A Straightforward Guide to Pensions and the Pensions Industry is a concise guide to the changing world of pensions and the pensions industry as a whole. People who are now confused by the many and varied pensions on offer and also bewildered by the sheer number of providers will be enlightened by this comprehensive guide. The book will also shed light on the current climate where uncertainty concerning pensions and annuities is prevalent. In particular changes to retirement ages will be highlighted.
A concise guide to the changing world of pensions and the pensions industry as a whole. People who are now confused by the many and varied pensions on offer and also bewildered by the sheer number of providers will be enlightened by this comprehensive guide. The book will also shed light on the current climate where uncertainty concerning pensions and annuities is prevalent. In particular, changes to the retirement age will be highlighted.
A comprehensive guide to the complexities of personal finance and the myriad investment decisions facing the individual, particularly during the current economic climate where individuals need to maximise their savings and safeguard long-term investments, such as pension plans.
This book will help you navigate your way through the complex maze of state, private, workplace and individual pensions, offering you a range of achievable solutions you can carry out yourself to make a significant difference to your retirement income. It explains the different types of pension that exist and offers expert advice on efficient ways to build a secure retirement and how to manage that security once you have retired.
A Straightforward Guide to Pensions and the Pensions Industry is a concise guide to the changing world of pensions and the pensions industry as a whole. People who are now confused by the many and varied pensions on offer, and also bewildered by the sheer number of providers, will be enlightened by this comprehensive guide. The book will also shed light on the current climate where uncertainty concerning pensions and annuities is prevalent. In particular changes to retirement ages will be highlighted.
The third edition of A Guide to Personal Investments is a comprehensive guide to the complexities of personal finance in 2011. Bearing in mind the current backdrop of low interest rates, high inflation and low returns overall, the information it contains will be particularly valuable. The book is suitable for small investors in all markets and also covers personal pensions and property investments. Other areas covered include savings, health and education.
The bestselling author of Pioneering Portfolio Management, the definitive template for institutional fund management, returns with a book that shows individual investors how to manage their financial assets. In Unconventional Success, investment legend David F. Swensen offers incontrovertible evidence that the for-profit mutual fund industry consistently fails the average investor. From excessive management fees to the frequent "churning" of portfolios, the relentless pursuit of profits by mutual fund management companies harms individual clients. Perhaps most destructive of all are the hidden schemes that limit investor choice and reduce returns, including "pay-to-play" product-placement fees, stale-price trading scams, soft-dollar kickbacks, and 12b-1 distribution charges. Even if investors manage to emerge unscathed from an encounter with the profit-seeking mutual fund industry, individuals face the likelihood of self-inflicted pain. The common practice of selling losers and buying winners (and doing both too often) damages portfolio returns and increases tax liabilities, delivering a one-two punch to investor aspirations. In short: Nearly insurmountable hurdles confront ordinary investors. Swensen's solution? A contrarian investment alternative that promotes well-diversified, equity-oriented, "market-mimicking" portfolios that reward investors who exhibit the courage to stay the course. Swensen suggests implementing his nonconformist proposal with investor-friendly, not-for-profit investment companies such as Vanguard and TIAA-CREF. By avoiding actively managed funds and employing client-oriented mutual fund managers, investors create the preconditions for investment success. Bottom line? Unconventional Success provides the guidance and financial know-how for improving the personal investor's financial future.
A Straightforward Guide to Individual and Family Finances is a comprehensive guide to all aspects of the complex area of personal finances. The book is clear and concise and is intended for the layperson, although it can be utilised by the professional or student. It is ideal for anyone who wishes to obtain important practical advice concerning this area, particularly in the current turbulent climate where uncertainty concerning savings and investments is prevalent.
A Straightforward Guide to Pensions and the Pensions Industry is a concise guide to the changing world of pensions and the pensions industry as a whole, updated to 2019. People who are now confused by the many and varied pensions on offer and also bewildered by the sheer number of providers will be enlightened by this comprehensive guide. The book will also shed light on the current climate where uncertainty concerning pensions and annuities is prevalent. In particular changes to retirement ages will be highlighted.
