American Housing Brief
Author:
Publisher:
Published: 1991-06
Total Pages: 66
ISBN-13:
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Modern American Housing
Author: Peggy Tully
Publisher: Princeton Architectural Press
Published: 2013-06-25
Total Pages: 0
ISBN-13: 9781616891091
DOWNLOAD EBOOKModern American Housing brings together the most enlightened thinkers from the worlds of architecture, social practice, and real estate development to present the latest developments in the design and construction of new housing stock in re-urbanizing cities throughout the United States. New housing is grouped into three sections—housing towers, reused historical structures, and urban infill—and documented with photographs, pre-construction renderings, floor plans, and maps indicating location in urban settings. An accompanying essay and a discussion with urban planners, architects, and policymakers round out this fresh look at the past and future of the American house.
Housing America
Author: Randall G. Holcombe
Publisher: Routledge
Published: 2017-07-05
Total Pages: 408
ISBN-13: 1351514997
DOWNLOAD EBOOKHousing policy not only aff ects all Americans' quality of life, but has a direct impact on their fi nancial well being. About 70 percent of American households own their own homes, and for most, their homes represent the majority of their net worth. Renters are aff ected by housing policy. Even the small minority of Americans who are homeless are aff ected by housing policies specifi cally targeted to low-income individuals.The government's increasing involvement in housing markets, fed by popular demand that government "do something" to address real problems of mortgage defaults and loans, provides good reason to take a new look at the public sector in housing markets. Crises in prime mortgage lending may lower the cost of housing, but the poor and homeless cannot benefi t because of increases in unemployment. Even the private market is heavily regulated. Government policies dictate whether people can build new housing on their land, what type of housing they can build, the terms allowed in rental contracts, and much more.This volume considers the eff ects of government housing policies and what can be done to make them work better. It shows that many problems are the result of government rules and regulations. Even in a time of foreclosures, the market can still do a crucial a job of allocating resources, just as it does in other markets. Consequently, the appropriate policy response may well be to signifi cantly reduce, not increase, government presence in housing markets. Housing America is a courageous and comprehensive eff ort to examine housing policies in the United States and to show how such policies aff ect the housing market.
American Housing Brief from the American Housing Survey
Author:
Publisher:
Published: 1991
Total Pages: 34
ISBN-13:
DOWNLOAD EBOOKAmerican Community Survey
Author:
Publisher:
Published: 2000
Total Pages: 18
ISBN-13:
DOWNLOAD EBOOKAmerica's Trillion-dollar Housing Mistake
Author: Howard Husock
Publisher: Ivan R. Dee Publisher
Published: 2003
Total Pages: 152
ISBN-13:
DOWNLOAD EBOOKThis book explains how public housing projects are not the only housing policy mistakes. Lesser known efforts are just as pernicious, working in concert to undermine sound neighborhoods and perpetuate a dependent underclass.
Building The Dream
Author: Gwendolyn Wright
Publisher: Pantheon
Published: 2012-05-09
Total Pages: 471
ISBN-13: 0307817113
DOWNLOAD EBOOKFor Gwendolyn Wright, the houses of America are the diaries of the American people. They create a fascinating chronicle of the way we have lived, and a reflection of every political, economic, or social issue we have been concerned with. Why did plantation owners build uniform cabins for their slaves? Why were all the walls in nineteenth-century tenements painted white? Why did the parlor suddenly disappear from middle-class houses at the turn of the century? How did the federal highway system change the way millions of Americans raised their families? Building the Dream introduces the parade of people, policies, and ideologies that have shaped the course of our daily lives by shaping the rooms we have grown up in. In the row houses of colonial Philadelphia, the luxury apartments of New York City, the prefab houses of Levittown, and the public-housing towers of Chicago, Wright discovers revealing clues to our past and a new way of looking at such contemporary issues as integration, sustainable energy, the needs of the elderly, and how we define "family."
Permanent Supportive Housing
Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
Published: 2018-08-11
Total Pages: 227
ISBN-13: 0309477042
DOWNLOAD EBOOKChronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.
The Great American Housing Bubble
Author: Adam J. Levitin
Publisher: Harvard University Press
Published: 2020-06-09
Total Pages: 401
ISBN-13: 0674979656
DOWNLOAD EBOOKThe definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.
