand commercial banking in our current age of disruption.www.becausebankingmatters.com

Matter
Matter

Author: Iain M. Banks

Publisher: Orbit

Published: 2009-02-10

Total Pages: 415

ISBN-13: 031604072X

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A novel of dazzling wit and serious purpose. An extraordinary feat of storytelling and breathtaking invention on a grand scale, it is a tour de force from a writer who has turned science fiction on its head. "Unexpectedly savage, emotionally powerful, and impossible to forget." —The Times In a world renowned even within a galaxy full of wonders, a crime within a war. For one brother it means a desperate flight, and a search for the one — maybe two — people who could clear his name. For his brother it means a life lived under constant threat of treachery and murder. And for their sister, even without knowing the full truth, it means returning to a place she'd thought abandoned forever. Only the sister is not what she once was; Djan Seriy Anaplian has changed almost beyond recognition to become an agent of the Culture's Special Circumstances section, charged with high-level interference in civilizations throughout the greater galaxy. Concealing her new identity — and her particular set of abilities — might be a dangerous strategy, however. In the world to which Anaplian returns, nothing is quite as it seems; and determining the appropriate level of interference in someone else's war is never a simple matter. The Culture Series Consider Phlebas The Player of Games Use of Weapons The State of the Art Excession Inversions Look to Windward Matter Surface Detail The Hydrogen Sonata

Hair Matters
Hair Matters

Author: Ingrid Banks

Publisher: NYU Press

Published: 2000

Total Pages: 223

ISBN-13: 081471336X

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Contains primary source material.

Fragile by Design
Fragile by Design

Author: Charles W. Calomiris

Publisher: Princeton University Press

Published: 2015-08-04

Total Pages: 584

ISBN-13: 0691168350

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Why stable banking systems are so rare Why are banking systems unstable in so many countries—but not in others? The United States has had twelve systemic banking crises since 1840, while Canada has had none. The banking systems of Mexico and Brazil have not only been crisis prone but have provided miniscule amounts of credit to business enterprises and households. Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents. Calomiris and Haber combine political history and economics to examine how coalitions of politicians, bankers, and other interest groups form, why they endure, and how they generate policies that determine who gets to be a banker, who has access to credit, and who pays for bank bailouts and rescues. Fragile by Design is a revealing exploration of the ways that politics inevitably intrudes into bank regulation.

Reconceptualising Global Finance and its Regulation
Reconceptualising Global Finance and its Regulation

Author: Ross P. Buckley

Publisher: Cambridge University Press

Published: 2016-03-11

Total Pages: 485

ISBN-13: 1107100933

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Taking stock of the 2008 global financial crisis, this book provides 'outside the box' solutions for reforming international financial regulation.

Bank Regulation, Risk Management, and Compliance
Bank Regulation, Risk Management, and Compliance

Author: Alexander Dill

Publisher: Taylor & Francis

Published: 2019-10-01

Total Pages: 345

ISBN-13: 1000702731

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Bank Regulation, Risk Management, and Compliance is a concise yet comprehensive treatment of the primary areas of US banking regulation – micro-prudential, macroprudential, financial consumer protection, and AML/CFT regulation – and their associated risk management and compliance systems. The book’s focus is the US, but its prolific use of standards published by the Basel Committee on Banking Supervision and frequent comparisons with UK and EU versions of US regulation offer a broad perspective on global bank regulation and expectations for internal governance. The book establishes a conceptual framework that helps readers to understand bank regulators’ expectations for the risk management and compliance functions. Informed by the author’s experience at a major credit rating agency in helping to design and implement a ratings compliance system, it explains how the banking business model, through credit extension and credit intermediation, creates the principal risks that regulation is designed to mitigate: credit, interest rate, market, and operational risk, and, more broadly, systemic risk. The book covers, in a single volume, the four areas of bank regulation and supervision and the associated regulatory expectations and firms’ governance systems. Readers desiring to study the subject in a unified manner have needed to separately consult specialized treatments of their areas of interest, resulting in a fragmented grasp of the subject matter. Banking regulation has a cohesive unity due in large part to national authorities’ agreement to follow global standards and to the homogenizing effects of the integrated global financial markets. The book is designed for legal, risk, and compliance banking professionals; students in law, business, and other finance-related graduate programs; and finance professionals generally who want a reference book on bank regulation, risk management, and compliance. It can serve both as a primer for entry-level finance professionals and as a reference guide for seasoned risk and compliance officials, senior management, and regulators and other policymakers. Although the book’s focus is bank regulation, its coverage of corporate governance, risk management, compliance, and management of conflicts of interest in financial institutions has broad application in other financial services sectors. Chapter 6 of this book is freely available as a downloadable Open Access PDF at http://www.taylorfrancis.com under a Creative Commons Attribution-Non Commercial-No Derivatives (CC-BY-NC-ND) 4.0 license.